Mortgage Lenders and Brokers in Lone Star, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lone Star, Texas mortgage lenders include Community BankCommunity Bank300 N Main St, Lone Star, TX 75668A+5.0 ★Texas Ratio: 0.00%, Texas Heritage National BankTexas Heritage National Bank107 Webb St, Daingerfield, TX 75638A5.0 ★Texas Ratio: 11.57%, The First National Bank of Hughes SpringsThe First National Bank of Hughes Springs220 N Louise St, Atlanta, TX 75551, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Texas Mortgage Lending, LLCTexas Mortgage Lending, LLC900 W Bethany Dr Ste 500, Allen, TX 75013 3834A+5.0 ★Texas Ratio: 3.34%, First National Bank of East TexasFirst National Bank of East Texas910 W Broadway St, Big Sandy, TX 75755A5.0 ★Texas Ratio: 12.71%, Pilgrim BankPilgrim Bank123 E 3rd St, Clarendon, TX 79226A+5.0 ★Texas Ratio: 1.04%, American National Bank of TexaAmerican National Bank of Texa720 S Greenville Ave, Allen, TX 75002B+4.0 ★Texas Ratio: 2.41%, East Texas Professional C.U.East Texas Professional C.U.Longview, TX, and Highlands Residential Mortgage, Ltd.Highlands Residential Mortgage, Ltd.Allen, TX. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lone Star, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lone Star are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lone Star, Texas
Market share is the lender's share of all home loans closed in Lone Star, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Lone Star 300 N Main St, Lone Star, TX 75668 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 2.6% | 100% | $200,000 | View |
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107 Webb St, Daingerfield, TX 75638 A5.0 ★Texas Ratio: 11.57% |
Conventional | 7 | 9.2% | 100% | $186,428 | View |
The First National Bank of Hughes Springs
220 N Louise St, Atlanta, TX 75551 |
Conventional | 2 | 2.6% | 100% | $135,000 | |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.3% | 100% | $55,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 1.3% | 100% | $415,000 | View |
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910 W Broadway St, Big Sandy, TX 75755 A5.0 ★Texas Ratio: 12.71% |
Conventional | 1 | 1.3% | 100% | $175,000 | View |
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123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04% |
Conventional, Jumbo | 1 | 1.3% | 100% | $915,000 | View |
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720 S Greenville Ave, Allen, TX 75002 B+4.0 ★Texas Ratio: 2.41% |
Conventional | 1 | 1.3% | 100% | $155,000 | View |
East Texas Professional C.U.
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Conventional | 11 | 14.5% | 91.7% | $165,909 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA, VA, USDA | 4 | 5.3% | 100% | $250,000 | |
Cypress Bank State Savings Bank
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Conventional | 3 | 3.9% | 100% | $265,000 | |
Credit Human Federal Credit Un
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Conventional | 2 | 2.6% | 100% | $90,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 7 | 9.2% | 87.5% | $242,142 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional | 7 | 9.2% | 77.8% | $177,857 | View |
T2 Financial LLC
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Conventional, FHA, VA | 4 | 5.3% | 100% | $207,500 | |
21St Mortgage
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Conventional | 4 | 5.3% | 60% | $120,000 | |
Lower, LLC
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FHA | 3 | 3.9% | 100% | $201,666 | |
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A+5.0 ★Texas Ratio: 2.58% |
FHA | 2 | 2.6% | 100% | $330,000 | View |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional | 2 | 2.6% | 100% | $300,000 | View |
Mortgage Research Center
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VA | 2 | 2.6% | 50% | $170,000 | |
Premier Mortgage Resources, LLC
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Conventional | 1 | 1.3% | 100% | $325,000 | |
Newrez LLC
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VA | 1 | 1.3% | 50% | $215,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 1.3% | 37.5% | $85,000 | View |
Pennymac Loan Services LLC
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Conventional | 1 | 1.3% | 100% | $45,000 | |
Cmg Mortgage Inc
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VA | 1 | 1.3% | 100% | $405,000 | |
Network Capital Funding Corporation
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Conventional | 1 | 1.3% | 100% | $175,000 | |
Union Home Mortgage Corp.
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VA | 1 | 1.3% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 1.56% |
Conventional | 1 | 1.3% | 100% | $305,000 | |
Fairway Independent Mort Corp
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VA | 1 | 1.3% | 100% | $115,000 | |
Cadence Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Lone Star Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lone Star, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Lone Star? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lone Star in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lone Star, TX
Use these to narrow the list above. Each category shows how many Lone Star, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Lone Star, TX
Independent mortgage companies closed 53.9 percent of home loans in Lone Star, Texas in 2025, banks 26.3 percent and credit unions 19.7 percent. Highlands Residential Mortgage, Ltd. was the largest mortgage company, Community Bank the largest bank and Texas Mortgage Lending, LLC the largest credit union. Among lenders headquartered in Texas, Community Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lone Star, TX
By home loans closed in 2025, Community Bank was the largest mortgage lender in Lone Star, Texas with 2 loans, about 2.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Lone Star, Texas in 2025, led by Lower, LLC with 3. 8 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 4 credit unions closed home loans in Lone Star, Texas in 2025, alongside 17 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lone Star, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lone Star, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lone Star. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
