Mortgage Lenders and Brokers in Lake Dallas, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lake Dallas, Texas mortgage lenders include DatcuDatcu8131 Gateway Dr, Argyle, TX 76226A+5.0 ★Texas Ratio: 0.64%, Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, Wells Fargo Bank NAWells Fargo Bank NA3701 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 5.36%, First United Bank and Trust CoFirst United Bank and Trust Co10526 W Parmer Ln, Austin, TX 78717A5.0 ★Texas Ratio: 10.43%, Sunflower Bank, N.A.Sunflower Bank, N.A.623 W 38th St, Austin, TX 78705A5.0 ★Texas Ratio: 10.77%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, Centennial BankCentennial Bank1 Village Dr, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.14%, and Southwest Airlines FCUSouthwest Airlines FCU801 W Euless Blvd Ste 104, Euless, TX 76040 4438. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lake Dallas, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lake Dallas are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lake Dallas, Texas
Market share is the lender's share of all home loans closed in Lake Dallas, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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8131 Gateway Dr, Argyle, TX 76226 A+5.0 ★Texas Ratio: 0.64% |
Conventional, HELOC | 6 +1 HELOCs |
3.6% | 100% | $268,333 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +1 HELOCs |
1.8% | 100% | $321,666 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.2% | 66.7% | $255,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional, FHA | 2 | 1.2% | 100% | $320,000 | |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 2 | 1.2% | 100% | $345,000 | View |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional, VA | 2 | 1.2% | 100% | $270,000 | View |
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623 W 38th St, Austin, TX 78705 A5.0 ★Texas Ratio: 10.77% |
Conventional | 2 | 1.2% | 100% | $205,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 2 | 1.2% | 66.7% | $135,000 | View |
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1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14% |
Conventional, FHA | 2 | 1.2% | 100% | $310,000 | View |
Southwest Airlines FCU
801 W Euless Blvd Ste 104, Euless, TX 76040 4438 |
Conventional | 1 | 0.6% | 100% | $25,000 | |
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1212 S Preston Rd, Celina, TX 75009 A5.0 ★Texas Ratio: 8.17% |
Conventional | 1 | 0.6% | 100% | $255,000 | View |
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710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.6% | 100% | $165,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.6% | 100% | $355,000 | View |
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118 N Garfield Ave, Rotan, TX 79546 A+5.0 ★Texas Ratio: 2.40% |
Conventional | 1 | 0.6% | 100% | $415,000 | View |
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433 S Preston Rd, Celina, TX 75009 A5.0 ★Texas Ratio: 7.77% |
VA | 1 | 0.6% | 100% | $425,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional | 1 | 0.6% | 100% | $135,000 | View |
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325 S Fm 1187, Aledo, TX 76008 A5.0 ★Texas Ratio: 8.39% |
Conventional | 1 | 0.6% | 100% | $145,000 | View |
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1001 Congress Ave, Austin, TX 78701 A5.0 ★Texas Ratio: 7.25% |
Conventional | 1 | 0.6% | 100% | $125,000 | View |
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2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.6% | 100% | $305,000 | View |
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2600 Dallas Pkwy, Frisco, TX 75034 A+5.0 ★Texas Ratio: 0.50% |
Conventional | 1 | 0.6% | 100% | $235,000 | View |
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2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
FHA | 1 | 0.6% | 100% | $255,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
SWBC Mortgage Corporation
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Conventional | 2 | 1.2% | 100% | $445,000 | |
Sfmc, LP
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Conventional, FHA | 2 | 1.2% | 100% | $330,000 | |
Network Funding, L.P.
