Mortgage Lenders and Brokers in Millsap, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Millsap, Texas mortgage lenders include First Financial BankFirst Financial Bank1120 Fm 1189, Millsap, TX 76066A+5.0 ★Texas Ratio: 3.74%, First United Bank and Trust CoFirst United Bank and Trust Co10526 W Parmer Ln, Austin, TX 78717A5.0 ★Texas Ratio: 10.43%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, TexasBankTexasBank501 E Hall St, Bangs, TX 76823A+5.0 ★Texas Ratio: 5.55%, Susser BankSusser Bank2326 W Pleasant Ridge Rd, Arlington, TX 76015A+5.0 ★Texas Ratio: 3.02%, Wells Fargo Bank NAWells Fargo Bank NA3701 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 5.36%, American National Bank & TrustAmerican National Bank & Trust108 W Main, Archer City, TX 76351A5.0 ★Texas Ratio: 7.83%, City BankCity Bank4601c Antilley Rd, Abilene, TX 79606A+5.0 ★Texas Ratio: 1.71%, Clear Fork Bank N.A.Clear Fork Bank N.A.5657 Buffalo Gap Rd, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.56%, and EecuEecu2212 Southgate St, Arlington, TX 76013A+5.0 ★Texas Ratio: 2.73%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Millsap, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Millsap are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Millsap, Texas
Market share is the lender's share of all home loans closed in Millsap, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1120 Fm 1189, Millsap, TX 76066 A+5.0 ★Texas Ratio: 3.74% |
Conventional, VA, HELOC | 12 +3 HELOCs |
5.7% | 80% | $320,000 | View |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional, VA, Jumbo, HELOC | 7 +2 HELOCs |
3.3% | 87.5% | $460,714 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 1.9% | 80% | $500,000 | View |
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501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 4 | 1.9% | 100% | $255,000 | View |
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2326 W Pleasant Ridge Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 3.02% |
Conventional, FHA, VA | 3 | 1.4% | 100% | $538,333 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 1.4% | 100% | $455,000 | View |
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108 W Main, Archer City, TX 76351 A5.0 ★Texas Ratio: 7.83% |
Conventional | 2 | 0.9% | 100% | $435,000 | View |
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4601c Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 1.71% |
Conventional, FHA | 2 | 0.9% | 100% | $450,000 | View |
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5657 Buffalo Gap Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.56% |
Conventional | 2 | 0.9% | 100% | $360,000 | View |
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2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 2.73% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 50% | $75,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 40% | $45,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
VA | 1 | 0.5% | 100% | $665,000 | |
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123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04% |
Conventional | 1 | 0.5% | 100% | $505,000 | View |
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710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.5% | 100% | $455,000 | View |
Greater Texas FCU
1425 N CENTER ST, ARLINGTON, TX 76011 |
Conventional | 1 | 0.5% | 50% | $135,000 | |
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2309 Montgomery St, Fort Worth, TX 76107 4520 A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.5% | 100% | $35,000 | View |
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★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 1 | 0.5% | 100% | $395,000 | View |
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1312 Washington St, Commerce, TX 75428 A+5.0 ★Texas Ratio: 1.84% |
Conventional | 1 | 0.5% | 100% | $615,000 | View |
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2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional, Jumbo | 1 | 0.5% | 100% | $905,000 | View |
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4201 Buffalo Gap Road, Abilene, TX 79606 C3.8 ★Texas Ratio: 28.95% |
Conventional | 1 | 0.5% | 100% | $205,000 | View |
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200 N Fm 1187, Aledo, TX 76008 A5.0 ★Texas Ratio: 11.26% |
Conventional | 1 | 0.5% | 100% | $525,000 | View |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Fort Worth Community Credit Union
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520 |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
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1500 S Coulter St, Amarillo, TX 79106 A5.0 ★Texas Ratio: 9.89% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Sfmc, LP
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Conventional, FHA, VA, Jumbo | 9 | 4.2% | 100% | $529,444 | |
Primelending
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Conventional, FHA, VA | 8 | 3.8% | 100% | $382,500 | |
Willow Bend Mortgage Company, LLC
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Conventional, Jumbo | 2 | 0.9% | 100% | $860,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 2 | 0.9% | 100% | $225,000 | |
The First National Bank of Gra
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Conventional, Jumbo | 2 | 0.9% | 100% | $1,210,000 | |
Southwest Funding LP
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Conventional | 2 | 0.9% | 100% | $455,000 | |
Gardner Financial Services
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Conventional | 1 | 0.5% | 100% | $205,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.5% | 50% | $325,000 | |
Gsb Mortgage, Inc.
