Mortgage Lenders and Brokers in Goldthwaite, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Goldthwaite, Texas mortgage lenders include First National Bank of EvantFirst National Bank of Evant115 N Memory Ln, Evant, TX 76525, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, Government Employees Federal Credit UnionGovernment Employees Federal Credit Union10806 Metric Blvd, Austin, TX 78758A+5.0 ★Texas Ratio: 3.87%, American Bank NAAmerican Bank NA100 S 4th St, Waco, TX 76701A+5.0 ★Texas Ratio: 0.07%, Security State Bank & TrustSecurity State Bank & Trust11610 Bee Caves Rd, Bee Cave, TX 78738A-5.0 ★Texas Ratio: 14.71%, Tib, National AssociationTib, National Association11701 Luna Rd, Farmers Branch, TX 75234A+5.0 ★Texas Ratio: 3.54%, Sente Mortgage, Inc.Sente Mortgage, Inc.6160 WARREN PKWY STE 500, FRISCO, TX 75034 9673, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, A+ Federal Credit UnionA+ Federal Credit Union1402 W Stassney LN, Austin, TX 78745 2948A5.0 ★Texas Ratio: 11.13%, and Credit Union of TexasCredit Union of Texas900 W Bethany Dr Ste 500, Allen, TX 75013 3834A+5.0 ★Texas Ratio: 3.34%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Goldthwaite, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Goldthwaite are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Goldthwaite, Texas
Market share is the lender's share of all home loans closed in Goldthwaite, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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First National Bank of Evant
115 N Memory Ln, Evant, TX 76525 |
Conventional | 2 | 4.7% | 100% | $65,000 | |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional | 1 | 2.3% | 100% | $205,000 | |
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10806 Metric Blvd, Austin, TX 78758 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 2.3% | 100% | $55,000 | View |
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100 S 4th St, Waco, TX 76701 A+5.0 ★Texas Ratio: 0.07% |
Conventional | 1 | 2.3% | 100% | $255,000 | View |
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11610 Bee Caves Rd, Bee Cave, TX 78738 A-5.0 ★Texas Ratio: 14.71% |
Conventional | 1 | 2.3% | 100% | $165,000 | View |
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11701 Luna Rd, Farmers Branch, TX 75234 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 2.3% | 100% | $355,000 | View |
Sente Mortgage, Inc.
6160 WARREN PKWY STE 500, FRISCO, TX 75034 9673 |
Conventional | 1 | 2.3% | 100% | $355,000 | |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 2.3% | 100% | $185,000 | View |
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1402 W Stassney LN, Austin, TX 78745 2948 A5.0 ★Texas Ratio: 11.13% |
Conventional | 1 | 2.3% | 100% | $375,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Credit Human Federal Credit Un
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Conventional | 1 | 2.3% | 100% | $135,000 | |
Gardner Financial Services
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Conventional | 1 | 2.3% | 100% | $165,000 | |
The First National Bank of Gra
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Conventional | 1 | 2.3% | 100% | $55,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 2.3% | 100% | $135,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
FHA, VA, USDA | 6 | 14% | 100% | $171,666 | View |
Mortgage Research Center
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VA | 3 | 7% | 100% | $445,000 | |
Farm Credit Mid-America, Aca
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Conventional | 3 | 7% | 75% | $428,333 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 2 | 4.7% | 100% | $150,000 | View |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 2 | 4.7% | 100% | $75,000 | View |
21St Mortgage
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Conventional | 2 | 4.7% | 60% | $125,000 | |
Cadence Bank
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Conventional | 1 | 2.3% | 50% | $455,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional | 1 | 2.3% | 50% | $625,000 | View |
Newrez LLC
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VA | 1 | 2.3% | 50% | $215,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 2.3% | 100% | $245,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 2.3% | 100% | $275,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 2.3% | 100% | $235,000 | |
Nations Lending Corporation
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Conventional | 1 | 2.3% | 100% | $605,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 2.3% | 100% | $145,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 2.3% | 100% | $545,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 2.3% | 100% | $155,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 2.3% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Goldthwaite Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Goldthwaite, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Goldthwaite? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Goldthwaite in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Goldthwaite, TX
Use these to narrow the list above. Each category shows how many Goldthwaite, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Goldthwaite, TX
Independent mortgage companies closed 53.5 percent of home loans in Goldthwaite, Texas in 2025, banks 39.5 percent and credit unions 7 percent. Everett Financial, Inc. was the largest mortgage company, First National Bank of Evant the largest bank and Government Employees Federal Credit Union the largest credit union. Among lenders headquartered in Texas, First National Bank of Evant led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Goldthwaite, TX
By home loans closed in 2025, First National Bank of Evant was the largest mortgage lender in Goldthwaite, Texas with 2 loans, about 4.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Goldthwaite, Texas in 2025, led by Primis Bank with 3. 3 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 4 credit unions closed home loans in Goldthwaite, Texas in 2025, alongside 17 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Goldthwaite, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Goldthwaite, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Goldthwaite. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
