Mortgage Lenders and Brokers in Gilmer, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Gilmer, Texas mortgage lenders include Gilmer National BankGilmer National Bank713 Us Highway 271 N, Gilmer, TX 75644C-3.6 ★Texas Ratio: 31.68%, First National Bank of East TexasFirst National Bank of East Texas206 Us Highway 271 N, Gilmer, TX 75644A5.0 ★Texas Ratio: 12.71%, Austin Bank, Texas National AssociationAustin Bank, Texas National Association611 Us Highway 271 N, Gilmer, TX 75644A+5.0 ★Texas Ratio: 3.34%, Texas Heritage National BankTexas Heritage National Bank795 Us Highway 271 N, Gilmer, TX 75644A5.0 ★Texas Ratio: 11.57%, Spring Hill State BankSpring Hill State Bank202 Hollybrook Dr, Longview, TX 75605A+5.0 ★Texas Ratio: 4.57%, Texas Bank and TrustTexas Bank and Trust449 S Trade Days Blvd, Canton, TX 75103A+5.0 ★Texas Ratio: 3.78%, Community BankCommunity Bank104 Highway 155, Avinger, TX 75630A+5.0 ★Texas Ratio: 0.00%, The City National Bank of Sulphur SpringsThe City National Bank of Sulphur Springs101 W Main St, Atlanta, TX 75551A+5.0 ★Texas Ratio: 1.12%, Texas Mortgage Lending, LLCTexas Mortgage Lending, LLC755 US Highway 271 N, Gilmer, TX 75644 5486A+5.0 ★Texas Ratio: 3.34%, and Red River Employees Federal Credit UnionRed River Employees Federal Credit Union105 Loop 59, Atlanta, TX 75551A+5.0 ★Texas Ratio: 4.75%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Gilmer, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Gilmer are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Gilmer, Texas
Market share is the lender's share of all home loans closed in Gilmer, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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713 Us Highway 271 N, Gilmer, TX 75644 C-3.6 ★Texas Ratio: 31.68% |
Conventional, Jumbo | 28 | 11.7% | 93.3% | $275,000 | View |
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206 Us Highway 271 N, Gilmer, TX 75644 A5.0 ★Texas Ratio: 12.71% |
Conventional | 12 | 5% | 76.5% | $287,500 | View |
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1 office in Gilmer 611 Us Highway 271 N, Gilmer, TX 75644 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 6 | 2.5% | 54.5% | $206,666 | View |
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1 office in Gilmer 795 Us Highway 271 N, Gilmer, TX 75644 A5.0 ★Texas Ratio: 11.57% |
Conventional | 3 | 1.3% | 100% | $295,000 | View |
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202 Hollybrook Dr, Longview, TX 75605 A+5.0 ★Texas Ratio: 4.57% |
Conventional | 3 | 1.3% | 75% | $185,000 | View |
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449 S Trade Days Blvd, Canton, TX 75103 A+5.0 ★Texas Ratio: 3.78% |
Conventional | 3 | 1.3% | 100% | $345,000 | View |
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104 Highway 155, Avinger, TX 75630 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 3 | 1.3% | 100% | $221,666 | View |
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101 W Main St, Atlanta, TX 75551 A+5.0 ★Texas Ratio: 1.12% |
Conventional | 2 | 0.8% | 100% | $230,000 | View |
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755 US Highway 271 N, Gilmer, TX 75644 5486 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 2 | 0.8% | 66.7% | $255,000 | View |
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105 Loop 59, Atlanta, TX 75551 A+5.0 ★Texas Ratio: 4.75% |
Conventional | 2 | 0.8% | 100% | $125,000 | View |
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720 S Greenville Ave, Allen, TX 75002 B+4.0 ★Texas Ratio: 2.41% |
Conventional | 2 | 0.8% | 100% | $360,000 | View |
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510 E Lantrip St, Kilgore, TX 75662 A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.4% | 100% | $95,000 | View |
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500 W Pine St, Edgewood, TX 75117 B4.5 ★Texas Ratio: 21.09% |
Conventional | 1 | 0.4% | 100% | $145,000 | View |
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2831 W Park Row Dr, Arlington, TX 76013 A+5.0 ★Texas Ratio: 0.90% |
Conventional | 1 | 0.4% | 100% | $185,000 | View |
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739 E Tyler St, Athens, TX 75751 A+5.0 ★Texas Ratio: 5.54% |
Conventional | 1 | 0.4% | 100% | $275,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 0.4% | 100% | $15,000 | View |
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2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
VA | 1 | 0.4% | 100% | $565,000 | View |
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384 E Stacy Rd, Allen, TX 75002 A5.0 ★Texas Ratio: 6.66% |
Conventional | 1 | 0.4% | 100% | $285,000 | View |
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755 US Highway 271 N, Gilmer, TX 75644 5486 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +27 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
East Texas Professional C.U.
