Mortgage Lenders and Brokers in Palmer, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Palmer, Texas mortgage lenders include Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, Citizens National Bank of TexasCitizens National Bank of Texas1651 Sw Wilshire Blvd, Burleson, TX 76028A5.0 ★Texas Ratio: 12.03%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, PNC Bank N.A.PNC Bank N.A.1049 N 3rd St Ste 100, Abilene, TX 79601A+5.0 ★Texas Ratio: 4.24%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%, LibertyOne Credit UnionLibertyOne Credit Union2221 E Lamar Blvd Ste 110, Arlington, TX 76006A5.0 ★Texas Ratio: 8.30%, Texas Mortgage Lending, LLCTexas Mortgage Lending, LLC900 W Bethany Dr Ste 500, Allen, TX 75013 3834A+5.0 ★Texas Ratio: 3.34%, and Texas Bank and TrustTexas Bank and Trust449 S Trade Days Blvd, Canton, TX 75103A+5.0 ★Texas Ratio: 3.78%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Palmer, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Palmer are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Palmer, Texas
Market share is the lender's share of all home loans closed in Palmer, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
FHA | 2 | 1.6% | 66.7% | $400,000 | |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional | 2 | 1.6% | 100% | $85,000 | View |
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1651 Sw Wilshire Blvd, Burleson, TX 76028 A5.0 ★Texas Ratio: 12.03% |
Conventional | 2 | 1.6% | 100% | $470,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 33.3% | $75,000 | View |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.8% | 100% | $1,495,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.8% | 50% | $125,000 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.8% | 100% | $165,000 | View |
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2221 E Lamar Blvd Ste 110, Arlington, TX 76006 A5.0 ★Texas Ratio: 8.30% |
Conventional | 1 | 0.8% | 100% | $25,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.8% | 100% | $505,000 | View |
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449 S Trade Days Blvd, Canton, TX 75103 A+5.0 ★Texas Ratio: 3.78% |
Conventional | 1 | 0.8% | 100% | $125,000 | View |
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2701 E Main St, Alice, TX 78332 A4.7 ★Texas Ratio: 3.20% |
Conventional | 1 | 0.8% | 100% | $255,000 | View |
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2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 2.73% |
Conventional | 1 | 0.8% | 100% | $295,000 | View |
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11610 Bee Caves Rd, Bee Cave, TX 78738 A-5.0 ★Texas Ratio: 14.71% |
FHA | 1 | 0.8% | 100% | $345,000 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.8% | 50% | $175,000 | View |
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108 W Main, Archer City, TX 76351 A5.0 ★Texas Ratio: 7.83% |
Conventional | 1 | 0.8% | 100% | $575,000 | View |
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2501 E Pioneer Pkwy, Arlington, TX 76010 8365 A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.8% | 100% | $75,000 | View |
Primelending
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Conventional, FHA | 7 | 5.7% | 100% | $229,285 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 4 | 3.3% | 100% | $430,000 | |
Sfmc, LP
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Conventional | 3 | 2.5% | 100% | $445,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.6% | 100% | $180,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $385,000 | |
Network Funding, L.P.
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Conventional | 1 | 0.8% | 100% | $305,000 | |
Jacqueline Montanez
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Conventional | 1 | 0.8% | 100% | $65,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional | 9 | 7.4% | 69.2% | $309,444 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 7 | 5.7% | 87.5% | $392,142 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 7 | 5.7% | 100% | $260,714 | View |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional | 5 | 4.1% | 83.3% | $287,000 | View |
21St Mortgage
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Conventional | 5 | 4.1% | 45.5% | $199,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 4 | 3.3% | 100% | $345,000 | |
Newrez LLC
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Conventional, FHA | 4 | 3.3% | 100% | $367,500 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 4 | 3.3% | 66.7% | $165,000 | View |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 4 | 3.3% | 100% | $257,500 | |
American Portfolio Mortgage Corporation
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Conventional, FHA | 3 | 2.5% | 100% | $215,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 2.5% | 100% | $385,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 3 | 2.5% | 37.5% | $125,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 2 | 1.6% | 100% | $460,000 | |
Planet Home Lending, LLC
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FHA | 2 | 1.6% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.8% | 100% | $455,000 | View |
American Financial Resources LLC
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Conventional | 1 | 0.8% | 50% | $445,000 | |
Primary Residential Mortgage, INC.
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FHA | 1 | 0.8% | 100% | $445,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.8% | 100% | $275,000 | |
Pennymac Loan Services LLC
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VA | 1 | 0.8% | 100% | $425,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.8% | 100% | $315,000 | |
Synergy One Lending, Inc.
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VA | 1 | 0.8% | 100% | $345,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.8% | 100% | $235,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.8% | 100% | $285,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.8% | 100% | $385,000 | |
Land Home Financial Services,
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FHA | 1 | 0.8% | 100% | $385,000 | |
Vellum Mortgage, Inc.
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Conventional | 1 | 0.8% | 100% | $215,000 | |
Mortgage Research Center
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VA | 1 | 0.8% | 100% | $595,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.8% | 100% | $475,000 | View |
Zillow Home Loans, LLC
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VA | 1 | 0.8% | 100% | $585,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.8% | 100% | $425,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 0.8% | 100% | $75,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.8% | 50% | $105,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.8% | 50% | $125,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.8% | 50% | $395,000 | |
Village Capital & Investment
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FHA | 1 | 0.8% | 100% | $265,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.8% | 100% | $255,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Palmer Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Palmer, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Palmer? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Palmer in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Palmer, TX
Use these to narrow the list above. Each category shows how many Palmer, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Palmer, TX
Independent mortgage companies closed 73 percent of home loans in Palmer, Texas in 2025, banks 20.5 percent and credit unions 6.6 percent. Everett Financial, Inc. was the largest mortgage company, Citizens National Bank of Texas the largest bank and Randolph-Brooks Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Everett Financial, Inc. led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Palmer, TX
By home loans closed in 2025, Everett Financial, Inc. was the largest mortgage lender in Palmer, Texas with 2 loans, about 1.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Palmer, Texas in 2025, led by Primelending with 4. 7 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 7 credit unions closed home loans in Palmer, Texas in 2025, alongside 41 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Palmer, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Palmer, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Palmer. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
