Ravenna, Texas mortgage lenders include First United Bank and Trust CoFirst United Bank and Trust Co10526 W Parmer Ln, Austin, TX 78717A5.0 ★Texas Ratio: 10.43%, Legend Bank, N.A.Legend Bank, N.A.110 Franklin Street, Alvord, TX 76225A+5.0 ★Texas Ratio: 0.92%, Bokf NABokf NA792 S Watters Rd, Allen, TX 75013A+5.0 ★Texas Ratio: 1.05%, American National Bank & TrustAmerican National Bank & Trust108 W Main, Archer City, TX 76351A5.0 ★Texas Ratio: 7.83%, US Bank, N.A.US Bank, N.A.13737 Noel Rd, Dallas, TX 75240A+5.0 ★Texas Ratio: 2.85%, Texas Mortgage Lending, LLCTexas Mortgage Lending, LLC900 W Bethany Dr Ste 500, Allen, TX 75013 3834A+5.0 ★Texas Ratio: 3.34%, Usaa Federal Savings BankUsaa Federal Savings Bank10750 Mcdermott Fwy, San Antonio, TX 78288B-3.5 ★Texas Ratio: 6.80%, American Nation BankAmerican Nation Bank975 Keller Pkwy, Keller, TX 76248A5.0 ★Texas Ratio: 7.35%, Centennial BankCentennial Bank1 Village Dr, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.14%, and Alliance BankAlliance Bank9404 Hillside Rd, Amarillo, TX 79119A+5.0 ★Texas Ratio: 4.84%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ravenna, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ravenna are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Ravenna, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional, FHA, HELOC | 9 +3 HELOCs |
10.6% | 81.8% | $295,000 | View |
|
110 Franklin Street, Alvord, TX 76225 A+5.0 ★Texas Ratio: 0.92% |
Conventional | 6 | 7.1% | 70% | $293,333 | View |
|
792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
Conventional | 2 | 2.4% | 100% | $415,000 | View |
|
108 W Main, Archer City, TX 76351 A5.0 ★Texas Ratio: 7.83% |
Conventional | 2 | 2.4% | 100% | $390,000 | View |
|
13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1.2% | 100% | $205,000 | View |
|
900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 1.2% | 100% | $95,000 | View |
|
10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1.2% | 50% | $505,000 | View |
|
975 Keller Pkwy, Keller, TX 76248 A5.0 ★Texas Ratio: 7.35% |
Conventional | 1 | 1.2% | 100% | $755,000 | View |
|
1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 1.2% | 100% | $275,000 | View |
|
9404 Hillside Rd, Amarillo, TX 79119 A+5.0 ★Texas Ratio: 4.84% |
Conventional | 1 | 1.2% | 100% | $405,000 | View |
|
900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
SWBC Mortgage Corporation
|
Conventional | 1 | 1.2% | 100% | $605,000 | |
Countryplace Mortgage, Ltd.
|
FHA | 1 | 1.2% | 100% | $225,000 | |
Highlands Residential Mortgage, Ltd.
|
Conventional | 1 | 1.2% | 100% | $675,000 | |
Nationstar Mortgage
|
Conventional | 1 | 1.2% | 100% | $185,000 | |
Right Start Mortgage, Inc
|
FHA | 1 | 1.2% | 100% | $245,000 | |
|
A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, VA | 15 | 17.6% | 93.8% | $293,000 | View |
|
B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 10 | 11.8% | 90.9% | $278,000 | View |
21St Mortgage
|
Conventional | 4 | 4.7% | 44.4% | $140,000 | |
United Built Homes, LLC
|
Conventional | 3 | 3.5% | 75% | $328,333 | |
Farm Credit Mid-America, Aca
|
Conventional | 3 | 3.5% | 100% | $511,666 | |
American Portfolio Mortgage Corporation
|
Conventional, FHA | 2 | 2.4% | 100% | $425,000 | |
Newrez LLC
|
Conventional | 2 | 2.4% | 100% | $220,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 2 | 2.4% | 100% | $335,000 | |
Cadence Bank
|
Conventional, Jumbo | 1 | 1.2% | 100% | $1,405,000 | |
Acrisure Mortgage, LLC
|
FHA | 1 | 1.2% | 100% | $155,000 | |
Kind Lending, LLC
|
Conventional | 1 | 1.2% | 100% | $725,000 | |
|
A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 1.2% | 66.7% | $165,000 | View |
Pennymac Loan Services LLC
|
Conventional | 1 | 1.2% | 100% | $95,000 | |
|
A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 1.2% | 100% | $225,000 | View |
Churchill Mortgage Corporation
|
Conventional | 1 | 1.2% | 100% | $385,000 | |
American Pacific Mortgage Corporation
|
Conventional | 1 | 1.2% | 50% | $715,000 | |
Great Plains National Bank
|
Conventional | 1 | 1.2% | 100% | $205,000 | |
Tjc Mortgage Inc
|
Conventional | 1 | 1.2% | 100% | $255,000 | |
Summit Funding.Inc
|
FHA | 1 | 1.2% | 100% | $175,000 | |
New American Funding, LLC.
|
Conventional | 1 | 1.2% | 100% | $245,000 | |
The Loan Store, Inc
|
Conventional | 1 | 1.2% | 100% | $385,000 | |
Mld Mortgage, Inc.Dba the Money Store
|
Conventional | 1 | 1.2% | 100% | $335,000 | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Ravenna? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ravenna in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Ravenna, TX lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 68.2 percent of home loans in Ravenna, Texas in 2025, banks 30.6 percent and credit unions 1.2 percent. SWBC Mortgage Corporation was the largest mortgage company, First United Bank and Trust Co the largest bank and Texas Mortgage Lending, LLC the largest credit union. Among lenders headquartered in Texas, Legend Bank, N.A. led with 6 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
By home loans closed in 2025, First United Bank and Trust Co was the largest mortgage lender in Ravenna, Texas with 9 loans, about 10.6 percent of the market. The largest lender headquartered in Texas was Legend Bank, N.A. with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Ravenna, Texas in 2025, led by Guild Mortgage Company with 4. 3 lenders closed VA loans, led by Usaa Federal Savings Bank. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 2 credit unions closed home loans in Ravenna, Texas in 2025, alongside 26 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ravenna, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ravenna, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ravenna. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.