Mortgage Lenders and Brokers in Grays Prairie, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Grays Prairie, Texas mortgage lenders include American National Bank of TexaAmerican National Bank of Texa720 S Greenville Ave, Allen, TX 75002B+4.0 ★Texas Ratio: 2.41%, First State BankFirst State Bank202 S Palestine St, Athens, TX 75751A+5.0 ★Texas Ratio: 4.58%, Lone Star Credit UnionLone Star Credit Union1515 Fannin St Ste D, Columbus, TX 78934A+5.0 ★Texas Ratio: 2.03%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, The City National Bank of Sulphur SpringsThe City National Bank of Sulphur Springs101 W Main St, Atlanta, TX 75551A+5.0 ★Texas Ratio: 1.12%, TexasBankTexasBank501 E Hall St, Bangs, TX 76823A+5.0 ★Texas Ratio: 5.55%, Texas Mortgage Lending, LLCTexas Mortgage Lending, LLC900 W Bethany Dr Ste 500, Allen, TX 75013 3834A+5.0 ★Texas Ratio: 3.34%, Harmony BankHarmony Bank247 W Davis St, Dallas, TX 75208A+5.0 ★Texas Ratio: 0.07%, First National Bank TexasFirst National Bank Texas2701 E Main St, Alice, TX 78332A4.7 ★Texas Ratio: 3.20%, and Citizens National Bank of TexasCitizens National Bank of Texas1651 Sw Wilshire Blvd, Burleson, TX 76028A5.0 ★Texas Ratio: 12.03%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Grays Prairie, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Grays Prairie are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Grays Prairie, Texas
Market share is the lender's share of all home loans closed in Grays Prairie, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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720 S Greenville Ave, Allen, TX 75002 B+4.0 ★Texas Ratio: 2.41% |
Conventional | 7 | 5.7% | 87.5% | $280,714 | View |
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202 S Palestine St, Athens, TX 75751 A+5.0 ★Texas Ratio: 4.58% |
Conventional | 2 | 1.6% | 100% | $425,000 | View |
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1515 Fannin St Ste D, Columbus, TX 78934 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 2 | 1.6% | 100% | $65,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
VA | 1 | 0.8% | 100% | $625,000 | View |
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101 W Main St, Atlanta, TX 75551 A+5.0 ★Texas Ratio: 1.12% |
Conventional | 1 | 0.8% | 100% | $325,000 | View |
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501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.8% | 100% | $145,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.8% | 100% | $415,000 | View |
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247 W Davis St, Dallas, TX 75208 A+5.0 ★Texas Ratio: 0.07% |
Conventional | 1 | 0.8% | 50% | $125,000 | View |
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2701 E Main St, Alice, TX 78332 A4.7 ★Texas Ratio: 3.20% |
FHA | 1 | 0.8% | 100% | $215,000 | View |
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1651 Sw Wilshire Blvd, Burleson, TX 76028 A5.0 ★Texas Ratio: 12.03% |
Conventional | 1 | 0.8% | 100% | $355,000 | View |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional | 1 | 0.8% | 100% | $295,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 0.8% | 50% | $55,000 | View |
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9404 Hillside Rd, Amarillo, TX 79119 A+5.0 ★Texas Ratio: 4.84% |
Conventional | 1 | 0.8% | 100% | $335,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 4 | 3.3% | 100% | $322,500 | |
SWBC Mortgage Corporation
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Conventional, FHA | 2 | 1.6% | 100% | $235,000 | |
Countryplace Mortgage, Ltd.
