Mortgage Lenders and Brokers in Moody, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Moody, Texas mortgage lenders include First National Bank of McgregorFirst National Bank of Mcgregor401 S Main St, Mc Gregor, TX 76657C3.8 ★Texas Ratio: 29.33%, First National Bank TexasFirst National Bank Texas2701 E Main St, Alice, TX 78332A4.7 ★Texas Ratio: 3.20%, Texell Credit UnionTexell Credit Union416 Lake Rd, Belton, TX 76513A+5.0 ★Texas Ratio: 3.98%, Centennial BankCentennial Bank1 Village Dr, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.14%, Genco Federal Credit UnionGenco Federal Credit Union230 N Frontage Rd, Lorena, TX 76655A+5.0 ★Texas Ratio: 0.63%, First Central Credit UnionFirst Central Credit Union1602 Austin Ave, Brownwood, TX 76801 3653A5.0 ★Texas Ratio: 6.12%, Educators Credit UnionEducators Credit Union201 E Robertson Ave, COPPERAS COVE, TX 76522A+5.0 ★Texas Ratio: 0.19%, Central National BankCentral National Bank835 W 6th St, Austin, TX 78703A+5.0 ★Texas Ratio: 1.00%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, and MidFirst BankMidFirst Bank1920 Mckinney Ave, Dallas, TX 75201A+5.0 ★Texas Ratio: 4.93%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Moody, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Moody are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Moody, Texas
Market share is the lender's share of all home loans closed in Moody, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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401 S Main St, Mc Gregor, TX 76657 C3.8 ★Texas Ratio: 29.33% |
Conventional | 6 | 4.3% | 100% | $148,333 | View |
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2701 E Main St, Alice, TX 78332 A4.7 ★Texas Ratio: 3.20% |
Conventional, FHA, VA, USDA | 6 | 4.3% | 100% | $265,000 | View |
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416 Lake Rd, Belton, TX 76513 A+5.0 ★Texas Ratio: 3.98% |
Conventional | 5 | 3.6% | 100% | $79,000 | View |
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1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14% |
Conventional, FHA | 4 | 2.9% | 80% | $82,500 | View |
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230 N Frontage Rd, Lorena, TX 76655 A+5.0 ★Texas Ratio: 0.63% |
Conventional | 2 | 1.4% | 100% | $265,000 | View |
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1602 Austin Ave, Brownwood, TX 76801 3653 A5.0 ★Texas Ratio: 6.12% |
Conventional | 2 | 1.4% | 100% | $75,000 | View |
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201 E Robertson Ave, COPPERAS COVE, TX 76522 A+5.0 ★Texas Ratio: 0.19% |
Conventional | 2 | 1.4% | 100% | $55,000 | View |
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835 W 6th St, Austin, TX 78703 A+5.0 ★Texas Ratio: 1.00% |
Conventional | 2 | 1.4% | 100% | $275,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.7% | 100% | $145,000 | View |
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1920 Mckinney Ave, Dallas, TX 75201 A+5.0 ★Texas Ratio: 4.93% |
FHA | 1 | 0.7% | 100% | $115,000 | View |
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1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.7% | 100% | $245,000 | View |
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1301 N Riverfront Blvd, Dallas, TX 75207 A+5.0 ★Texas Ratio: 3.35% |
Conventional | 1 | 0.7% | 50% | $85,000 | View |
First National Bank of Evant
115 N Memory Ln, Evant, TX 76525 |
Conventional | 1 | 0.7% | 100% | $325,000 | |
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100 S 4th St, Waco, TX 76701 A+5.0 ★Texas Ratio: 0.07% |
Conventional | 1 | 0.7% | 100% | $65,000 | View |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.7% | 50% | $475,000 | View |
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2326 W Pleasant Ridge Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 3.02% |
Conventional | 1 | 0.7% | 100% | $205,000 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.7% | 100% | $265,000 | View |
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2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.7% | 100% | $165,000 | View |
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302 Main Street, Donie, TX 75838 A5.0 ★Texas Ratio: 10.82% |
Conventional | 1 | 0.7% | 100% | $255,000 | View |
SWBC Mortgage Corporation
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Conventional, FHA, VA | 4 | 2.9% | 100% | $270,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 3 | 2.2% | 100% | $395,000 | |
Primelending
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Conventional | 1 | 0.7% | 100% | $465,000 | |
Countryplace Mortgage, Ltd.
