Mortgage Lenders and Brokers in Laguna Park, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Laguna Park, Texas mortgage lenders include First National Bank of McgregorFirst National Bank of Mcgregor401 S Main St, Mc Gregor, TX 76657C3.8 ★Texas Ratio: 29.33%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, First BankFirst Bank900 Bailey Ranch Rd, Aledo, TX 76008A5.0 ★Texas Ratio: 6.67%, First Security State BankFirst Security State Bank1115 W 5th St, Clifton, TX 76634, Members Choice of Central Texas FCUMembers Choice of Central Texas FCU212 Virginia Ave, Marlin, TX 76661A+5.0 ★Texas Ratio: 0.22%, Grandview BankGrandview Bank100 Percifield Trl, Alvarado, TX 76009A+5.0 ★Texas Ratio: 0.94%, Bokf NABokf NA792 S Watters Rd, Allen, TX 75013A+5.0 ★Texas Ratio: 1.05%, InterbankInterbank200 N Fm 1187, Aledo, TX 76008A5.0 ★Texas Ratio: 11.26%, Sfmc, LPSfmc, LPPlano, TX, and Nationstar MortgageNationstar MortgageCoppell, TX. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Laguna Park, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Laguna Park are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Laguna Park, Texas
Market share is the lender's share of all home loans closed in Laguna Park, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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401 S Main St, Mc Gregor, TX 76657 C3.8 ★Texas Ratio: 29.33% |
Conventional | 2 | 6.2% | 100% | $100,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 3.1% | 100% | $225,000 | View |
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900 Bailey Ranch Rd, Aledo, TX 76008 A5.0 ★Texas Ratio: 6.67% |
VA | 1 | 3.1% | 100% | $245,000 | View |
First Security State Bank
1115 W 5th St, Clifton, TX 76634 |
Conventional | 1 | 3.1% | 33.3% | $125,000 | |
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212 Virginia Ave, Marlin, TX 76661 A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 3.1% | 50% | $185,000 | View |
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100 Percifield Trl, Alvarado, TX 76009 A+5.0 ★Texas Ratio: 0.94% |
Conventional | 1 | 3.1% | 100% | $485,000 | View |
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792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
Conventional | 1 | 3.1% | 100% | $625,000 | View |
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200 N Fm 1187, Aledo, TX 76008 A5.0 ★Texas Ratio: 11.26% |
Conventional | 1 | 3.1% | 100% | $185,000 | View |
Sfmc, LP
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Conventional, FHA | 2 | 6.2% | 100% | $135,000 | |
Nationstar Mortgage
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Conventional | 1 | 3.1% | 100% | $275,000 | |
Right Start Mortgage, Inc
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Conventional | 1 | 3.1% | 100% | $115,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, VA | 4 | 12.5% | 100% | $192,500 | View |
Mortgage Research Center
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Conventional, VA | 3 | 9.4% | 100% | $218,333 | |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 9.4% | 100% | $235,000 | |
United Wholesale Mortgage
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Conventional | 2 | 6.2% | 100% | $200,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA | 2 | 6.2% | 100% | $50,000 | View |
Guaranteed Rate, Inc.
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FHA | 1 | 3.1% | 100% | $235,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 3.1% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 3.1% | 100% | $115,000 | View |
New American Funding, LLC.
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Conventional | 1 | 3.1% | 100% | $155,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 3.1% | 50% | $75,000 | |
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A+5.0 ★Texas Ratio: 2.12% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Laguna Park Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Laguna Park, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Laguna Park? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Laguna Park in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Laguna Park, TX
Use these to narrow the list above. Each category shows how many Laguna Park, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Laguna Park, TX
Independent mortgage companies closed 71.9 percent of home loans in Laguna Park, Texas in 2025, banks 25 percent and credit unions 3.1 percent. Sfmc, LP was the largest mortgage company, First National Bank of Mcgregor the largest bank and Members Choice of Central Texas FCU the largest credit union. Among lenders headquartered in Texas, First National Bank of Mcgregor led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Laguna Park, TX
By home loans closed in 2025, First National Bank of Mcgregor was the largest mortgage lender in Laguna Park, Texas with 2 loans, about 6.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Laguna Park, Texas in 2025, led by Fairway Independent Mort Corp with 2. 3 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 7 banks and 2 credit unions closed home loans in Laguna Park, Texas in 2025, alongside 13 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Laguna Park, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Laguna Park, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Laguna Park. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
