Mortgage Lenders and Brokers in Morgan, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Morgan, Texas mortgage lenders include First National Bank of Bosque CountyFirst National Bank of Bosque CountyHighway 6 And Riverside Drive, Clifton, TX 76634, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, Texas Mortgage Lending, LLCTexas Mortgage Lending, LLC900 W Bethany Dr Ste 500, Allen, TX 75013 3834A+5.0 ★Texas Ratio: 3.34%, First Security State BankFirst Security State Bank1115 W 5th St, Clifton, TX 76634, Grandview BankGrandview Bank100 Percifield Trl, Alvarado, TX 76009A+5.0 ★Texas Ratio: 0.94%, Austin County State BankAustin County State Bank436 S Front St, Bellville, TX 77418A+5.0 ★Texas Ratio: 2.92%, First National Bank of McgregorFirst National Bank of Mcgregor401 S Main St, Mc Gregor, TX 76657C3.8 ★Texas Ratio: 29.33%, First National Bank TexasFirst National Bank Texas2701 E Main St, Alice, TX 78332A4.7 ★Texas Ratio: 3.20%, Susser BankSusser Bank2326 W Pleasant Ridge Rd, Arlington, TX 76015A+5.0 ★Texas Ratio: 3.02%, and Citizens National Bank of TexasCitizens National Bank of Texas1651 Sw Wilshire Blvd, Burleson, TX 76028A5.0 ★Texas Ratio: 12.03%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Morgan, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Morgan are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Morgan, Texas
Market share is the lender's share of all home loans closed in Morgan, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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First National Bank of Bosque County
Highway 6 And Riverside Drive, Clifton, TX 76634 |
Conventional | 3 | 5.5% | 100% | $208,333 | |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
FHA | 1 | 1.8% | 100% | $245,000 | |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 1.8% | 100% | $355,000 | View |
First Security State Bank
1115 W 5th St, Clifton, TX 76634 |
Conventional | 1 | 1.8% | 33.3% | $85,000 | |
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100 Percifield Trl, Alvarado, TX 76009 A+5.0 ★Texas Ratio: 0.94% |
Conventional | 1 | 1.8% | 100% | $25,000 | View |
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436 S Front St, Bellville, TX 77418 A+5.0 ★Texas Ratio: 2.92% |
Conventional | 1 | 1.8% | 100% | $115,000 | View |
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401 S Main St, Mc Gregor, TX 76657 C3.8 ★Texas Ratio: 29.33% |
Conventional | 1 | 1.8% | 100% | $125,000 | View |
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2701 E Main St, Alice, TX 78332 A4.7 ★Texas Ratio: 3.20% |
Conventional | 1 | 1.8% | 100% | $95,000 | View |
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2326 W Pleasant Ridge Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 3.02% |
VA | 1 | 1.8% | 100% | $335,000 | View |
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1651 Sw Wilshire Blvd, Burleson, TX 76028 A5.0 ★Texas Ratio: 12.03% |
Conventional | 1 | 1.8% | 100% | $485,000 | View |
Texas Tech Federal Credit Union
4001 Catclaw Dr, Abilene, TX 79606 |
Conventional | 1 | 1.8% | 100% | $175,000 | |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional | 1 | 1.8% | 100% | $465,000 | View |
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623 W 38th St, Austin, TX 78705 A5.0 ★Texas Ratio: 10.77% |
Conventional | 1 | 1.8% | 50% | $595,000 | View |
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2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
Conventional | 1 | 1.8% | 50% | $205,000 | View |
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2501 E Pioneer Pkwy, Arlington, TX 76010 8365 A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 1.8% | 100% | $105,000 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Airlines Federal Cred
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Conventional | 2 | 3.6% | 100% | $420,000 | |
Primelending
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Conventional | 1 | 1.8% | 100% | $215,000 | |
Network Funding, L.P.
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Conventional | 1 | 1.8% | 100% | $135,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 1.8% | 100% | $85,000 | |
The First National Bank of Gra
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Conventional | 1 | 1.8% | 100% | $225,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 5 | 9.1% | 100% | $343,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional | 5 | 9.1% | 83.3% | $245,000 | View |
21St Mortgage
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Conventional | 3 | 5.5% | 33.3% | $135,000 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 3.6% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA | 2 | 3.6% | 100% | $170,000 | View |
Freedom Mortgage Corporation
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FHA | 1 | 1.8% | 100% | $365,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 1.8% | 100% | $185,000 | |
Newrez LLC
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Conventional | 1 | 1.8% | 100% | $75,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 1.8% | 100% | $265,000 | |
Kind Lending, LLC
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VA | 1 | 1.8% | 100% | $595,000 | |
loanDepot.com LLC
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Conventional | 1 | 1.8% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 1.8% | 33.3% | $195,000 | View |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 1.8% | 100% | $425,000 | View |
Cmg Mortgage Inc
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Conventional | 1 | 1.8% | 100% | $485,000 | |
AAFMAA Mortgage Services LLC
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FHA | 1 | 1.8% | 100% | $95,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 1.8% | 100% | $315,000 | |
Mortgage Research Center
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VA | 1 | 1.8% | 50% | $335,000 | |
Better Mortgage Corporation
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Conventional | 1 | 1.8% | 100% | $375,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 1.8% | 50% | $25,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 1.8% | 25% | $135,000 | |
Cadence Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Morgan Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Morgan, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Morgan? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Morgan in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Morgan, TX
Use these to narrow the list above. Each category shows how many Morgan, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Morgan, TX
Independent mortgage companies closed 58.2 percent of home loans in Morgan, Texas in 2025, banks 29.1 percent and credit unions 12.7 percent. Everett Financial, Inc. was the largest mortgage company, First National Bank of Bosque County the largest bank and Texas Mortgage Lending, LLC the largest credit union. Among lenders headquartered in Texas, First National Bank of Bosque County led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Morgan, TX
By home loans closed in 2025, First National Bank of Bosque County was the largest mortgage lender in Morgan, Texas with 3 loans, about 5.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Morgan, Texas in 2025, led by Everett Financial, Inc. with 1. 5 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 6 credit unions closed home loans in Morgan, Texas in 2025, alongside 21 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Morgan, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Morgan, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Morgan. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
