Mortgage Lenders and Brokers in Fairchilds, Texas
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Fairchilds, Texas mortgage lenders include Velocio Mortgage, L.L.C.Velocio Mortgage, L.L.C.705 E 12th St, Austin, TX 78701 1909A+5.0 ★Texas Ratio: 1.87%, TdecuTdecu2212 Southgate St, Arlington, TX 76013A+5.0 ★Texas Ratio: 5.55%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, Citizens State BankCitizens State Bank224 N Main St, Anton, TX 79313, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, First Community Credit UnionFirst Community Credit Union1600 E Main St, Alice, TX 78332, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Cornerstone Capital Bank, SsbCornerstone Capital Bank, Ssb710 Highway 71 W, Bastrop, TX 78602A+5.0 ★Texas Ratio: 3.21%, Houston Police Federal Credit UnionHouston Police Federal Credit Union1600 Memorial Dr, Houston, TX 77007 7702A+5.0 ★Texas Ratio: 1.89%, and Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fairchilds, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fairchilds are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Fairchilds, Texas
Market share is the lender's share of all home loans closed in Fairchilds, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
705 E 12th St, Austin, TX 78701 1909 A+5.0 ★Texas Ratio: 1.87% |
Conventional, FHA, VA, USDA | 60 | 19.2% | 92.3% | $274,166 | View |
|
2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 4 | 1.3% | 100% | $152,500 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional, FHA | 3 | 1% | 100% | $335,000 | |
Citizens State Bank
224 N Main St, Anton, TX 79313 |
Conventional | 3 | 1% | 100% | $311,666 | |
|
★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 50% | $160,000 | View |
First Community Credit Union
1600 E Main St, Alice, TX 78332 |
Conventional | 2 | 0.6% | 100% | $325,000 | |
|
3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 2 | 0.6% | 50% | $255,000 | View |
|
710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA | 2 | 0.6% | 100% | $120,000 | View |
|
1600 Memorial Dr, Houston, TX 77007 7702 A+5.0 ★Texas Ratio: 1.89% |
Conventional | 2 | 0.6% | 100% | $160,000 | View |
|
2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $115,000 | View |
|
325 S Fm 1187, Aledo, TX 76008 A5.0 ★Texas Ratio: 8.39% |
Conventional | 1 | 0.3% | 100% | $775,000 | View |
|
★ 5 stars, 1 review 8201 Preston Rd, Dallas, TX 75225 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.3% | 50% | $415,000 | View |
|
1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
|
10300 Town Park Dr, Houston, TX 77072 5236 A+5.0 ★Texas Ratio: 2.70% |
Conventional | 1 | 0.3% | 100% | $585,000 | View |
|
★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 1 | 0.3% | 50% | $55,000 | View |
|
623 W 38th St, Austin, TX 78705 A5.0 ★Texas Ratio: 10.77% |
FHA | 1 | 0.3% | 100% | $245,000 | View |
|
402 9th St, Abernathy, TX 79311 A5.0 ★Texas Ratio: 7.77% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,215,000 | View |
|
2527 Royal Ln, Dallas, TX 75229 A+5.0 ★Texas Ratio: 2.84% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
|
4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
840 13th St, Hempstead, TX 77445 A+5.0 ★Texas Ratio: 2.40% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Stone Meadow Lending, LLC
|
Conventional, FHA, VA | 17 | 5.4% | 100% | $430,882 | |
Brazos Valley Schools Credit U
|
Conventional | 5 | 1.6% | 62.5% | $115,000 | |
Network Funding, L.P.
|
Conventional, FHA | 3 | 1% | 75% | $385,000 | |
Click n' Close, Inc.
|
Conventional, FHA, VA | 3 | 1% | 100% | $545,000 | |
|
A+5.0 ★Texas Ratio: 0.92% |
Conventional, VA | 2 | 0.6% | 100% | $685,000 | View |
AML Funding LLC dba Absolute Mortgage & Lending
|
FHA | 1 | 0.3% | 100% | $245,000 | |
Credit Human Federal Credit Un
|
Conventional | 1 | 0.3% | 33.3% | $125,000 | |
Highlands Residential Mortgage, Ltd.