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Conventional | 1 | 0.5% | 100% | $405,000 | |
American Airlines Federal Cred
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 26 | 12.3% | 84.8% | $381,538 | View |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 17 | 8% | 94.7% | $603,235 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, VA | 8 | 3.8% | 100% | $306,250 | View |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 7 | 3.3% | 100% | $435,000 | |
Newrez LLC
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Conventional, VA | 4 | 1.9% | 50% | $540,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 4 | 1.9% | 100% | $515,000 | |
Mortgage Research Center
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VA | 4 | 1.9% | 80% | $507,500 | |
Guaranteed Rate, Inc.
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Conventional, FHA, Jumbo | 3 | 1.4% | 100% | $701,666 | |
Cmg Mortgage Inc
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Conventional, FHA | 3 | 1.4% | 100% | $478,333 | |
American Pacific Mortgage Corporation
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Conventional, VA | 3 | 1.4% | 100% | $591,666 | |
21St Mortgage
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Conventional | 3 | 1.4% | 27.3% | $155,000 | |
Kind Lending, LLC
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Conventional | 2 | 0.9% | 66.7% | $460,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 0.9% | 100% | $445,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, VA | 2 | 0.9% | 100% | $440,000 | View |
Securitynational Mortgage Company
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Conventional | 2 | 0.9% | 100% | $630,000 | |
Planet Home Lending, LLC
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Conventional, FHA | 2 | 0.9% | 100% | $320,000 | |
The Loan Store, Inc
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Conventional, FHA | 2 | 0.9% | 100% | $500,000 | |
Southwest Stage Funding LLC
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Conventional, FHA | 2 | 0.9% | 100% | $290,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 0.9% | 100% | $450,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA, Jumbo | 2 | 0.9% | 40% | $1,165,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA, Jumbo | 2 | 0.9% | 100% | $680,000 | View |
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A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.5% | 100% | $775,000 | View |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.5% | 100% | $625,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.5% | 50% | $445,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.5% | 100% | $805,000 | |
Brighton Bank
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Conventional | 1 | 0.5% | 100% | $745,000 | |
Nbkc Bank
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VA | 1 | 0.5% | 100% | $545,000 | |
CrossCountry Mortgage, LLC
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VA | 1 | 0.5% | 100% | $495,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.5% | 100% | $505,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.5% | 57.1% | $145,000 | View |
PHH Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $325,000 | |
Resicentral LLC
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Conventional | 1 | 0.5% | 100% | $265,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 0.5% | 20% | $475,000 | View |
loanDepot.com LLC
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Conventional | 1 | 0.5% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.5% | 100% | $455,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.5% | 100% | $605,000 | View |
HomeBridge Financial Services, Inc
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VA | 1 | 0.5% | 100% | $415,000 | |
Success Mortgage Partners, Inc
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VA | 1 | 0.5% | 100% | $705,000 | |
Bayshore Mortgage Funding
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Conventional | 1 | 0.5% | 100% | $325,000 | |
Mortgage Financial Services
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Conventional | 1 | 0.5% | 100% | $395,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.5% | 100% | $405,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.5% | 50% | $65,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $755,000 | |
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A+5.0 ★Texas Ratio: 3.03% |
Conventional | 1 | 0.5% | 100% | $105,000 | View |
FineMark National Bank & Trust
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Conventional | 1 | 0.5% | 100% | $805,000 | |
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A+5.0 ★Texas Ratio: 1.41% |
Conventional | 1 | 0.5% | 100% | $315,000 | View |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.5% | 100% | $425,000 | |
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A+5.0 ★Texas Ratio: 4.84% |
Conventional | 1 | 0.5% | 100% | $695,000 | View |
New American Funding, LLC.
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Conventional | 1 | 0.5% | 100% | $285,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.5% | 100% | $345,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.5% | 100% | $785,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
VA | 1 | 0.5% | 100% | $275,000 | View |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Millsap Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Millsap, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Millsap? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Millsap in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Millsap, TX
Use these to narrow the list above. Each category shows how many Millsap, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Millsap, TX
Independent mortgage companies closed 64.2 percent of home loans in Millsap, Texas in 2025, banks 33 percent and credit unions 2.8 percent. Everett Financial, Inc. was the largest mortgage company, First Financial Bank the largest bank and Eecu the largest credit union. Among lenders headquartered in Texas, First Financial Bank led with 12 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Millsap, TX
By home loans closed in 2025, First Financial Bank was the largest mortgage lender in Millsap, Texas with 12 loans, about 5.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in Millsap, Texas in 2025, led by Guild Mortgage Company with 4. 23 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 35 banks and 9 credit unions closed home loans in Millsap, Texas in 2025, alongside 47 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Millsap, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Millsap, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Millsap. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