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Conventional | 2 | 1.6% | 66.7% | $135,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 1.6% | 100% | $200,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.6% | 100% | $280,000 | |
Jacqueline Montanez
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Conventional | 2 | 1.6% | 66.7% | $65,000 | |
FocusOne Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $175,000 | |
Sfmc, LP
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VA | 1 | 0.8% | 100% | $365,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.8% | 50% | $85,000 | |
Right Start Mortgage, Inc
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FHA | 1 | 0.8% | 100% | $435,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.8% | 100% | $375,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.8% | 100% | $395,000 | |
Lower, LLC
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Conventional, FHA, VA | 11 | 8.9% | 100% | $327,727 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 10 | 8.1% | 100% | $344,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 8 | 6.5% | 90% | $247,500 | View |
21St Mortgage
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Conventional | 5 | 4.1% | 41.7% | $135,000 | |
Cmg Mortgage Inc
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FHA, VA, USDA | 4 | 3.3% | 100% | $280,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA, VA | 3 | 2.4% | 100% | $335,000 | View |
Fairway Independent Mort Corp
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Conventional, VA | 3 | 2.4% | 100% | $265,000 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 2 +1 HELOCs |
1.6% | 50% | $270,000 | |
American Portfolio Mortgage Corporation
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Conventional, FHA | 2 | 1.6% | 66.7% | $520,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 2 | 1.6% | 28.6% | $110,000 | View |
Planet Home Lending, LLC
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Conventional, FHA | 2 | 1.6% | 100% | $140,000 | |
Mortgage Research Center
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VA | 2 | 1.6% | 100% | $405,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 1.6% | 100% | $390,000 | |
Plaza Home Mortgage, Inc
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FHA, VA | 2 | 1.6% | 66.7% | $320,000 | |
American Financial Resources LLC
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FHA | 1 | 0.8% | 100% | $405,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.8% | 100% | $485,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.8% | 100% | $175,000 | |
Goodleap, LLC
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Conventional | 1 | 0.8% | 100% | $85,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.8% | 100% | $335,000 | |
Newrez LLC
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Conventional | 1 | 0.8% | 50% | $335,000 | |
CrossCountry Mortgage, LLC
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USDA | 1 | 0.8% | 50% | $205,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.8% | 100% | $285,000 | View |
PHH Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $195,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 0.8% | 100% | $395,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 0.8% | 25% | $115,000 | View |
Synergy One Lending, Inc.
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FHA | 1 | 0.8% | 100% | $285,000 | |
Platinum Eagle Mortgage, LLC
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VA | 1 | 0.8% | 100% | $325,000 | |
United Built Homes, LLC
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Conventional | 1 | 0.8% | 50% | $315,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.8% | 100% | $385,000 | |
Securitynational Mortgage Company
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Conventional | 1 | 0.8% | 100% | $485,000 | |
Wolfe Financial Inc
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Conventional | 1 | 0.8% | 100% | $445,000 | |
Acopia, LLC
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VA | 1 | 0.8% | 100% | $355,000 | |
Mortgage Solutions of Colorado
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Conventional | 1 | 0.8% | 100% | $305,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.8% | 100% | $355,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.8% | 50% | $145,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.8% | 100% | $195,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.8% | 100% | $65,000 | |
Village Capital & Investment
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FHA | 1 | 0.8% | 100% | $495,000 | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Grays Prairie Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Grays Prairie, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Grays Prairie? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Grays Prairie in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Grays Prairie, TX
Use these to narrow the list above. Each category shows how many Grays Prairie, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Grays Prairie, TX
Independent mortgage companies closed 76.4 percent of home loans in Grays Prairie, Texas in 2025, banks 18.7 percent and credit unions 4.9 percent. Highlands Residential Mortgage, Ltd. was the largest mortgage company, American National Bank of Texa the largest bank and Lone Star Credit Union the largest credit union. Among lenders headquartered in Texas, American National Bank of Texa led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Grays Prairie, TX
By home loans closed in 2025, American National Bank of Texa was the largest mortgage lender in Grays Prairie, Texas with 7 loans, about 5.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
20 lenders closed FHA loans in Grays Prairie, Texas in 2025, led by Lower, LLC with 6. 12 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 6 credit unions closed home loans in Grays Prairie, Texas in 2025, alongside 45 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Grays Prairie, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Grays Prairie, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Grays Prairie. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
