Mortgage Lenders and Brokers in Rusk, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Rusk, Texas mortgage lenders include Austin Bank, Texas National AssociationAustin Bank, Texas National Association216 S Main St, Rusk, TX 75785A+5.0 ★Texas Ratio: 3.34%, Citizens 1st Bank, Tyler TXCitizens 1st Bank, Tyler TX125 N Main St, Rusk, TX 75785A+5.0 ★Texas Ratio: 1.81%, Texas National Bank of JacksonvilleTexas National Bank of Jacksonville484 N Main St, Rusk, TX 75785A5.0 ★Texas Ratio: 12.30%, American National Bank of TexaAmerican National Bank of Texa720 S Greenville Ave, Allen, TX 75002B+4.0 ★Texas Ratio: 2.41%, Bokf NABokf NA792 S Watters Rd, Allen, TX 75013A+5.0 ★Texas Ratio: 1.05%, Wells Fargo Bank NAWells Fargo Bank NA3701 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 5.36%, Broadway National BankBroadway National Bank911 W 38th St, Austin, TX 78705A+5.0 ★Texas Ratio: 1.69%, Red River Employees Federal Credit UnionRed River Employees Federal Credit Union105 Loop 59, Atlanta, TX 75551A+5.0 ★Texas Ratio: 4.75%, Highlands Residential Mortgage, Ltd.Highlands Residential Mortgage, Ltd.Allen, TX, and Ark-La-Tex Financial Services LLCArk-La-Tex Financial Services LLCPlano, TX. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Rusk, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rusk are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Rusk, Texas
Market share is the lender's share of all home loans closed in Rusk, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Rusk 216 S Main St, Rusk, TX 75785 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 10 | 9.3% | 55% | $158,000 | View |
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1 office in Rusk 125 N Main St, Rusk, TX 75785 A+5.0 ★Texas Ratio: 1.81% |
Conventional | 3 | 2.8% | 100% | $91,666 | View |
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1 office in Rusk 484 N Main St, Rusk, TX 75785 A5.0 ★Texas Ratio: 12.30% |
Conventional | 3 | 2.8% | 55.6% | $165,000 | View |
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720 S Greenville Ave, Allen, TX 75002 B+4.0 ★Texas Ratio: 2.41% |
Conventional, FHA | 2 | 1.9% | 100% | $275,000 | View |
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792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
Conventional | 1 | 0.9% | 100% | $145,000 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.9% | 100% | $75,000 | View |
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911 W 38th St, Austin, TX 78705 A+5.0 ★Texas Ratio: 1.69% |
Conventional, Jumbo | 1 | 0.9% | 100% | $1,855,000 | View |
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105 Loop 59, Atlanta, TX 75551 A+5.0 ★Texas Ratio: 4.75% |
Conventional | 1 | 0.9% | 100% | $255,000 | View |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 3 | 2.8% | 100% | $215,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.9% | 100% | $265,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 8 | 7.4% | 56.2% | $215,000 | View |
Primary Residential Mortgage, INC.
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Conventional, FHA, VA | 7 | 6.5% | 100% | $133,571 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 7 | 6.5% | 100% | $105,000 | |
United Wholesale Mortgage
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FHA, VA | 5 | 4.6% | 83.3% | $281,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 5 | 4.6% | 100% | $111,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA, HELOC | 4 +1 HELOCs |
3.7% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 4 | 3.7% | 72.2% | $130,000 | View |
Cmg Mortgage Inc
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FHA, USDA | 4 | 3.7% | 100% | $92,500 | |
Farm Credit Mid-America, Aca
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Conventional, Jumbo | 4 | 3.7% | 100% | $545,000 | |
21St Mortgage
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Conventional | 4 | 3.7% | 40% | $102,500 | |
Mortgage Financial Services
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Conventional, FHA | 3 | 2.8% | 100% | $191,666 | |
Guaranteed Rate, Inc.
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VA | 2 | 1.9% | 100% | $520,000 | |
Royal United Mortgage LLC
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Conventional | 2 | 1.9% | 100% | $90,000 | |
loanDepot.com LLC
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Conventional | 2 | 1.9% | 100% | $270,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 2 | 1.9% | 100% | $155,000 | View |
Mortgage Research Center
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VA | 2 | 1.9% | 50% | $285,000 | |
Cadence Bank
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Conventional | 1 | 0.9% | 100% | $65,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.9% | 100% | $205,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.9% | 100% | $165,000 | |
Compeer Financial
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Conventional | 1 | 0.9% | 100% | $305,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.9% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional | 1 | 0.9% | 100% | $125,000 | View |
Assurance Financial Group, L.L.C.
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Conventional | 1 | 0.9% | 100% | $155,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.9% | 100% | $315,000 | |
Geneva Financial LLC
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USDA | 1 | 0.9% | 100% | $135,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.9% | 100% | $235,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $175,000 | |
Empeople Credit Union
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Conventional | 1 | 0.9% | 100% | $195,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.9% | 100% | $115,000 | |
New American Funding, LLC.
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VA | 1 | 0.9% | 50% | $295,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.9% | 100% | $575,000 | View |
Southwest Stage Funding LLC
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Conventional | 1 | 0.9% | 100% | $165,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.9% | 100% | $345,000 |
Rusk Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Rusk, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Rusk? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rusk in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Rusk, TX
Use these to narrow the list above. Each category shows how many Rusk, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Rusk, TX
Independent mortgage companies closed 75.9 percent of home loans in Rusk, Texas in 2025, banks 21.3 percent and credit unions 2.8 percent. Highlands Residential Mortgage, Ltd. was the largest mortgage company, Austin Bank, Texas National Association the largest bank and Red River Employees Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Austin Bank, Texas National Association led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Rusk, TX
By home loans closed in 2025, Austin Bank, Texas National Association was the largest mortgage lender in Rusk, Texas with 10 loans, about 9.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Rusk, Texas in 2025, led by Primary Residential Mortgage, INC. with 5. 10 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 3 credit unions closed home loans in Rusk, Texas in 2025, alongside 31 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Rusk, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rusk, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rusk. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
