Mortgage Lenders and Brokers in Gallatin, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Gallatin, Texas mortgage lenders include Austin Bank, Texas National AssociationAustin Bank, Texas National Association108 E Broadway St, Big Sandy, TX 75755A+5.0 ★Texas Ratio: 3.34%, Texas National Bank of JacksonvilleTexas National Bank of Jacksonville524 E Main St, Bullard, TX 75757A5.0 ★Texas Ratio: 12.30%, Prosperity BankProsperity Bank1502 Barrow St, Abilene, TX 79605A+5.0 ★Texas Ratio: 1.58%, Rally Credit UnionRally Credit Union1317 W Frontage Rd, Alamo, TX 78516 2388A+5.0 ★Texas Ratio: 4.20%, Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%, Citizens 1st Bank, Tyler TXCitizens 1st Bank, Tyler TX825 S Jackson St, Jacksonville, TX 75766A+5.0 ★Texas Ratio: 1.81%, UbankUbank107 N Phillips St, Bullard, TX 75757A5.0 ★Texas Ratio: 6.23%, Regions BankRegions Bank1337 W Mcdermott Dr, Allen, TX 75013A+5.0 ★Texas Ratio: 4.37%, Interlinc Mortgage Services, LLCInterlinc Mortgage Services, LLCHouston, TX, and Rocket MortgageRocket MortgageB+4.7 ★Texas Ratio: 18.17%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Gallatin, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Gallatin are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Gallatin, Texas
Market share is the lender's share of all home loans closed in Gallatin, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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108 E Broadway St, Big Sandy, TX 75755 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 10 | 11.9% | 58.8% | $135,000 | View |
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524 E Main St, Bullard, TX 75757 A5.0 ★Texas Ratio: 12.30% |
Conventional | 4 | 4.8% | 66.7% | $237,500 | View |
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★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 2 | 2.4% | 66.7% | $270,000 | View |
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1317 W Frontage Rd, Alamo, TX 78516 2388 A+5.0 ★Texas Ratio: 4.20% |
Conventional | 1 | 1.2% | 100% | $715,000 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1.2% | 100% | $245,000 | View |
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825 S Jackson St, Jacksonville, TX 75766 A+5.0 ★Texas Ratio: 1.81% |
Conventional | 1 | 1.2% | 100% | $105,000 | View |
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107 N Phillips St, Bullard, TX 75757 A5.0 ★Texas Ratio: 6.23% |
Conventional | 1 | 1.2% | 100% | $85,000 | View |
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1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Interlinc Mortgage Services, LLC
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Conventional | 1 | 1.2% | 100% | $185,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 13 | 15.5% | 93.3% | $234,230 | View |
21St Mortgage
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Conventional | 13 | 15.5% | 56% | $145,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA | 4 | 4.8% | 100% | $132,500 | View |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA | 4 | 4.8% | 100% | $162,500 | |
Fairway Independent Mort Corp
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FHA, VA | 3 | 3.6% | 100% | $225,000 | |
United Wholesale Mortgage
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Conventional | 2 | 2.4% | 100% | $205,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 2 | 2.4% | 100% | $190,000 | |
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A+5.0 ★Texas Ratio: 3.03% |
Conventional | 2 | 2.4% | 100% | $170,000 | View |
American Financial Resources LLC
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VA | 1 | 1.2% | 100% | $485,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 1.2% | 100% | $215,000 | |
Primary Residential Mortgage, INC.
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VA | 1 | 1.2% | 100% | $225,000 | |
Freedom Mortgage Corporation
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VA | 1 | 1.2% | 100% | $255,000 | |
Newrez LLC
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VA | 1 | 1.2% | 100% | $125,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 1.2% | 100% | $215,000 | |
CrossCountry Mortgage, LLC
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VA | 1 | 1.2% | 100% | $255,000 | |
Compeer Financial
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Conventional | 1 | 1.2% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 1.2% | 37.5% | $155,000 | View |
Sun West Mortgage Company, Inc
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VA | 1 | 1.2% | 100% | $245,000 | |
Network Capital Funding Corporation
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Conventional | 1 | 1.2% | 100% | $505,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 1.2% | 100% | $5,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 1.2% | 100% | $165,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 1.2% | 100% | $255,000 | |
Mortgage Research Center
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Conventional | 1 | 1.2% | 50% | $165,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 1.2% | 100% | $155,000 | View |
Farm Credit Mid-America, Aca
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Conventional | 1 | 1.2% | 50% | $185,000 | |
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A5.0 ★Texas Ratio: 6.51% |
Conventional, Jumbo | 1 | 1.2% | 100% | $855,000 | View |
Southwest Stage Funding LLC
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FHA | 1 | 1.2% | 100% | $125,000 | |
Nexera Holding LLC
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Conventional | 1 | 1.2% | 100% | $275,000 | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Gallatin Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Gallatin, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Gallatin? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Gallatin in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Gallatin, TX
Use these to narrow the list above. Each category shows how many Gallatin, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Gallatin, TX
Independent mortgage companies closed 71.4 percent of home loans in Gallatin, Texas in 2025, banks 25 percent and credit unions 3.6 percent. Interlinc Mortgage Services, LLC was the largest mortgage company, Austin Bank, Texas National Association the largest bank and Rally Credit Union the largest credit union. Among lenders headquartered in Texas, Austin Bank, Texas National Association led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Gallatin, TX
By home loans closed in 2025, Austin Bank, Texas National Association was the largest mortgage lender in Gallatin, Texas with 10 loans, about 11.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Gallatin, Texas in 2025, led by Guild Mortgage Company with 2. 8 lenders closed VA loans, led by Cmg Mortgage Inc, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 3 credit unions closed home loans in Gallatin, Texas in 2025, alongside 26 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Gallatin, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Gallatin, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Gallatin. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
