Mortgage Lenders and Brokers in Pottsboro, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Pottsboro, Texas mortgage lenders include First United Bank and Trust CoFirst United Bank and Trust Co501 W Fm 120, Pottsboro, TX 75076A5.0 ★Texas Ratio: 10.43%, Ameristate BankAmeristate Bank695 E Fm 120, Pottsboro, TX 75076A5.0 ★Texas Ratio: 9.93%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, Texans Credit UnionTexans Credit Union406 W McDermott Dr, Allen, TX 75013 2708A+5.0 ★Texas Ratio: 4.22%, Aspire Home LoansAspire Home Loans900 Pershing Ave, Lufkin, TX 75904A+5.0 ★Texas Ratio: 0.15%, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, Simmons BankSimmons Bank3641 Matlock Rd, Arlington, TX 76015A+5.0 ★Texas Ratio: 5.33%, Security National Bank of OmahaSecurity National Bank of Omaha15950 Dallas Pkwy, Dallas, TX 75248A5.0 ★Texas Ratio: 7.85%, and American National Bank & TrustAmerican National Bank & Trust108 W Main, Archer City, TX 76351A5.0 ★Texas Ratio: 7.83%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Pottsboro, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Pottsboro are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Pottsboro, Texas
Market share is the lender's share of all home loans closed in Pottsboro, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Pottsboro 501 W Fm 120, Pottsboro, TX 75076 A5.0 ★Texas Ratio: 10.43% |
Conventional, FHA, Jumbo, HELOC | 10 +4 HELOCs |
10.3% | 100% | $362,000 | View |
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1 office in Pottsboro 695 E Fm 120, Pottsboro, TX 75076 A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 1% | 100% | $245,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 3.1% | 100% | $368,333 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, Jumbo, HELOC | 2 +3 HELOCs |
2.1% | 66.7% | $275,000 | View |
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406 W McDermott Dr, Allen, TX 75013 2708 A+5.0 ★Texas Ratio: 4.22% |
Conventional | 2 | 2.1% | 66.7% | $240,000 | View |
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900 Pershing Ave, Lufkin, TX 75904 A+5.0 ★Texas Ratio: 0.15% |
USDA | 1 | 1% | 100% | $245,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional | 1 | 1% | 100% | $315,000 | View |
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3641 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 5.33% |
Conventional | 1 | 1% | 50% | $75,000 | View |
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15950 Dallas Pkwy, Dallas, TX 75248 A5.0 ★Texas Ratio: 7.85% |
Conventional | 1 | 1% | 100% | $335,000 | View |
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108 W Main, Archer City, TX 76351 A5.0 ★Texas Ratio: 7.83% |
Conventional | 1 | 1% | 100% | $285,000 | View |
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100 E Woodland St, Collinsville, TX 76233 A+5.0 ★Texas Ratio: 0.34% |
Conventional | 1 | 1% | 100% | $305,000 | View |
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4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Nationstar Mortgage
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Conventional | 2 | 2.1% | 100% | $50,000 | |
Primelending
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Conventional | 1 | 1% | 100% | $155,000 | |
Plains Land Bank, FLCA
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Conventional | 1 | 1% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 1% | 100% | $165,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1% | 100% | $385,000 | View |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA | 11 | 11.3% | 100% | $259,545 | View |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 7 | 7.2% | 100% | $146,428 | View |
United Wholesale Mortgage
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Conventional, VA | 6 | 6.2% | 100% | $415,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 6 | 6.2% | 100% | $405,000 | |
American Portfolio Mortgage Corporation
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Conventional, FHA | 4 | 4.1% | 80% | $365,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 3 | 3.1% | 100% | $415,000 | |
Newrez LLC
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VA | 2 | 2.1% | 100% | $535,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 2.1% | 100% | $325,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 2.1% | 100% | $280,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 2.1% | 100% | $590,000 | |
Spring Eq, LLC
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Conventional | 2 | 2.1% | 100% | $140,000 | |
Cadence Bank
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Conventional | 1 | 1% | 100% | $615,000 | |
American Financial Resources LLC
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VA | 1 | 1% | 100% | $365,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 1% | 33.3% | $245,000 | |
Watermark Capital, Inc.
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Conventional | 1 | 1% | 100% | $315,000 | |
Equity Prime Mortgage LLC
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Conventional | 1 | 1% | 100% | $445,000 | |
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A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 1% | 100% | $655,000 | View |
Pennymac Loan Services LLC
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Conventional | 1 | 1% | 100% | $295,000 | |
Assurance Financial Group, L.L.C.
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Conventional | 1 | 1% | 100% | $315,000 | |
Cmg Mortgage Inc
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VA | 1 | 1% | 100% | $405,000 | |
Greenbox Loans
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Conventional | 1 | 1% | 100% | $105,000 | |
Beeline Loans, Inc.
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Conventional | 1 | 1% | 100% | $335,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 1% | 100% | $535,000 | |
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A5.0 ★Texas Ratio: 6.60% |
Conventional | 1 | 1% | 100% | $115,000 | View |
Mortgage Solutions of Colorado
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VA | 1 | 1% | 100% | $285,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 1% | 100% | $235,000 | |
New American Funding, LLC.
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Conventional | 1 | 1% | 100% | $405,000 | |
Lower, LLC
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Conventional | 1 | 1% | 100% | $725,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 1% | 33.3% | $375,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 1% | 100% | $305,000 | |
Village Capital & Investment
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VA | 1 | 1% | 100% | $255,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Pottsboro Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Pottsboro, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Pottsboro? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Pottsboro in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Pottsboro, TX
Use these to narrow the list above. Each category shows how many Pottsboro, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Pottsboro, TX
Independent mortgage companies closed 69.1 percent of home loans in Pottsboro, Texas in 2025, banks 25.8 percent and credit unions 5.2 percent. Aspire Home Loans was the largest mortgage company, First United Bank and Trust Co the largest bank and Texans Credit Union the largest credit union. Among lenders headquartered in Texas, Frost Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Pottsboro, TX
By home loans closed in 2025, First United Bank and Trust Co was the largest mortgage lender in Pottsboro, Texas with 10 loans, about 10.3 percent of the market. The largest lender headquartered in Texas was Frost Bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Pottsboro, Texas in 2025, led by Guild Mortgage Company with 2. 9 lenders closed VA loans, led by Newrez LLC, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 4 credit unions closed home loans in Pottsboro, Texas in 2025, alongside 31 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Pottsboro, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Pottsboro, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Pottsboro. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