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Conventional | 1 | 0.7% | 100% | $135,000 | |
Nationstar Mortgage
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VA | 1 | 0.7% | 100% | $685,000 | |
Southwest Funding LP
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FHA | 1 | 0.7% | 100% | $175,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 10 | 7.2% | 68.8% | $188,000 | View |
Movement Mortgage, LLC
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Conventional, FHA, VA | 8 | 5.8% | 100% | $173,750 | |
21St Mortgage
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Conventional | 8 | 5.8% | 50% | $137,500 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 6 | 4.3% | 100% | $356,666 | |
United Wholesale Mortgage
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Conventional, FHA, USDA | 4 | 2.9% | 71.4% | $272,500 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, USDA | 4 | 2.9% | 100% | $210,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 4 | 2.9% | 62.5% | $122,500 | |
Royal United Mortgage LLC
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Conventional | 3 | 2.2% | 100% | $145,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 3 | 2.2% | 75% | $225,000 | |
Churchill Mortgage Corporation
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FHA, VA | 3 | 2.2% | 100% | $251,666 | |
Cadence Bank
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Conventional | 2 | 1.4% | 66.7% | $400,000 | |
Newrez LLC
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Conventional, FHA | 2 | 1.4% | 100% | $195,000 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 2 | 1.4% | 100% | $205,000 | |
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A5.0 ★Texas Ratio: 13.85% |
Conventional | 2 | 1.4% | 100% | $305,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
FHA | 2 | 1.4% | 100% | $255,000 | View |
Cmg Mortgage Inc
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VA | 2 | 1.4% | 100% | $575,000 | |
Cardinal Financial Company, Li
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FHA | 2 | 1.4% | 100% | $270,000 | |
Mortgage Solutions of Colorado
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VA | 2 | 1.4% | 100% | $240,000 | |
Mutual of Omaha Mortgage
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Conventional, VA | 2 | 1.4% | 100% | $540,000 | |
Southwest Stage Funding LLC
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Conventional, VA | 2 | 1.4% | 100% | $260,000 | |
American Financial Resources LLC
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VA | 1 | 0.7% | 100% | $705,000 | |
Servion
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Conventional | 1 | 0.7% | 100% | $125,000 | |
Kind Lending, LLC
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FHA | 1 | 0.7% | 50% | $225,000 | |
TruHome Solutions, LLC
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FHA | 1 | 0.7% | 100% | $445,000 | |
loanDepot.com LLC
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USDA | 1 | 0.7% | 50% | $135,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.7% | 50% | $195,000 | View |
PHH Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $295,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 0.7% | 50% | $185,000 | View |
Stg Mortgage Inc
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Conventional | 1 | 0.7% | 100% | $225,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.7% | 100% | $305,000 | |
First Guaranty Bank
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Conventional | 1 | 0.7% | 100% | $225,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.7% | 100% | $225,000 | |
Lower, LLC
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Conventional | 1 | 0.7% | 100% | $155,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 0.7% | 100% | $505,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.7% | 66.7% | $265,000 |
Moody Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Moody, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Moody? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Moody in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Moody, TX
Use these to narrow the list above. Each category shows how many Moody, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Moody, TX
Independent mortgage companies closed 64.7 percent of home loans in Moody, Texas in 2025, banks 26.6 percent and credit unions 8.6 percent. SWBC Mortgage Corporation was the largest mortgage company, First National Bank of Mcgregor the largest bank and Texell Credit Union the largest credit union. Among lenders headquartered in Texas, First National Bank of Mcgregor led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Moody, TX
By home loans closed in 2025, First National Bank of Mcgregor was the largest mortgage lender in Moody, Texas with 6 loans, about 4.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
20 lenders closed FHA loans in Moody, Texas in 2025, led by Movement Mortgage, LLC with 5. 12 lenders closed VA loans, led by Fairway Independent Mort Corp, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 5 credit unions closed home loans in Moody, Texas in 2025, alongside 35 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Moody, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Moody, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Moody. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
