Mortgage Lenders and Brokers in Riesel, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Riesel, Texas mortgage lenders include Members Choice of Central Texas FCUMembers Choice of Central Texas FCU212 Virginia Ave, Marlin, TX 76661A+5.0 ★Texas Ratio: 0.22%, American Bank NAAmerican Bank NA100 S 4th St, Waco, TX 76701A+5.0 ★Texas Ratio: 0.07%, First National Bank of Central TexasFirst National Bank of Central Texas1645 Greens Prairie Rd W, College Station, TX 77845A+5.0 ★Texas Ratio: 0.97%, First National Bank TexasFirst National Bank Texas2701 E Main St, Alice, TX 78332A4.7 ★Texas Ratio: 3.20%, Wells Fargo Bank NAWells Fargo Bank NA3701 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 5.36%, Genco Federal Credit UnionGenco Federal Credit Union230 N Frontage Rd, Lorena, TX 76655A+5.0 ★Texas Ratio: 0.63%, Community Bank & TrustCommunity Bank & Trust1409 Wooded Acres Dr, Waco, TX 76710A+5.0 ★Texas Ratio: 0.93%, First National Bank of McgregorFirst National Bank of Mcgregor401 S Main St, Mc Gregor, TX 76657C3.8 ★Texas Ratio: 29.33%, Texell Credit UnionTexell Credit Union416 Lake Rd, Belton, TX 76513A+5.0 ★Texas Ratio: 3.98%, and Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Riesel, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Riesel are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Riesel, Texas
Market share is the lender's share of all home loans closed in Riesel, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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212 Virginia Ave, Marlin, TX 76661 A+5.0 ★Texas Ratio: 0.22% |
Conventional | 3 | 4.8% | 100% | $268,333 | View |
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100 S 4th St, Waco, TX 76701 A+5.0 ★Texas Ratio: 0.07% |
Conventional | 3 | 4.8% | 100% | $105,000 | View |
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1645 Greens Prairie Rd W, College Station, TX 77845 A+5.0 ★Texas Ratio: 0.97% |
Conventional | 2 | 3.2% | 100% | $115,000 | View |
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2701 E Main St, Alice, TX 78332 A4.7 ★Texas Ratio: 3.20% |
VA | 2 | 3.2% | 100% | $495,000 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 3.2% | 100% | $220,000 | View |
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230 N Frontage Rd, Lorena, TX 76655 A+5.0 ★Texas Ratio: 0.63% |
Conventional | 1 | 1.6% | 25% | $75,000 | View |
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1409 Wooded Acres Dr, Waco, TX 76710 A+5.0 ★Texas Ratio: 0.93% |
Conventional | 1 | 1.6% | 100% | $365,000 | View |
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401 S Main St, Mc Gregor, TX 76657 C3.8 ★Texas Ratio: 29.33% |
Conventional | 1 | 1.6% | 100% | $75,000 | View |
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416 Lake Rd, Belton, TX 76513 A+5.0 ★Texas Ratio: 3.98% |
Conventional | 1 | 1.6% | 100% | $245,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 1.6% | 100% | $305,000 | View |
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302 Main Street, Donie, TX 75838 A5.0 ★Texas Ratio: 10.82% |
Conventional | 1 | 1.6% | 100% | $85,000 | View |
SWBC Mortgage Corporation
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FHA, USDA | 3 | 4.8% | 100% | $225,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 5 | 8.1% | 100% | $215,000 | View |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 5 | 8.1% | 100% | $105,000 | View |
United Wholesale Mortgage
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Conventional, VA | 3 | 4.8% | 100% | $411,666 | |
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A5.0 ★Texas Ratio: 13.85% |
Conventional, FHA | 3 | 4.8% | 100% | $225,000 | View |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA | 3 | 4.8% | 100% | $195,000 | View |
Movement Mortgage, LLC
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Conventional, FHA | 2 | 3.2% | 100% | $170,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 3.2% | 100% | $105,000 | |
Southwest Stage Funding LLC
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Conventional | 2 | 3.2% | 100% | $90,000 | |
Fairway Independent Mort Corp
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FHA | 2 | 3.2% | 100% | $175,000 | |
21St Mortgage
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Conventional | 2 | 3.2% | 28.6% | $150,000 | |
American Portfolio Mortgage Corporation
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Conventional | 1 | 1.6% | 100% | $355,000 | |
RANLife, Inc.
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VA | 1 | 1.6% | 100% | $265,000 | |
Newrez LLC
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Conventional | 1 | 1.6% | 50% | $375,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 1.6% | 100% | $305,000 | |
loanDepot.com LLC
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Conventional | 1 | 1.6% | 100% | $225,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 1.6% | 100% | $285,000 | |
Wallick and Volk, Inc.
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FHA | 1 | 1.6% | 100% | $245,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 1.6% | 100% | $225,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 1.6% | 100% | $285,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 1.6% | 100% | $365,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 1.6% | 25% | $195,000 | |
Spring Eq, LLC
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Conventional | 1 | 1.6% | 100% | $125,000 | |
Cadence Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Riesel Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Riesel, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Riesel? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Riesel in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Riesel, TX
Use these to narrow the list above. Each category shows how many Riesel, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Riesel, TX
Independent mortgage companies closed 64.5 percent of home loans in Riesel, Texas in 2025, banks 25.8 percent and credit unions 9.7 percent. SWBC Mortgage Corporation was the largest mortgage company, American Bank NA the largest bank and Members Choice of Central Texas FCU the largest credit union. Among lenders headquartered in Texas, Members Choice of Central Texas FCU led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Riesel, TX
By home loans closed in 2025, Members Choice of Central Texas FCU was the largest mortgage lender in Riesel, Texas with 3 loans, about 4.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Riesel, Texas in 2025, led by SWBC Mortgage Corporation with 2. 6 lenders closed VA loans, led by First National Bank Texas, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 4 credit unions closed home loans in Riesel, Texas in 2025, alongside 22 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Riesel, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Riesel, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Riesel. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
