MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Redland, Texas

Redland, Texas mortgage lenders include Regions BankRegions Bank1337 W Mcdermott Dr, Allen, TX 75013A+5.0 ★Texas Ratio: 4.37%, Austin Bank, Texas National AssociationAustin Bank, Texas National Association108 E Broadway St, Big Sandy, TX 75755A+5.0 ★Texas Ratio: 3.34%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, TdecuTdecu2212 Southgate St, Arlington, TX 76013A+5.0 ★Texas Ratio: 5.55%, Gulf Coast Educators Federal Credit UnionGulf Coast Educators Federal Credit Union6360 Garth Rd Ste 140, Baytown, TX 77521 5105A+5.0 ★Texas Ratio: 3.85%, Texas National Bank of JacksonvilleTexas National Bank of Jacksonville524 E Main St, Bullard, TX 75757A5.0 ★Texas Ratio: 12.30%, Commercial Bank of Texas, NACommercial Bank of Texas, NANacogdoches, TX, Right Start Mortgage, IncRight Start Mortgage, IncSan Antonio, TX, Highlands Residential Mortgage, Ltd.Highlands Residential Mortgage, Ltd.Allen, TX, and Mortgage Research Center. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Redland, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Redland are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Redland, Texas

Market share is the lender's share of all home loans closed in Redland, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1337 W Mcdermott Dr, Allen, TX 75013
A+5.0 ★Texas Ratio: 4.37%
Conventional, FHA 4 5.9% 100% $122,500 View
108 E Broadway St, Big Sandy, TX 75755
A+5.0 ★Texas Ratio: 3.34%
Conventional 3 4.4% 75% $291,666 View
3250 Rebecca Ln, Abilene, TX 79606
A+5.0 ★Texas Ratio: 3.68%
Conventional 1 1.5% 100% $615,000 View
2212 Southgate St, Arlington, TX 76013
A+5.0 ★Texas Ratio: 5.55%
Conventional 1 1.5% 100% $225,000 View
6360 Garth Rd Ste 140, Baytown, TX 77521 5105
A+5.0 ★Texas Ratio: 3.85%
Conventional 1 1.5% 100% $345,000 View
524 E Main St, Bullard, TX 75757
A5.0 ★Texas Ratio: 12.30%
Conventional 1 1.5% 100% $85,000 View
Commercial Bank of Texas, NA
Conventional, VA 8 11.8% 90.9% $321,250
Right Start Mortgage, Inc
Conventional, FHA 6 8.8% 100% $241,666
Highlands Residential Mortgage, Ltd.
Conventional 2 2.9% 100% $220,000
Mortgage Research Center
Conventional, VA 7 10.3% 87.5% $235,000
21St Mortgage
Conventional 7 10.3% 50% $96,428
Vanderbilt Mortgage and Finance, Inc
Conventional 5 7.4% 62.5% $85,000
A+5.0 ★Texas Ratio: 5.06%
Conventional 4 5.9% 63.2% $197,500 View
United Wholesale Mortgage
FHA, VA 3 4.4% 100% $185,000
B+4.7 ★Texas Ratio: 18.17%
Conventional 3 4.4% 60% $108,333 View
A5.0 ★Texas Ratio: 11.06%
Conventional 2 2.9% 100% $40,000 View
Pennymac Loan Services LLC
Conventional, VA 2 2.9% 100% $185,000
Freedom Mortgage Corporation
Conventional 1 1.5% 50% $265,000
Equity Prime Mortgage LLC
FHA 1 1.5% 100% $275,000
loanDepot.com LLC
Conventional 1 1.5% 100% $195,000
Waterstone Mortgage Corporation
FHA 1 1.5% 50% $205,000
Mortgage Solutions of Colorado
VA 1 1.5% 100% $175,000
Citadel Servicing Corporation
Conventional 1 1.5% 100% $715,000
Fairway Independent Mort Corp
USDA 1 1.5% 100% $255,000
American Neighborhood Mortgage Acceptance Company
FHA 1 1.5% 100% $205,000
Cadence Bank
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Redland, Texas

Looking for mortgage lenders near me or mortgage brokers near me in Redland? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Redland in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Redland, TX

Use these to narrow the list above. Each category shows how many Redland, TX lenders fit and what that kind of lender is usually best for.

Who Lends in Redland, TX

Independent mortgage companies closed 67.6 percent of home loans in Redland, Texas in 2025, banks 29.4 percent and credit unions 2.9 percent. Right Start Mortgage, Inc was the largest mortgage company, Regions Bank the largest bank and Tdecu the largest credit union. Among lenders headquartered in Texas, Austin Bank, Texas National Association led with 3 loans.

67.6%
Mortgage companies
29.4%
Banks
2.9%
Credit unions
15%
FHA loans
15%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.

More Texas Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Redland, TX

Who is the largest mortgage lender in Redland, TX?

By home loans closed in 2025, Regions Bank was the largest mortgage lender in Redland, Texas with 4 loans, about 5.9 percent of the market. The largest lender headquartered in Texas was Austin Bank, Texas National Association with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Redland, TX mortgage lenders offer FHA, VA and USDA loans?

6 lenders closed FHA loans in Redland, Texas in 2025, led by Right Start Mortgage, Inc with 4. 5 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Redland, TX lender list?

Yes. 8 banks and 2 credit unions closed home loans in Redland, Texas in 2025, alongside 16 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Redland, TX ranked on this page?

Lenders are ranked only by the number of home loans they closed in Redland, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Redland, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Redland. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.