Mortgage Lenders and Brokers in Freeport, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Freeport, Texas mortgage lenders include TdecuTdecu2212 Southgate St, Arlington, TX 76013A+5.0 ★Texas Ratio: 5.55%, First State BankFirst State Bank200 Brazosport Blvd N, Clute, TX 77531A5.0 ★Texas Ratio: 13.04%, Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%, Space City Credit UnionSpace City Credit Union216 Lakeview Dr, Clute, TX 77531, Wells Fargo Bank NAWells Fargo Bank NA3701 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 5.36%, Simmons BankSimmons Bank3641 Matlock Rd, Arlington, TX 76015A+5.0 ★Texas Ratio: 5.33%, Credit Union of TexasCredit Union of Texas900 W Bethany Dr Ste 500, Allen, TX 75013 3834A+5.0 ★Texas Ratio: 3.34%, PNC Bank N.A.PNC Bank N.A.1049 N 3rd St Ste 100, Abilene, TX 79601A+5.0 ★Texas Ratio: 4.24%, Orchard Mortgage, LLCOrchard Mortgage, LLCAustin, TX, and Associated Credit Union of TxAssociated Credit Union of TxLeague City, TX. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Freeport, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Freeport are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Freeport, Texas
Market share is the lender's share of all home loans closed in Freeport, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 16 | 22.5% | 94.1% | $140,000 | View |
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200 Brazosport Blvd N, Clute, TX 77531 A5.0 ★Texas Ratio: 13.04% |
Conventional | 11 | 15.5% | 91.7% | $88,636 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1.4% | 100% | $145,000 | View |
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216 Lakeview Dr, Clute, TX 77531 |
Conventional | 1 | 1.4% | 100% | $65,000 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.4% | 100% | $105,000 | View |
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3641 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 5.33% |
FHA | 1 | 1.4% | 100% | $235,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Orchard Mortgage, LLC
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Conventional | 1 | 1.4% | 100% | $175,000 | |
Associated Credit Union of Tx
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Conventional | 1 | 1.4% | 100% | $115,000 | |
Click n' Close, Inc.
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USDA | 1 | 1.4% | 100% | $115,000 | |
Southwest Funding LP
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USDA | 1 | 1.4% | 100% | $215,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 8 | 11.3% | 80% | $143,750 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 5 | 7% | 71.4% | $161,000 | View |
Cadence Bank
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Conventional, FHA | 4 | 5.6% | 100% | $180,000 | |
United Wholesale Mortgage
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Conventional, FHA | 3 | 4.2% | 60% | $158,333 | |
Cmg Mortgage Inc
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FHA, USDA | 3 | 4.2% | 100% | $135,000 | |
Goodleap, LLC
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Conventional | 1 | 1.4% | 100% | $95,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 1.4% | 50% | $215,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 1.4% | 100% | $155,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 1.4% | 100% | $105,000 | |
loanDepot.com LLC
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Conventional | 1 | 1.4% | 33.3% | $95,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 1.4% | 100% | $185,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
FHA | 1 | 1.4% | 100% | $175,000 | View |
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A+5.0 ★Texas Ratio: 2.58% |
FHA | 1 | 1.4% | 100% | $235,000 | View |
Valley West Corporation
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FHA | 1 | 1.4% | 100% | $165,000 | |
AAFMAA Mortgage Services LLC
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FHA | 1 | 1.4% | 100% | $425,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 1.4% | 100% | $185,000 | |
Mortgage Research Center
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VA | 1 | 1.4% | 100% | $215,000 | |
Towne Mortgage Company
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FHA | 1 | 1.4% | 50% | $105,000 |
Freeport Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Freeport, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Freeport? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Freeport in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Freeport, TX
Use these to narrow the list above. Each category shows how many Freeport, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Freeport, TX
Independent mortgage companies closed 47.9 percent of home loans in Freeport, Texas in 2025, banks 26.8 percent and credit unions 25.4 percent. Orchard Mortgage, LLC was the largest mortgage company, First State Bank the largest bank and Tdecu the largest credit union. Among lenders headquartered in Texas, Tdecu led with 16 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Freeport, TX
By home loans closed in 2025, Tdecu was the largest mortgage lender in Freeport, Texas with 16 loans, about 22.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Freeport, Texas in 2025, led by Fairway Independent Mort Corp with 6. 3 lenders closed VA loans, led by Rocket Mortgage, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 7 banks and 4 credit unions closed home loans in Freeport, Texas in 2025, alongside 19 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Freeport, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Freeport, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Freeport. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
