Mortgage Lenders and Brokers in Frankston, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Frankston, Texas mortgage lenders include Austin Bank, Texas National AssociationAustin Bank, Texas National Association169 S Frankston Hwy, Frankston, TX 75763A+5.0 ★Texas Ratio: 3.34%, First State BankFirst State Bank202 S Palestine St, Athens, TX 75751A+5.0 ★Texas Ratio: 4.58%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, Usaa Federal Savings BankUsaa Federal Savings Bank10750 Mcdermott Fwy, San Antonio, TX 78288B-3.5 ★Texas Ratio: 6.80%, Kelly Community FCUKelly Community FCU2105 W Grande Blvd, Tyler, TX 75703 0551A+5.0 ★Texas Ratio: 4.67%, Texas Bank and TrustTexas Bank and Trust449 S Trade Days Blvd, Canton, TX 75103A+5.0 ★Texas Ratio: 3.78%, Texas National Bank of JacksonvilleTexas National Bank of Jacksonville524 E Main St, Bullard, TX 75757A5.0 ★Texas Ratio: 12.30%, The First National Bank of Hughes SpringsThe First National Bank of Hughes Springs220 N Louise St, Atlanta, TX 75551, and Prosperity BankProsperity Bank1502 Barrow St, Abilene, TX 79605A+5.0 ★Texas Ratio: 1.58%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Frankston, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Frankston are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Frankston, Texas
Market share is the lender's share of all home loans closed in Frankston, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Frankston 169 S Frankston Hwy, Frankston, TX 75763 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 2 | 2.5% | 50% | $280,000 | View |
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202 S Palestine St, Athens, TX 75751 A+5.0 ★Texas Ratio: 4.58% |
Conventional | 2 | 2.5% | 75% | $170,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.3% | 100% | $135,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional | 1 | 1.3% | 100% | $265,000 | |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1.3% | 50% | $445,000 | View |
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2105 W Grande Blvd, Tyler, TX 75703 0551 A+5.0 ★Texas Ratio: 4.67% |
Conventional | 1 | 1.3% | 100% | $435,000 | View |
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449 S Trade Days Blvd, Canton, TX 75103 A+5.0 ★Texas Ratio: 3.78% |
Conventional, Jumbo | 1 | 1.3% | 100% | $885,000 | View |
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524 E Main St, Bullard, TX 75757 A5.0 ★Texas Ratio: 12.30% |
Conventional | 1 | 1.3% | 100% | $125,000 | View |
The First National Bank of Hughes Springs
220 N Louise St, Atlanta, TX 75551 |
Conventional | 1 | 1.3% | 100% | $245,000 | |
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★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 1 | 1.3% | 50% | $215,000 | View |
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739 E Tyler St, Athens, TX 75751 A+5.0 ★Texas Ratio: 5.54% |
Conventional | 1 | 1.3% | 100% | $125,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Commercial Bank of Texas, NA
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Conventional | 4 | 5.1% | 100% | $177,500 | |
East Texas Professional C.U.
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Conventional | 1 | 1.3% | 100% | $45,000 | |
Lrs Financial Network dba Hnb Mortgage
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FHA | 1 | 1.3% | 100% | $315,000 | |
Click n' Close, Inc.
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Conventional | 1 | 1.3% | 100% | $185,000 | |
Nationstar Mortgage
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Conventional | 1 | 1.3% | 100% | $65,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 9 | 11.4% | 90% | $241,666 | |
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A+5.0 ★Texas Ratio: 3.03% |
Conventional | 7 | 8.9% | 87.5% | $192,142 | View |
21St Mortgage
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Conventional | 6 | 7.6% | 35.3% | $116,666 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional | 5 | 6.3% | 71.4% | $293,000 | View |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, VA | 4 | 5.1% | 100% | $222,500 | View |
Guaranteed Rate, Inc.
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Conventional, FHA | 2 | 2.5% | 100% | $220,000 | |
Platinum Eagle Mortgage, LLC
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Conventional | 2 | 2.5% | 100% | $260,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 2.5% | 100% | $135,000 | |
Farm Credit Mid-America, Aca
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Conventional | 2 | 2.5% | 100% | $495,000 | |
Geneva Financial LLC
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FHA, VA | 2 | 2.5% | 100% | $385,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 2.5% | 50% | $145,000 | |
Cadence Bank
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Conventional | 1 | 1.3% | 100% | $125,000 | |
American Portfolio Mortgage Corporation
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FHA | 1 | 1.3% | 100% | $295,000 | |
Primary Residential Mortgage, INC.
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FHA | 1 | 1.3% | 100% | $105,000 | |
Kind Lending, LLC
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FHA | 1 | 1.3% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 1.3% | 30.8% | $115,000 | View |
Pennymac Loan Services LLC
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FHA | 1 | 1.3% | 100% | $205,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 1.3% | 50% | $155,000 | View |
loanDepot.com LLC
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Conventional | 1 | 1.3% | 100% | $345,000 | |
Cmg Mortgage Inc
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VA | 1 | 1.3% | 100% | $155,000 | |
Flexpoint, Inc.
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Conventional, Jumbo | 1 | 1.3% | 100% | $1,125,000 | |
American Financing Corporation
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Conventional | 1 | 1.3% | 100% | $185,000 | |
Calcon Mutual Mortgage LLC
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VA | 1 | 1.3% | 100% | $505,000 | |
Cross Keys Bank
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Conventional | 1 | 1.3% | 100% | $275,000 | |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 1.3% | 100% | $365,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 1.3% | 50% | $85,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | 0% |
Frankston Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Frankston, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Frankston? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Frankston in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Frankston, TX
Use these to narrow the list above. Each category shows how many Frankston, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Frankston, TX
Independent mortgage companies closed 67.1 percent of home loans in Frankston, Texas in 2025, banks 21.5 percent and credit unions 11.4 percent. Everett Financial, Inc. was the largest mortgage company, Austin Bank, Texas National Association the largest bank and Kelly Community FCU the largest credit union. Among lenders headquartered in Texas, Austin Bank, Texas National Association led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Frankston, TX
By home loans closed in 2025, Austin Bank, Texas National Association was the largest mortgage lender in Frankston, Texas with 2 loans, about 2.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Frankston, Texas in 2025, led by United Wholesale Mortgage with 4. 6 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 4 credit unions closed home loans in Frankston, Texas in 2025, alongside 28 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Frankston, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Frankston, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Frankston. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
