Mortgage Lenders and Brokers in Krum, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Krum, Texas mortgage lenders include First United Bank and Trust CoFirst United Bank and Trust Co960 E Mccart St, Krum, TX 76249A5.0 ★Texas Ratio: 10.43%, Southstate Bank, National AssociationSouthstate Bank, National Association1101 E Mccart St, Krum, TX 76249A+5.0 ★Texas Ratio: 2.27%, Texas Regional BankTexas Regional Bank1020 E Mccart St, Krum, TX 76249A5.0 ★Texas Ratio: 7.25%, American National Bank & TrustAmerican National Bank & Trust108 W Main, Archer City, TX 76351A5.0 ★Texas Ratio: 7.83%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, DatcuDatcu8131 Gateway Dr, Argyle, TX 76226A+5.0 ★Texas Ratio: 0.64%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, First BankFirst Bank900 Bailey Ranch Rd, Aledo, TX 76008A5.0 ★Texas Ratio: 6.67%, Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%, and Texas D P S Credit UnionTexas D P S Credit Union621 W Saint Johns Ave, Austin, TX 78752 2315A+5.0 ★Texas Ratio: 0.67%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Krum, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Krum are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Krum, Texas
Market share is the lender's share of all home loans closed in Krum, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Krum 960 E Mccart St, Krum, TX 76249 A5.0 ★Texas Ratio: 10.43% |
Conventional, HELOC | 3 +3 HELOCs |
1% | 66.7% | $458,333 | View |
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★ 5 stars, 1 review 1 office in Krum 1101 E Mccart St, Krum, TX 76249 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 2 | 0.6% | 66.7% | $380,000 | View |
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1 office in Krum 1020 E Mccart St, Krum, TX 76249 A5.0 ★Texas Ratio: 7.25% |
Conventional, FHA | 2 | 0.6% | 100% | $465,000 | View |
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108 W Main, Archer City, TX 76351 A5.0 ★Texas Ratio: 7.83% |
Conventional, FHA | 8 | 2.6% | 100% | $418,750 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 1.3% | 100% | $315,000 | View |
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8131 Gateway Dr, Argyle, TX 76226 A+5.0 ★Texas Ratio: 0.64% |
Conventional | 4 | 1.3% | 66.7% | $342,500 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 4 | 1.3% | 66.7% | $125,000 | View |
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900 Bailey Ranch Rd, Aledo, TX 76008 A5.0 ★Texas Ratio: 6.67% |
Conventional, VA | 2 | 0.6% | 100% | $430,000 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $155,000 | View |
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621 W Saint Johns Ave, Austin, TX 78752 2315 A+5.0 ★Texas Ratio: 0.67% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
FHA | 1 | 0.3% | 100% | $285,000 | |
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2800 Esperanza Xing Bldg 2, Austin, TX 78758 3772 A+5.0 ★Texas Ratio: 4.72% |
Conventional, Jumbo | 1 | 0.3% | 100% | $455,000 | View |
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123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04% |
Conventional | 1 | 0.3% | 100% | $195,000 | View |
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1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.3% | 100% | $335,000 | View |
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710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 100% | $575,000 | View |
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1750 Valley View Ln Ste 110, Farmers Branch, TX 75234 9024 A+5.0 ★Texas Ratio: 0.59% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional | 1 | 0.3% | 100% | $465,000 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
VA | 1 | 0.3% | 100% | $395,000 | View |
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4601c Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 1.71% |
Conventional | 1 | 0.3% | 100% | $625,000 | View |
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2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.3% | 100% | $355,000 | View |
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2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
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4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA, USDA | 70 | 22.4% | 83.7% | $299,857 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA, VA | 10 | 3.2% | 100% | $468,000 | |
Sfmc, LP
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Conventional, FHA | 4 | 1.3% | 100% | $450,000 | |
American Airlines Federal Cred
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Conventional | 1 | 0.3% | 100% | $75,000 | |
Orchard Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $615,000 | |
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A-5.0 ★Texas Ratio: 14.15% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
Encompass Lending Group, L.P.
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VA | 1 | 0.3% | 100% | $735,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.3% | 100% | $505,000 | |
Gsb Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $545,000 | |
Certified Funding, L.P.