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Conventional | 10 | 4.2% | 71.4% | $147,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 2 | 0.8% | 100% | $255,000 | |
Interlinc Mortgage Services, LLC
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FHA | 1 | 0.4% | 100% | $355,000 | |
Coop Teachers Credit Union
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Conventional | 1 | 0.4% | 100% | $355,000 | |
Cypress Bank State Savings Bank
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Conventional | 1 | 0.4% | 33.3% | $85,000 | |
loanDepot.com LLC
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Conventional, FHA, VA, USDA, HELOC | 18 +1 HELOCs |
7.5% | 90% | $223,333 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 11 | 4.6% | 92.3% | $262,272 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 10 | 4.2% | 55.6% | $144,000 | View |
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A+5.0 ★Texas Ratio: 1.56% |
Conventional | 10 | 4.2% | 66.7% | $239,000 | |
21St Mortgage
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Conventional | 10 | 4.2% | 62.5% | $163,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, VA | 9 | 3.8% | 100% | $211,666 | View |
Pennymac Loan Services LLC
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Conventional, FHA | 8 | 3.3% | 100% | $182,500 | |
Mortgage Research Center
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VA | 6 | 2.5% | 60% | $303,333 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 6 | 2.5% | 75% | $170,000 | |
Mortgage Financial Services
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Conventional, FHA, USDA | 5 | 2.1% | 100% | $257,000 | |
VanDyk Mortgage Corporation
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Conventional, FHA, VA | 5 | 2.1% | 100% | $217,000 | |
T2 Financial LLC
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Conventional, FHA, VA | 5 | 2.1% | 83.3% | $305,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 5 | 2.1% | 35.7% | $115,000 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA | 4 | 1.7% | 100% | $122,500 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 1.3% | 100% | $345,000 | |
Mortgage Solutions of Colorado
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Conventional, VA | 3 | 1.3% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
FHA, VA | 3 | 1.3% | 100% | $265,000 | View |
Southwest Stage Funding LLC
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Conventional, FHA | 3 | 1.3% | 100% | $198,333 | |
Farmers Insurance Federal Credit Union
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Conventional | 2 | 0.8% | 100% | $265,000 | |
Paramount Residential Mortgage
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FHA, USDA | 2 | 0.8% | 100% | $180,000 | |
Cadence Bank
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Conventional | 1 | 0.4% | 50% | $205,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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FHA | 1 | 0.4% | 100% | $135,000 | |
American Financial Resources LLC
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VA | 1 | 0.4% | 100% | $165,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 0.4% | 100% | $175,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.4% | 100% | $195,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $215,000 | |
Newrez LLC
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Conventional | 1 | 0.4% | 25% | $265,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.4% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
Platinum Eagle Mortgage, LLC
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VA | 1 | 0.4% | 100% | $195,000 | |
HomeBridge Financial Services, Inc
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Conventional | 1 | 0.4% | 100% | $115,000 | |
Discover Bank
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Conventional | 1 | 0.4% | 100% | $205,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.4% | 100% | $145,000 | |
ClearPath Lending
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VA | 1 | 0.4% | 100% | $345,000 | |
Land Home Financial Services,
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Conventional | 1 | 0.4% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 3.03% |
Conventional | 1 | 0.4% | 100% | $215,000 | View |
Nations Lending Corporation
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USDA | 1 | 0.4% | 100% | $225,000 | |
Sierra Pacific Mortgage Co. Inc
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FHA | 1 | 0.4% | 100% | $245,000 | |
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A5.0 ★Texas Ratio: 7.48% |
FHA | 1 | 0.4% | 100% | $265,000 | View |
V.I.P. Mortgage, Inc.
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FHA | 1 | 0.4% | 50% | $195,000 | |
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A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.4% | 50% | $75,000 | View |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.4% | 100% | $225,000 | |
Village Capital & Investment
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VA | 1 | 0.4% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Union Home Mortgage Corp.
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HELOC | 0 +1 HELOCs |
0% | n/a |
Gilmer Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Gilmer, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Gilmer? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Gilmer in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Gilmer, TX
Use these to narrow the list above. Each category shows how many Gilmer, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Gilmer, TX
Independent mortgage companies closed 56.1 percent of home loans in Gilmer, Texas in 2025, banks 31.8 percent and credit unions 12.1 percent. Highlands Residential Mortgage, Ltd. was the largest mortgage company, Gilmer National Bank the largest bank and Texas Mortgage Lending, LLC the largest credit union. Among lenders headquartered in Texas, Gilmer National Bank led with 28 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Gilmer, TX
By home loans closed in 2025, Gilmer National Bank was the largest mortgage lender in Gilmer, Texas with 28 loans, about 11.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Gilmer, Texas in 2025, led by loanDepot.com LLC with 5. 18 lenders closed VA loans, led by Mortgage Research Center, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 9 credit unions closed home loans in Gilmer, Texas in 2025, alongside 38 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Gilmer, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Gilmer, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Gilmer. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
