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Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Knippa, Texas

Knippa, Texas mortgage lenders include Security ServiceSecurity Service135 W Bandera Rd, Boerne, TX 78006 2958A5.0 ★Texas Ratio: 6.91%, Usaa Federal Savings BankUsaa Federal Savings Bank10750 Mcdermott Fwy, San Antonio, TX 78288B-3.5 ★Texas Ratio: 6.80%, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, TXN BankTXN Bank355 Highway 16 South, Bandera, TX 78003A5.0 ★Texas Ratio: 6.40%, 21St Mortgage, United Wholesale Mortgage, Rocket MortgageRocket MortgageB+4.7 ★Texas Ratio: 18.17%, Cmg Mortgage Inc, Plaza Home Mortgage, Inc, and AAFMAA Mortgage Services LLC. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Knippa, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Knippa are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Knippa, Texas

Market share is the lender's share of all home loans closed in Knippa, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
★ 5 stars, 1 review
135 W Bandera Rd, Boerne, TX 78006 2958
A5.0 ★Texas Ratio: 6.91%
Conventional 3 12.5% 60% $268,333 View
10750 Mcdermott Fwy, San Antonio, TX 78288
B-3.5 ★Texas Ratio: 6.80%
Conventional 1 4.2% 100% $265,000 View
404 E Stacy Rd, Allen, TX 75002
A+5.0 ★Texas Ratio: 5.89%
Conventional 1 4.2% 100% $225,000 View
355 Highway 16 South, Bandera, TX 78003
A5.0 ★Texas Ratio: 6.40%
Conventional 1 4.2% 50% $195,000 View
21St Mortgage
Conventional 4 16.7% 80% $162,500
United Wholesale Mortgage
Conventional, VA 2 8.3% 100% $250,000
B+4.7 ★Texas Ratio: 18.17%
Conventional 2 8.3% 100% $160,000 View
Cmg Mortgage Inc
Conventional, FHA 2 8.3% 100% $315,000
Plaza Home Mortgage, Inc
Conventional, FHA 2 8.3% 100% $150,000
AAFMAA Mortgage Services LLC
VA 1 4.2% 100% $705,000
A+5.0 ★Texas Ratio: 2.20%
VA 1 4.2% 100% $625,000 View
Mortgage Research Center
VA 1 4.2% 100% $415,000
Towne Mortgage Company
FHA 1 4.2% 100% $255,000
New American Funding, LLC.
Conventional 1 4.2% 100% $195,000
A5.0 ★Texas Ratio: 8.14%
VA 1 4.2% 100% $295,000
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Knippa, Texas

Looking for mortgage lenders near me or mortgage brokers near me in Knippa? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Knippa in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Knippa, TX

Use these to narrow the list above. Each category shows how many Knippa, TX lenders fit and what that kind of lender is usually best for.

Who Lends in Knippa, TX

Independent mortgage companies closed 66.7 percent of home loans in Knippa, Texas in 2025, banks 12.5 percent and credit unions 20.8 percent. 21St Mortgage was the largest mortgage company, Usaa Federal Savings Bank the largest bank and Security Service the largest credit union. Among lenders headquartered in Texas, Security Service led with 3 loans.

66.7%
Mortgage companies
12.5%
Banks
20.8%
Credit unions
13%
FHA loans
21%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.

More Texas Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Knippa, TX

Who is the largest mortgage lender in Knippa, TX?

By home loans closed in 2025, Security Service was the largest mortgage lender in Knippa, Texas with 3 loans, about 12.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Knippa, TX mortgage lenders offer FHA, VA and USDA loans?

3 lenders closed FHA loans in Knippa, Texas in 2025, led by Cmg Mortgage Inc with 1. 5 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Knippa, TX lender list?

Yes. 3 banks and 3 credit unions closed home loans in Knippa, Texas in 2025, alongside 9 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Knippa, TX ranked on this page?

Lenders are ranked only by the number of home loans they closed in Knippa, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Knippa, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Knippa. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.