Stockdale, Texas mortgage lenders include Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, Third Coast BankThird Coast Bank5508 W Highway 290, Austin, TX 78735A5.0 ★Texas Ratio: 6.75%, Pilgrim Mortgage LLCPilgrim Mortgage LLC123 E 3rd St, Clarendon, TX 79226A+5.0 ★Texas Ratio: 1.04%, Falls City National BankFalls City National Bank100 S Front St, Falls City, TX 78113A+5.0 ★Texas Ratio: 4.69%, Rally Credit UnionRally Credit Union1317 W Frontage Rd, Alamo, TX 78516 2388A+5.0 ★Texas Ratio: 4.20%, Sente Mortgage, Inc.Sente Mortgage, Inc.6160 WARREN PKWY STE 500, FRISCO, TX 75034 9673, Click n' Close, Inc.Click n' Close, Inc.Addison, TX, Network Funding, L.P.Network Funding, L.P.Houston, TX, Gardner Financial ServicesGardner Financial ServicesSan Antonio, TX, and 21St Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Stockdale, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Stockdale are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Stockdale, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional | 9 | 16.4% | 100% | $149,444 | View |
|
5508 W Highway 290, Austin, TX 78735 A5.0 ★Texas Ratio: 6.75% |
Conventional | 2 | 3.6% | 100% | $190,000 | View |
|
123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04% |
Conventional | 2 | 3.6% | 100% | $410,000 | View |
|
100 S Front St, Falls City, TX 78113 A+5.0 ★Texas Ratio: 4.69% |
Conventional | 2 | 3.6% | 100% | $255,000 | View |
|
1317 W Frontage Rd, Alamo, TX 78516 2388 A+5.0 ★Texas Ratio: 4.20% |
Conventional | 1 | 1.8% | 100% | $235,000 | View |
Sente Mortgage, Inc.
6160 WARREN PKWY STE 500, FRISCO, TX 75034 9673 |
VA | 1 | 1.8% | 100% | $225,000 | |
Click n' Close, Inc.
|
Conventional, FHA | 2 | 3.6% | 100% | $195,000 | |
Network Funding, L.P.
|
Conventional | 1 | 1.8% | 100% | $245,000 | |
Gardner Financial Services
|
Conventional | 1 | 1.8% | 50% | $545,000 | |
21St Mortgage
|
Conventional | 5 | 9.1% | 45.5% | $201,000 | |
United Wholesale Mortgage
|
Conventional, FHA | 4 | 7.3% | 80% | $302,500 | |
|
A+5.0 ★Texas Ratio: 5.06% |
Conventional | 2 | 3.6% | 57.1% | $200,000 | View |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional, VA | 2 | 3.6% | 100% | $280,000 | View |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 2 | 3.6% | 40% | $125,000 | |
Semper Home Loans, Inc
|
FHA | 1 | 1.8% | 100% | $335,000 | |
|
B+4.7 ★Texas Ratio: 18.17% |
Conventional | 1 | 1.8% | 14.3% | $225,000 | View |
Equity Prime Mortgage LLC
|
Conventional | 1 | 1.8% | 100% | $255,000 | |
Kind Lending, LLC
|
Conventional | 1 | 1.8% | 100% | $255,000 | |
PHH Mortgage Corporation
|
VA | 1 | 1.8% | 100% | $415,000 | |
loanDepot.com LLC
|
VA | 1 | 1.8% | 50% | $415,000 | |
Synergy One Lending, Inc.
|
VA | 1 | 1.8% | 100% | $485,000 | |
Cmg Mortgage Inc
|
Conventional | 1 | 1.8% | 100% | $465,000 | |
American Financing Corporation
|
Conventional | 1 | 1.8% | 33.3% | $165,000 | |
Nfm, Inc
|
Conventional | 1 | 1.8% | 100% | $685,000 | |
Cardinal Financial Company, Li
|
FHA | 1 | 1.8% | 100% | $345,000 | |
Freedom Mortgage Corporation
|
FHA | 1 | 1.8% | 100% | $365,000 | |
American Pacific Mortgage Corporation
|
FHA | 1 | 1.8% | 100% | $385,000 | |
Mortgage Research Center
|
VA | 1 | 1.8% | 33.3% | $125,000 | |
Southwest Stage Funding LLC
|
FHA | 1 | 1.8% | 50% | $495,000 | |
Fairway Independent Mort Corp
|
FHA | 1 | 1.8% | 100% | $185,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 1.8% | 100% | $85,000 | |
Geneva Financial LLC
|
Conventional | 1 | 1.8% | 100% | $235,000 | |
JMAC Lending, Inc.
|
FHA | 1 | 1.8% | 100% | $285,000 |
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Stockdale? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Stockdale in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Stockdale, TX lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 69.1 percent of home loans in Stockdale, Texas in 2025, banks 10.9 percent and credit unions 20 percent. Pilgrim Mortgage LLC was the largest mortgage company, Third Coast Bank the largest bank and Randolph-Brooks Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Randolph-Brooks Federal Credit Union led with 9 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
By home loans closed in 2025, Randolph-Brooks Federal Credit Union was the largest mortgage lender in Stockdale, Texas with 9 loans, about 16.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Stockdale, Texas in 2025, led by Click n' Close, Inc. with 1. 6 lenders closed VA loans, led by Sente Mortgage, Inc.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 3 banks and 3 credit unions closed home loans in Stockdale, Texas in 2025, alongside 27 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Stockdale, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Stockdale, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Stockdale. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.