Mason, Texas mortgage lenders include Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Usaa Federal Savings BankUsaa Federal Savings Bank10750 Mcdermott Fwy, San Antonio, TX 78288B-3.5 ★Texas Ratio: 6.80%, Security State Bank & TrustSecurity State Bank & Trust11610 Bee Caves Rd, Bee Cave, TX 78738A-5.0 ★Texas Ratio: 14.71%, Firstmark Credit UnionFirstmark Credit Union610 W Main St, Fredericksburg, TX 78624 3132A+5.0 ★Texas Ratio: 4.40%, Southstate Bank, National AssociationSouthstate Bank, National Association3301 Fall Creek Hwy, Acton, TX 76049A+5.0 ★Texas Ratio: 2.27%, First United Bank and Trust CoFirst United Bank and Trust Co10526 W Parmer Ln, Austin, TX 78717A5.0 ★Texas Ratio: 10.43%, Centennial BankCentennial Bank1 Village Dr, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.14%, Nationstar MortgageNationstar MortgageCoppell, TX, and Guild Mortgage CompanyGuild Mortgage CompanyA+5.0 ★Texas Ratio: 2.58%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mason, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mason are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Mason, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional | 2 | 5.4% | 100% | $120,000 | View |
|
3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 2.7% | 100% | $235,000 | View |
|
10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 2.7% | 100% | $415,000 | View |
|
11610 Bee Caves Rd, Bee Cave, TX 78738 A-5.0 ★Texas Ratio: 14.71% |
Conventional | 1 | 2.7% | 100% | $85,000 | View |
|
610 W Main St, Fredericksburg, TX 78624 3132 A+5.0 ★Texas Ratio: 4.40% |
Conventional | 1 | 2.7% | 100% | $45,000 | View |
|
★ 5 stars, 1 review 3301 Fall Creek Hwy, Acton, TX 76049 A+5.0 ★Texas Ratio: 2.27% |
Conventional, Jumbo | 1 | 2.7% | 100% | $915,000 | View |
|
10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional | 1 | 2.7% | 100% | $165,000 | View |
|
1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 2.7% | 100% | $775,000 | View |
Nationstar Mortgage
|
Conventional | 1 | 2.7% | 100% | $195,000 | |
|
A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA | 6 | 16.2% | 77.8% | $313,333 | View |
21St Mortgage
|
Conventional | 5 | 13.5% | 50% | $143,000 | |
|
B+4.7 ★Texas Ratio: 18.17% |
Conventional | 3 | 8.1% | 100% | $135,000 | View |
Newrez LLC
|
Conventional, VA | 2 | 5.4% | 100% | $445,000 | |
United Wholesale Mortgage
|
Conventional | 1 | 2.7% | 100% | $805,000 | |
Equity Prime Mortgage LLC
|
VA | 1 | 2.7% | 100% | $445,000 | |
|
A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 2.7% | 16.7% | $145,000 | View |
|
A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 2.7% | 100% | $95,000 | View |
loanDepot.com LLC
|
Conventional | 1 | 2.7% | 100% | $205,000 | |
Cmg Mortgage Inc
|
Conventional | 1 | 2.7% | 100% | $515,000 | |
Mortgage Financial Services
|
FHA | 1 | 2.7% | 100% | $195,000 | |
Das Acquisition Company, LLC
|
VA | 1 | 2.7% | 100% | $225,000 | |
Churchill Mortgage Corporation
|
VA | 1 | 2.7% | 100% | $435,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 1 | 2.7% | 100% | $355,000 | |
Nexera Holding LLC
|
Conventional | 1 | 2.7% | 100% | $395,000 |
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Mason? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mason in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Mason, TX lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 75.7 percent of home loans in Mason, Texas in 2025, banks 16.2 percent and credit unions 8.1 percent. Nationstar Mortgage was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Randolph-Brooks Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Randolph-Brooks Federal Credit Union led with 2 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
By home loans closed in 2025, Randolph-Brooks Federal Credit Union was the largest mortgage lender in Mason, Texas with 2 loans, about 5.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in Mason, Texas in 2025, led by Guild Mortgage Company with 2. 4 lenders closed VA loans, led by Newrez LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 6 banks and 2 credit unions closed home loans in Mason, Texas in 2025, alongside 16 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mason, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mason, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mason. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.