Mortgage Lenders and Brokers in Florence, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Florence, Texas mortgage lenders include University Federal Credit UnionUniversity Federal Credit Union701 College Dr, Abilene, TX 79601A+5.0 ★Texas Ratio: 3.82%, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, PNC Bank N.A.PNC Bank N.A.1049 N 3rd St Ste 100, Abilene, TX 79601A+5.0 ★Texas Ratio: 4.24%, Amplify Credit UnionAmplify Credit Union2800 Esperanza Xing Bldg 2, Austin, TX 78758 3772A+5.0 ★Texas Ratio: 4.72%, Cornerstone Capital Bank, SsbCornerstone Capital Bank, Ssb710 Highway 71 W, Bastrop, TX 78602A+5.0 ★Texas Ratio: 3.21%, Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%, Texas Mortgage Lending, LLCTexas Mortgage Lending, LLC900 W Bethany Dr Ste 500, Allen, TX 75013 3834A+5.0 ★Texas Ratio: 3.34%, Public Employees Credit UnionPublic Employees Credit Union306 E 10th St, Austin, TX 78701A+5.0 ★Texas Ratio: 1.58%, Round Top State BankRound Top State Bank1442 E Austin St, Giddings, TX 78942A+5.0 ★Texas Ratio: 2.14%, and Frontier Bank of TexasFrontier Bank of Texas5600 Burnet Rd, Austin, TX 78756A+5.0 ★Texas Ratio: 2.06%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Florence, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Florence are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Florence, Texas
Market share is the lender's share of all home loans closed in Florence, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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701 College Dr, Abilene, TX 79601 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 3 | 4.9% | 75% | $588,333 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional | 2 | 3.3% | 66.7% | $290,000 | View |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
1.6% | 100% | $295,000 | View |
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2800 Esperanza Xing Bldg 2, Austin, TX 78758 3772 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 1.6% | 100% | $35,000 | View |
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710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
FHA | 1 | 1.6% | 100% | $315,000 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1.6% | 100% | $175,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 1.6% | 100% | $125,000 | View |
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306 E 10th St, Austin, TX 78701 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 1 | 1.6% | 50% | $55,000 | View |
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1442 E Austin St, Giddings, TX 78942 A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 1.6% | 100% | $615,000 | View |
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5600 Burnet Rd, Austin, TX 78756 A+5.0 ★Texas Ratio: 2.06% |
Conventional, Jumbo | 1 | 1.6% | 100% | $3,005,000 | View |
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★ 5 stars, 1 review 10901 W Highway 290, Austin, TX 78736 A5.0 ★Texas Ratio: 7.03% |
Conventional, Jumbo | 1 | 1.6% | 50% | $955,000 | View |
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835 W 6th St, Austin, TX 78703 A+5.0 ★Texas Ratio: 1.00% |
Conventional | 1 | 1.6% | 100% | $95,000 | View |
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2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 1.6% | 100% | $335,000 | View |
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1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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12208 N Mopac Expy, Austin, TX 78758 A5.0 ★Texas Ratio: 8.63% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.00% |
FHA | 1 | 1.6% | 100% | $325,000 | View |
Nationstar Mortgage
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Conventional | 1 | 1.6% | 100% | $175,000 | |
Verabank Community Development Corporation
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Conventional | 1 | 1.6% | 100% | $125,000 | |
Right Start Mortgage, Inc
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VA | 1 | 1.6% | 100% | $195,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 1.6% | 100% | $475,000 | |
United Wholesale Mortgage
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Conventional, VA, Jumbo | 7 | 11.5% | 87.5% | $983,571 | |
Fairway Independent Mort Corp
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Conventional, VA | 4 | 6.6% | 80% | $570,000 | |
21St Mortgage
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Conventional | 4 | 6.6% | 40% | $160,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 3 | 4.9% | 100% | $571,666 | |
Residential Wholesale Mortgage
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Conventional | 2 | 3.3% | 100% | $180,000 | |
New American Funding, LLC.
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Conventional | 2 | 3.3% | 100% | $440,000 | |
Cadence Bank
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Conventional | 1 | 1.6% | 100% | $805,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1.6% | 100% | $575,000 | View |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional | 1 | 1.6% | 33.3% | $315,000 | View |
Goodleap, LLC
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Conventional | 1 | 1.6% | 100% | $175,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 1.6% | 100% | $275,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 1.6% | 50% | $365,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 1.6% | 40% | $255,000 | View |
Movement Mortgage, LLC
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Conventional | 1 | 1.6% | 100% | $475,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 1.6% | 100% | $545,000 | View |
Cmg Mortgage Inc
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Conventional | 1 | 1.6% | 100% | $435,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 1.6% | 100% | $445,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 1.6% | 50% | $425,000 | |
Waterstone Mortgage Corporation
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FHA | 1 | 1.6% | 100% | $265,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 1.6% | 100% | $645,000 | |
Geo-Corp, Inc.
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FHA | 1 | 1.6% | 100% | $265,000 | |
Southwest Stage Funding LLC
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FHA | 1 | 1.6% | 100% | $485,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 1.6% | 50% | $765,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 1.6% | 100% | $355,000 | View |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Florence Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Florence, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Florence? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Florence in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Florence, TX
Use these to narrow the list above. Each category shows how many Florence, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Florence, TX
Independent mortgage companies closed 63.9 percent of home loans in Florence, Texas in 2025, banks 21.3 percent and credit unions 14.8 percent. Efinity Financial LLC was the largest mortgage company, PNC Bank N.A. the largest bank and University Federal Credit Union the largest credit union. Among lenders headquartered in Texas, University Federal Credit Union led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Florence, TX
By home loans closed in 2025, University Federal Credit Union was the largest mortgage lender in Florence, Texas with 3 loans, about 4.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Florence, Texas in 2025, led by Cornerstone Capital Bank, Ssb with 1. 4 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 7 credit unions closed home loans in Florence, Texas in 2025, alongside 24 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Florence, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Florence, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Florence. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