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Conventional | 1 | 0.3% | 100% | $115,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.3% | 100% | $705,000 | |
Southwest Funding LP
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Conventional | 1 | 0.3% | 100% | $645,000 | |
loanDepot.com LLC
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Conventional, FHA, VA, USDA | 35 | 11.2% | 51.4% | $307,571 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 26 | 8.3% | 87.5% | $425,000 | |
M/I Financial. LLC
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Conventional, FHA, VA | 25 | 8% | 100% | $296,200 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 12 | 3.8% | 85.7% | $334,166 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 8 | 2.6% | 100% | $386,250 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, VA | 7 | 2.2% | 100% | $372,142 | View |
Newrez LLC
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Conventional, VA | 6 | 1.9% | 85.7% | $291,666 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 1.6% | 100% | $185,000 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 1% | 66.7% | $318,333 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 2 | 0.6% | 100% | $170,000 | View |
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A5.0 ★Texas Ratio: 6.69% |
Conventional | 2 | 0.6% | 100% | $385,000 | View |
Cmg Mortgage Inc
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Conventional, USDA | 2 | 0.6% | 100% | $130,000 | |
Union Home Mortgage Corp.
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FHA, VA | 2 | 0.6% | 100% | $385,000 | |
Planet Home Lending, LLC
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Conventional, FHA | 2 | 0.6% | 66.7% | $360,000 | |
Mortgage Research Center
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VA | 2 | 0.6% | 40% | $580,000 | |
Lower, LLC
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Conventional | 2 | 0.6% | 100% | $440,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 2 | 0.6% | 100% | $100,000 | |
21St Mortgage
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Conventional | 2 | 0.6% | 28.6% | $145,000 | |
Village Capital & Investment
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FHA, VA | 2 | 0.6% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $285,000 | View |
American Portfolio Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $255,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.3% | 100% | $745,000 | |
Primary Residential Mortgage, INC.
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USDA | 1 | 0.3% | 100% | $365,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.3% | 33.3% | $295,000 | |
Canopy Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $295,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.3% | 100% | $545,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.3% | 100% | $575,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.3% | 50% | $85,000 | View |
Filo Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $245,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.3% | 100% | $335,000 | |
Mortgage Financial Services
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FHA | 1 | 0.3% | 100% | $315,000 | |
Oceanside Mortgage Company
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FHA | 1 | 0.3% | 100% | $275,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $435,000 | |
Nfm, Inc
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VA | 1 | 0.3% | 100% | $405,000 | |
Belem Servicing, LLC dba Patriot Home Mortgage
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Conventional | 1 | 0.3% | 100% | $775,000 | |
Provident Funding Associates
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Conventional | 1 | 0.3% | 100% | $595,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.3% | 100% | $735,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $285,000 | |
Prosperity Home Mortgage, LLC
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VA | 1 | 0.3% | 100% | $605,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.3% | 100% | $685,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 0.3% | 100% | $515,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.3% | 100% | $535,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.3% | 100% | $85,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.3% | 50% | $105,000 | |
The Mortgage Link, Inc.
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.3% | 100% | $295,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.3% | 100% | $495,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Krum Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Krum, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Krum? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Krum in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Krum, TX
Use these to narrow the list above. Each category shows how many Krum, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Krum, TX
Independent mortgage companies closed 84.9 percent of home loans in Krum, Texas in 2025, banks 11.5 percent and credit unions 3.5 percent. Everett Financial, Inc. was the largest mortgage company, First United Bank and Trust Co the largest bank and Datcu the largest credit union. Among lenders headquartered in Texas, Texas Regional Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Krum, TX
By home loans closed in 2025, First United Bank and Trust Co was the largest mortgage lender in Krum, Texas with 3 loans, about 1 percent of the market. The largest lender headquartered in Texas was Texas Regional Bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Krum, Texas, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 83.7 percent, against a 80.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
22 lenders closed FHA loans in Krum, Texas in 2025, led by DHI Mortgage Company, LTD. with 47. 22 lenders closed VA loans, led by DHI Mortgage Company, LTD., and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 7 credit unions closed home loans in Krum, Texas in 2025, alongside 60 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Krum, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Krum, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Krum. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
