Mortgage Lenders and Brokers in Hempstead, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Hempstead, Texas mortgage lenders include Prosperity BankProsperity Bank1250 Austin St, Hempstead, TX 77445A+5.0 ★Texas Ratio: 1.58%, Trustmark BankTrustmark Bank840 13th St, Hempstead, TX 77445A+5.0 ★Texas Ratio: 2.40%, Austin County State BankAustin County State Bank436 S Front St, Bellville, TX 77418A+5.0 ★Texas Ratio: 2.92%, Citizens State BankCitizens State Bank2007 S Day St, Brenham, TX 77833A5.0 ★Texas Ratio: 12.20%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA3701 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 5.36%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, Huntington National BankHuntington National Bank3800 Matlock Rd, Arlington, TX 76015A+5.0 ★Texas Ratio: 3.66%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, and Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hempstead, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hempstead are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Hempstead, Texas
Market share is the lender's share of all home loans closed in Hempstead, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1 office in Hempstead 1250 Austin St, Hempstead, TX 77445 A+5.0 ★Texas Ratio: 1.58% |
Conventional, HELOC | 2 +1 HELOCs |
1.5% | 28.6% | $185,000 | View |
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1 office in Hempstead 840 13th St, Hempstead, TX 77445 A+5.0 ★Texas Ratio: 2.40% |
FHA, HELOC | 1 +1 HELOCs |
0.8% | 100% | $245,000 | View |
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436 S Front St, Bellville, TX 77418 A+5.0 ★Texas Ratio: 2.92% |
Conventional | 3 | 2.3% | 100% | $385,000 | View |
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2007 S Day St, Brenham, TX 77833 A5.0 ★Texas Ratio: 12.20% |
Conventional | 3 | 2.3% | 100% | $145,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.5% | 100% | $270,000 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.5% | 66.7% | $120,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 50% | $745,000 | View |
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3800 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.8% | 100% | $485,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
FHA | 1 | 0.8% | 100% | $195,000 | |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.8% | 100% | $135,000 | View |
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7235 John Martin Road, Baytown, TX 77521 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.8% | 50% | $355,000 | View |
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10300 Town Park Dr, Houston, TX 77072 5236 A+5.0 ★Texas Ratio: 2.70% |
Conventional | 1 | 0.8% | 100% | $195,000 | View |
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13525 Skinner Rd, Cypress, TX 77429 A5.0 ★Texas Ratio: 7.93% |
Conventional | 1 | 0.8% | 100% | $75,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional | 1 | 0.8% | 100% | $365,000 | View |
International Bank of Commerce
1421 W Frontage Rd, Alamo, TX 78516 |
Conventional | 1 | 0.8% | 100% | $145,000 | |
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701 College Dr, Abilene, TX 79601 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.8% | 100% | $205,000 | View |
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3923 5th St, Brookshire, TX 77423 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.8% | 100% | $175,000 | View |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 4 stars, 3 reviews 7800 Shoal Creek Boulevard, Austin, TX 78757 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
First National Bank of Bellville
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Conventional | 3 | 2.3% | 100% | $98,333 | |
Nationstar Mortgage
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Conventional | 2 | 1.5% | 100% | $315,000 | |
Interlinc Mortgage Services, LLC
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FHA | 1 | 0.8% | 100% | $185,000 | |
Orchard Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $255,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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FHA | 1 | 0.8% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 0.92% |
Conventional | 1 | 0.8% | 100% | $725,000 | View |
Highlands Residential Mortgage, Ltd.
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FHA | 1 | 0.8% | 100% | $295,000 | |
Right Start Mortgage, Inc
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FHA | 1 | 0.8% | 50% | $215,000 | |
Texas Bay Area Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B+4.7 ★Texas Ratio: 18.17% |
Conventional | 10 | 7.6% | 64.7% | $269,000 | View |
Cmg Mortgage Inc
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Conventional, FHA, USDA, Jumbo | 9 | 6.9% | 100% | $278,333 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 8 | 6.1% | 66.7% | $363,750 | |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 7 +1 HELOCs |
5.3% | 87.5% | $242,142 | |
21St Mortgage
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Conventional | 5 | 3.8% | 55.6% | $149,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 4 | 3.1% | 100% | $195,000 | |
Newrez LLC
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Conventional | 3 | 2.3% | 75% | $101,666 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 3 | 2.3% | 100% | $258,333 | View |
Freedom Mortgage Corporation
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VA | 2 | 1.5% | 66.7% | $220,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 1.5% | 66.7% | $525,000 | |
Sun West Mortgage Company, Inc
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FHA | 2 | 1.5% | 100% | $165,000 | |
Nextmortgage, LLC
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FHA, USDA | 2 | 1.5% | 100% | $160,000 | |
Securitynational Mortgage Company
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Conventional, FHA | 2 | 1.5% | 100% | $380,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 1.5% | 100% | $110,000 | |
Planet Home Lending, LLC
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VA | 2 | 1.5% | 100% | $275,000 | |
Nations Lending Corporation
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Conventional, FHA | 2 | 1.5% | 100% | $100,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 1.5% | 100% | $495,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 1.5% | 100% | $320,000 | |
Geneva Financial LLC
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Conventional | 2 | 1.5% | 100% | $135,000 | |
Paramount Residential Mortgage
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Conventional | 2 | 1.5% | 100% | $250,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 1.5% | 50% | $120,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 2 | 1.5% | 100% | $405,000 | |
Cadence Bank
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Conventional | 1 | 0.8% | 100% | $425,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.8% | 100% | $75,000 | View |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.8% | 100% | $415,000 | View |
Equity Prime Mortgage LLC
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FHA | 1 | 0.8% | 100% | $225,000 | |
CrossCountry Mortgage, LLC
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VA | 1 | 0.8% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.8% | 38.5% | $155,000 | View |
Loanunited.Com, LLC
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FHA | 1 | 0.8% | 100% | $255,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 0.8% | 100% | $385,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 0.8% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 3.34% |
VA | 1 | 0.8% | 100% | $295,000 | View |
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A5.0 ★Texas Ratio: 6.69% |
Conventional | 1 | 0.8% | 100% | $285,000 | View |
Union Home Mortgage Corp.
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Conventional | 1 | 0.8% | 100% | $525,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.8% | 100% | $805,000 | |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 0.8% | 100% | $415,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.8% | 100% | $445,000 | View |
Lower, LLC
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VA | 1 | 0.8% | 100% | $265,000 | |
Farm Credit Mid-America, Aca
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Conventional, Jumbo | 1 | 0.8% | 50% | $1,325,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.8% | 100% | $155,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.8% | 50% | $45,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Hempstead Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Hempstead, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Hempstead? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hempstead in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Hempstead, TX
Use these to narrow the list above. Each category shows how many Hempstead, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Hempstead, TX
Independent mortgage companies closed 73.3 percent of home loans in Hempstead, Texas in 2025, banks 20.6 percent and credit unions 6.1 percent. Everett Financial, Inc. was the largest mortgage company, Prosperity Bank the largest bank and Shell Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Prosperity Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Hempstead, TX
By home loans closed in 2025, Prosperity Bank was the largest mortgage lender in Hempstead, Texas with 2 loans, about 1.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
22 lenders closed FHA loans in Hempstead, Texas in 2025, led by Cmg Mortgage Inc with 4. 8 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 8 credit unions closed home loans in Hempstead, Texas in 2025, alongside 44 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hempstead, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hempstead, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hempstead. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
