Mortgage Lenders and Brokers in Linden, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Linden, Texas mortgage lenders include The First National Bank of Hughes SpringsThe First National Bank of Hughes Springs220 N Louise St, Atlanta, TX 75551, Red River Employees Federal Credit UnionRed River Employees Federal Credit Union105 Loop 59, Atlanta, TX 75551A+5.0 ★Texas Ratio: 4.75%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, The City National Bank of Sulphur SpringsThe City National Bank of Sulphur Springs101 W Main St, Atlanta, TX 75551A+5.0 ★Texas Ratio: 1.12%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, Wells Fargo Bank NAWells Fargo Bank NA3701 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 5.36%, Simmons BankSimmons Bank3641 Matlock Rd, Arlington, TX 76015A+5.0 ★Texas Ratio: 5.33%, Texar Federal Credit UnionTexar Federal Credit Union103 W ALLDAY ST, ATLANTA, TX 75551 2201A+5.0 ★Texas Ratio: 2.47%, First United Bank and Trust CoFirst United Bank and Trust Co10526 W Parmer Ln, Austin, TX 78717A5.0 ★Texas Ratio: 10.43%, and Click n' Close, Inc.Click n' Close, Inc.Addison, TX. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Linden, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Linden are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Linden, Texas
Market share is the lender's share of all home loans closed in Linden, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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The First National Bank of Hughes Springs
220 N Louise St, Atlanta, TX 75551 |
Conventional | 4 | 6.7% | 100% | $140,000 | |
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105 Loop 59, Atlanta, TX 75551 A+5.0 ★Texas Ratio: 4.75% |
Conventional | 3 | 5% | 100% | $205,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.7% | 100% | $255,000 | View |
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101 W Main St, Atlanta, TX 75551 A+5.0 ★Texas Ratio: 1.12% |
Conventional | 1 | 1.7% | 100% | $85,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
VA | 1 | 1.7% | 100% | $225,000 | |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.7% | 33.3% | $125,000 | View |
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3641 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 5.33% |
Conventional | 1 | 1.7% | 100% | $335,000 | View |
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103 W ALLDAY ST, ATLANTA, TX 75551 2201 A+5.0 ★Texas Ratio: 2.47% |
Conventional | 1 | 1.7% | 100% | $65,000 | View |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
VA, Jumbo | 1 | 1.7% | 100% | $885,000 | View |
Click n' Close, Inc.
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Conventional, FHA | 2 | 3.3% | 100% | $100,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 2 | 3.3% | 100% | $115,000 | |
East Texas Professional C.U.
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Conventional | 1 | 1.7% | 100% | $105,000 | |
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A-5.0 ★Texas Ratio: 14.15% |
Conventional | 1 | 1.7% | 100% | $365,000 | View |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 5 | 8.3% | 55.6% | $123,000 | View |
United Wholesale Mortgage
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Conventional, FHA | 4 | 6.7% | 100% | $287,500 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 4 | 6.7% | 58.8% | $155,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 3 | 5% | 27.3% | $98,333 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 3.3% | 100% | $315,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 3.3% | 100% | $75,000 | |
Mortgage Solutions of Colorado
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VA | 2 | 3.3% | 100% | $125,000 | |
Southwest Stage Funding LLC
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Conventional, FHA | 2 | 3.3% | 100% | $190,000 | |
21St Mortgage
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Conventional | 2 | 3.3% | 25% | $140,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 1.7% | 100% | $345,000 | |
Kind Lending, LLC
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Conventional | 1 | 1.7% | 100% | $205,000 | |
loanDepot.com LLC
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Conventional | 1 | 1.7% | 20% | $105,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 1.7% | 33.3% | $45,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional | 1 | 1.7% | 100% | $115,000 | View |
Mortgage Financial Services
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Conventional | 1 | 1.7% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 1.7% | 100% | $445,000 | View |
T2 Financial LLC
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VA | 1 | 1.7% | 100% | $135,000 | |
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A-4.5 ★Texas Ratio: 5.80% |
Conventional | 1 | 1.7% | 100% | $5,000 | View |
Mortgage Research Center
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VA | 1 | 1.7% | 50% | $245,000 | |
First Guaranty Bank
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Conventional | 1 | 1.7% | 100% | $195,000 | |
New American Funding, LLC.
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Conventional | 1 | 1.7% | 100% | $145,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 1.7% | 100% | $475,000 | |
Spring Eq, LLC
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Conventional | 1 | 1.7% | 100% | $65,000 |
Linden Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Linden, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Linden? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Linden in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Linden, TX
Use these to narrow the list above. Each category shows how many Linden, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Linden, TX
Independent mortgage companies closed 70 percent of home loans in Linden, Texas in 2025, banks 21.7 percent and credit unions 8.3 percent. Everett Financial, Inc. was the largest mortgage company, The First National Bank of Hughes Springs the largest bank and Red River Employees Federal Credit Union the largest credit union. Among lenders headquartered in Texas, The First National Bank of Hughes Springs led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Linden, TX
By home loans closed in 2025, The First National Bank of Hughes Springs was the largest mortgage lender in Linden, Texas with 4 loans, about 6.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Linden, Texas in 2025, led by United Wholesale Mortgage with 3. 7 lenders closed VA loans, led by Mortgage Solutions of Colorado. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 3 credit unions closed home loans in Linden, Texas in 2025, alongside 23 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Linden, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Linden, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Linden. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