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Conventional | 2 | 1.2% | 100% | $260,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 2 | 1.2% | 66.7% | $260,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.2% | 100% | $265,000 | |
Ark-La-Tex Financial Services LLC
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FHA, VA | 2 | 1.2% | 100% | $345,000 | |
FocusOne Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $165,000 | |
Willow Bend Mortgage Company, LLC
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Conventional | 1 | 0.6% | 100% | $335,000 | |
Aaxy LLC
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Conventional | 1 | 0.6% | 100% | $425,000 | |
Right Start Mortgage, Inc
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Conventional | 1 | 0.6% | 100% | $265,000 | |
American Airlines Federal Cred
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 18 | 10.7% | 70.4% | $306,111 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 17 | 10.1% | 81% | $330,882 | |
Pennymac Loan Services LLC
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Conventional, VA | 6 | 3.6% | 85.7% | $185,000 | |
American Portfolio Mortgage Corporation
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Conventional, FHA, VA | 5 | 3% | 100% | $291,000 | |
Cmg Mortgage Inc
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Conventional | 4 | 2.4% | 100% | $397,500 | |
Better Mortgage Corporation
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Conventional, FHA | 4 | 2.4% | 100% | $240,000 | |
Prosperity Home Mortgage, LLC
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Conventional, VA | 4 | 2.4% | 100% | $312,500 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 4 | 2.4% | 66.7% | $272,500 | |
loanDepot.com LLC
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Conventional, HELOC | 3 +2 HELOCs |
1.8% | 75% | $218,333 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 1.8% | 75% | $391,666 | |
Newrez LLC
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Conventional, FHA | 3 | 1.8% | 42.9% | $185,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 1.8% | 100% | $425,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 2 | 1.2% | 100% | $385,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA | 2 | 1.2% | 100% | $175,000 | |
PHH Mortgage Corporation
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FHA, VA | 2 | 1.2% | 100% | $380,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 2 | 1.2% | 100% | $305,000 | View |
The Loan Store, Inc
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Conventional | 2 | 1.2% | 100% | $280,000 | |
Fairway Independent Mort Corp
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FHA | 2 | 1.2% | 100% | $330,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 2 | 1.2% | 100% | $345,000 | |
Plaza Home Mortgage, Inc
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Conventional | 2 | 1.2% | 100% | $250,000 | |
Village Capital & Investment
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FHA | 2 | 1.2% | 100% | $355,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $75,000 | |
Guaranteed Rate Affinity, LLC
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FHA | 1 | 0.6% | 100% | $555,000 | |
American Financial Resources LLC
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FHA | 1 | 0.6% | 100% | $365,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.6% | 25% | $315,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $395,000 | |
Resicentral LLC
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Conventional | 1 | 0.6% | 100% | $305,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 0.6% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
FHA | 1 | 0.6% | 100% | $275,000 | View |
American Financial Network, Inc.
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FHA | 1 | 0.6% | 100% | $345,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.6% | 100% | $325,000 | |
Bay Equity LLC
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Conventional | 1 | 0.6% | 100% | $275,000 | |
Foundation Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $245,000 | |
Churchill Mortgage Corporation
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VA | 1 | 0.6% | 100% | $425,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.6% | 100% | $375,000 | |
Provident Funding Associates
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Conventional | 1 | 0.6% | 100% | $405,000 | |
Mortgage Research Center
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VA | 1 | 0.6% | 100% | $365,000 | |
V.I.P. Mortgage, Inc.
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FHA | 1 | 0.6% | 100% | $395,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.6% | 100% | $425,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.6% | 50% | $305,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.6% | 100% | $145,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.6% | 100% | $155,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.6% | 100% | $315,000 | View |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.6% | 100% | $295,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.6% | 100% | $355,000 | View |
Tomo Mortgage LLC
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Conventional | 1 | 0.6% | 50% | $385,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Lake Dallas Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lake Dallas, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Lake Dallas? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lake Dallas in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lake Dallas, TX
Use these to narrow the list above. Each category shows how many Lake Dallas, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Lake Dallas, TX
Independent mortgage companies closed 75.6 percent of home loans in Lake Dallas, Texas in 2025, banks 16.7 percent and credit unions 7.7 percent. Everett Financial, Inc. was the largest mortgage company, Bank of America NA the largest bank and Datcu the largest credit union. Among lenders headquartered in Texas, Datcu led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lake Dallas, TX
By home loans closed in 2025, Datcu was the largest mortgage lender in Lake Dallas, Texas with 6 loans, about 3.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
28 lenders closed FHA loans in Lake Dallas, Texas in 2025, led by Rocket Mortgage with 3. 14 lenders closed VA loans, led by Pennymac Loan Services LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 7 credit unions closed home loans in Lake Dallas, Texas in 2025, alongside 55 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lake Dallas, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lake Dallas, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lake Dallas. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
