Mortgage Lenders and Brokers in Shoreacres, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Shoreacres, Texas mortgage lenders include Shell Federal Credit UnionShell Federal Credit Union7235 John Martin Road, Baytown, TX 77521A+5.0 ★Texas Ratio: 3.66%, Jsc FCUJsc FCU877 E Highway 6, Alvin, TX 77511A+5.0 ★Texas Ratio: 5.77%, Gulf Coast Educators Federal Credit UnionGulf Coast Educators Federal Credit Union6360 Garth Rd Ste 140, Baytown, TX 77521 5105A+5.0 ★Texas Ratio: 3.85%, Beacon Federal Credit UnionBeacon Federal Credit Union2812 N Alexander Dr, Baytown, TX 77520A+5.0 ★Texas Ratio: 2.19%, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, Wells Fargo Bank NAWells Fargo Bank NA3701 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 5.36%, Trustmark BankTrustmark Bank840 13th St, Hempstead, TX 77445A+5.0 ★Texas Ratio: 2.40%, Texana BankTexana Bank124 E Rush St, Linden, TX 75563A5.0 ★Texas Ratio: 13.83%, Hometrust Mortgage CompanyHometrust Mortgage CompanyHouston, TX, and Associated Credit Union of TxAssociated Credit Union of TxLeague City, TX. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Shoreacres, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Shoreacres are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Shoreacres, Texas
Market share is the lender's share of all home loans closed in Shoreacres, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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7235 John Martin Road, Baytown, TX 77521 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 2 | 4.1% | 50% | $165,000 | View |
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877 E Highway 6, Alvin, TX 77511 A+5.0 ★Texas Ratio: 5.77% |
Conventional | 1 | 2% | 50% | $205,000 | View |
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6360 Garth Rd Ste 140, Baytown, TX 77521 5105 A+5.0 ★Texas Ratio: 3.85% |
Conventional | 1 | 2% | 100% | $25,000 | View |
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2812 N Alexander Dr, Baytown, TX 77520 A+5.0 ★Texas Ratio: 2.19% |
Conventional | 1 | 2% | 100% | $95,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional | 1 | 2% | 100% | $315,000 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 2% | 100% | $75,000 | View |
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840 13th St, Hempstead, TX 77445 A+5.0 ★Texas Ratio: 2.40% |
Conventional | 1 | 2% | 100% | $245,000 | View |
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124 E Rush St, Linden, TX 75563 A5.0 ★Texas Ratio: 13.83% |
FHA | 1 | 2% | 100% | $305,000 | View |
Hometrust Mortgage Company
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Conventional | 2 | 4.1% | 100% | $210,000 | |
Associated Credit Union of Tx
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Conventional | 1 | 2% | 100% | $85,000 | |
Network Funding, L.P.
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Conventional | 1 | 2% | 50% | $185,000 | |
Click n' Close, Inc.
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VA | 1 | 2% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 0.92% |
VA | 1 | 2% | 100% | $295,000 | View |
Right Start Mortgage, Inc
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FHA | 1 | 2% | 100% | $275,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 2% | 100% | $205,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 4 | 8.2% | 100% | $260,000 | View |
New American Funding, LLC.
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Conventional, FHA | 4 | 8.2% | 100% | $200,000 | |
United Wholesale Mortgage
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Conventional, FHA | 3 | 6.1% | 100% | $208,333 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 3 | 6.1% | 100% | $208,333 | |
Freedom Mortgage Corporation
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FHA | 2 | 4.1% | 50% | $260,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 4.1% | 100% | $110,000 | |
loanDepot.com LLC
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Conventional | 2 | 4.1% | 66.7% | $195,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 2 | 4.1% | 100% | $235,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 2 | 4.1% | 100% | $275,000 | View |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 2% | 100% | $185,000 | |
CrossCountry Mortgage, LLC
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VA | 1 | 2% | 100% | $215,000 | |
Synergy One Lending, Inc.
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FHA | 1 | 2% | 100% | $245,000 | |
Success Mortgage Partners, Inc
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FHA | 1 | 2% | 100% | $255,000 | |
Mortgage Financial Services
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FHA | 1 | 2% | 100% | $195,000 | |
Das Acquisition Company, LLC
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FHA | 1 | 2% | 100% | $275,000 | |
Mortgage Research Center
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VA | 1 | 2% | 100% | $195,000 | |
The Loan Store, Inc
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Conventional | 1 | 2% | 100% | $505,000 |
Shoreacres Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Shoreacres, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Shoreacres? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Shoreacres in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Shoreacres, TX
Use these to narrow the list above. Each category shows how many Shoreacres, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Shoreacres, TX
Independent mortgage companies closed 75.5 percent of home loans in Shoreacres, Texas in 2025, banks 10.2 percent and credit unions 14.3 percent. Hometrust Mortgage Company was the largest mortgage company, Wells Fargo Bank NA the largest bank and Shell Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Shell Federal Credit Union led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Shoreacres, TX
By home loans closed in 2025, Shell Federal Credit Union was the largest mortgage lender in Shoreacres, Texas with 2 loans, about 4.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Shoreacres, Texas in 2025, led by New American Funding, LLC. with 3. 4 lenders closed VA loans, led by Click n' Close, Inc., and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 4 banks and 6 credit unions closed home loans in Shoreacres, Texas in 2025, alongside 22 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Shoreacres, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Shoreacres, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Shoreacres. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
