Mortgage Lenders and Brokers in Lake Cherokee, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lake Cherokee, Texas mortgage lenders include Verabank,N.A.Verabank,N.A.739 E Tyler St, Athens, TX 75751A+5.0 ★Texas Ratio: 5.54%, Texas Bank and TrustTexas Bank and Trust449 S Trade Days Blvd, Canton, TX 75103A+5.0 ★Texas Ratio: 3.78%, Austin Bank, Texas National AssociationAustin Bank, Texas National Association108 E Broadway St, Big Sandy, TX 75755A+5.0 ★Texas Ratio: 3.34%, Spring Hill State BankSpring Hill State Bank202 Hollybrook Dr, Longview, TX 75605A+5.0 ★Texas Ratio: 4.57%, Texas BankTexas Bank2014 W White St, Anna, TX 75409A+5.0 ★Texas Ratio: 3.34%, First National Bank of East TexasFirst National Bank of East Texas910 W Broadway St, Big Sandy, TX 75755A5.0 ★Texas Ratio: 12.71%, Origin BankOrigin Bank384 E Stacy Rd, Allen, TX 75002A5.0 ★Texas Ratio: 6.66%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, and Henderson Federal Savings BankHenderson Federal Savings Bank130 N Marshall St, Henderson, TX 75652A5.0 ★Texas Ratio: 10.16%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lake Cherokee, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lake Cherokee are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lake Cherokee, Texas
Market share is the lender's share of all home loans closed in Lake Cherokee, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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739 E Tyler St, Athens, TX 75751 A+5.0 ★Texas Ratio: 5.54% |
Conventional | 10 | 9.2% | 100% | $256,000 | View |
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449 S Trade Days Blvd, Canton, TX 75103 A+5.0 ★Texas Ratio: 3.78% |
Conventional, Jumbo | 5 | 4.6% | 87.5% | $409,000 | View |
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108 E Broadway St, Big Sandy, TX 75755 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 5 | 4.6% | 100% | $479,000 | View |
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202 Hollybrook Dr, Longview, TX 75605 A+5.0 ★Texas Ratio: 4.57% |
Conventional, Jumbo | 3 | 2.8% | 75% | $748,333 | View |
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2014 W White St, Anna, TX 75409 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 3 | 2.8% | 50% | $181,666 | View |
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910 W Broadway St, Big Sandy, TX 75755 A5.0 ★Texas Ratio: 12.71% |
Conventional, Jumbo | 2 | 1.8% | 100% | $635,000 | View |
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384 E Stacy Rd, Allen, TX 75002 A5.0 ★Texas Ratio: 6.66% |
Conventional, Jumbo | 2 | 1.8% | 100% | $805,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.9% | 100% | $225,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
FHA | 1 | 0.9% | 100% | $135,000 | |
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130 N Marshall St, Henderson, TX 75652 A5.0 ★Texas Ratio: 10.16% |
Conventional | 1 | 0.9% | 100% | $275,000 | View |
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825 S Jackson St, Jacksonville, TX 75766 A+5.0 ★Texas Ratio: 1.81% |
Conventional | 1 | 0.9% | 100% | $355,000 | View |
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713 Us Highway 271 N, Gilmer, TX 75644 C-3.6 ★Texas Ratio: 31.68% |
Conventional | 1 | 0.9% | 100% | $215,000 | View |
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★ 5 stars, 1 review 3301 Fall Creek Hwy, Acton, TX 76049 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.9% | 100% | $185,000 | View |
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104 Highway 155, Avinger, TX 75630 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.9% | 100% | $95,000 | View |
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623 W 38th St, Austin, TX 78705 A5.0 ★Texas Ratio: 10.77% |
Conventional | 1 | 0.9% | 100% | $215,000 | View |
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107 Webb St, Daingerfield, TX 75638 A5.0 ★Texas Ratio: 11.57% |
Conventional | 1 | 0.9% | 100% | $535,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
East Texas Professional C.U.
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Conventional | 8 | 7.3% | 80% | $287,500 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.9% | 25% | $185,000 | |
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A-5.0 ★Texas Ratio: 14.15% |
Conventional | 1 | 0.9% | 100% | $365,000 | View |
Highlands Residential Mortgage, Ltd.
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FHA | 1 | 0.9% | 100% | $205,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.9% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 1.56% |
Conventional | 13 | 11.9% | 68.4% | $375,769 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, USDA | 7 | 6.4% | 100% | $193,571 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 6 | 5.5% | 85.7% | $260,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional | 6 | 5.5% | 75% | $350,000 | View |
Mortgage Research Center
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Conventional, FHA, VA | 4 | 3.7% | 100% | $310,000 | |
21St Mortgage
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Conventional | 4 | 3.7% | 30.8% | $117,500 | |
Newrez LLC
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Conventional, VA | 3 | 2.8% | 75% | $348,333 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 3 | 2.8% | 37.5% | $71,666 | |
Cadence Bank
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Conventional, FHA | 2 | 1.8% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 3.03% |
Conventional | 2 | 1.8% | 100% | $405,000 | View |
Freedom Mortgage Corporation
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VA | 1 | 0.9% | 100% | $435,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.9% | 100% | $95,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.9% | 100% | $135,000 | |
Mortgage Financial Services
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FHA | 1 | 0.9% | 100% | $255,000 | |
T2 Financial LLC
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FHA | 1 | 0.9% | 100% | $265,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 0.9% | 50% | $105,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 0.9% | 100% | $225,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.9% | 100% | $465,000 | View |
Barksdale Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Lake Cherokee Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lake Cherokee, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Lake Cherokee? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lake Cherokee in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lake Cherokee, TX
Use these to narrow the list above. Each category shows how many Lake Cherokee, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Lake Cherokee, TX
Independent mortgage companies closed 39.4 percent of home loans in Lake Cherokee, Texas in 2025, banks 38.5 percent and credit unions 22 percent. Everett Financial, Inc. was the largest mortgage company, Verabank,N.A. the largest bank and Credit Union of Texas the largest credit union. Among lenders headquartered in Texas, Verabank,N.A. led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lake Cherokee, TX
By home loans closed in 2025, Verabank,N.A. was the largest mortgage lender in Lake Cherokee, Texas with 10 loans, about 9.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Lake Cherokee, Texas in 2025, led by Guild Mortgage Company with 3. 4 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 6 credit unions closed home loans in Lake Cherokee, Texas in 2025, alongside 17 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lake Cherokee, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lake Cherokee, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lake Cherokee. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