|
Conventional | 1 | 0.3% | 100% | $235,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $335,000 | View |
Hometrust Mortgage Company
|
Conventional | 1 | 0.3% | 100% | $525,000 | |
Calcon Mutual Mortgage LLC
|
Conventional, FHA, VA, USDA | 48 | 15.4% | 76.6% | $240,208 | |
loanDepot.com LLC
|
Conventional, FHA, VA | 23 | 7.4% | 96.2% | $272,826 | |
|
B+4.7 ★Texas Ratio: 18.17% |
Conventional, VA | 14 | 4.5% | 60.9% | $257,142 | View |
United Wholesale Mortgage
|
Conventional, FHA, VA | 12 | 3.8% | 81.2% | $365,000 | |
Lennar Mortgage, LLC
|
Conventional, FHA | 9 | 2.9% | 75% | $209,444 | |
Movement Mortgage, LLC
|
Conventional, FHA, VA, Jumbo | 8 | 2.6% | 100% | $501,250 | |
Mortgage Research Center
|
VA | 5 | 1.6% | 71.4% | $557,000 | |
The Loan Store, Inc
|
Conventional | 5 | 1.6% | 100% | $335,000 | |
Cmg Mortgage Inc
|
Conventional, FHA, HELOC | 4 +1 HELOCs |
1.3% | 100% | $485,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 4 | 1.3% | 80% | $430,000 | |
Kind Lending, LLC
|
Conventional, VA | 3 | 1% | 100% | $401,666 | |
Planet Home Lending, LLC
|
Conventional, FHA, VA | 3 | 1% | 100% | $488,333 | |
New American Funding, LLC.
|
Conventional, FHA | 3 | 1% | 100% | $178,333 | |
Fairway Independent Mort Corp
|
Conventional, VA | 3 | 1% | 100% | $465,000 | |
Paramount Residential Mortgage
|
Conventional, FHA, VA | 3 | 1% | 100% | $315,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 3 | 1% | 66.7% | $118,333 | |
Cadence Bank
|
Conventional | 2 | 0.6% | 100% | $610,000 | |
Newrez LLC
|
Conventional | 2 | 0.6% | 50% | $175,000 | |
|
A+5.0 ★Texas Ratio: 5.06% |
Conventional | 2 | 0.6% | 70% | $235,000 | View |
Synergy One Lending, Inc.
|
Conventional | 2 | 0.6% | 100% | $510,000 | |
|
A+5.0 ★Texas Ratio: 2.58% |
Conventional | 2 | 0.6% | 100% | $120,000 | View |
|
A+5.0 ★Texas Ratio: 2.15% |
Conventional | 2 | 0.6% | 100% | $380,000 | View |
|
B+4.0 ★Texas Ratio: 2.09% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
Residential Wholesale Mortgage
|
Conventional | 1 | 0.3% | 100% | $455,000 | |
Primary Residential Mortgage, INC.
|
Conventional | 1 | 0.3% | 100% | $355,000 | |
Affordable Mortgage Advisors
|
Conventional | 1 | 0.3% | 100% | $205,000 | |
Freedom Mortgage Corporation
|
VA | 1 | 0.3% | 50% | $475,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 0.3% | 100% | $305,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.3% | 100% | $265,000 | |
Loanunited.Com, LLC
|
FHA | 1 | 0.3% | 100% | $295,000 | |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
Pennymac Loan Services LLC
|
Conventional | 1 | 0.3% | 50% | $295,000 | |
|
A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 0.3% | 33.3% | $125,000 | View |
Home Mortgage Alliance Corp (Hmac)
|
FHA | 1 | 0.3% | 100% | $475,000 | |
HomeXpress Mortgage Corp.
|
Conventional | 1 | 0.3% | 33.3% | $525,000 | |
Securitynational Mortgage Company
|
FHA | 1 | 0.3% | 50% | $305,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.3% | 100% | $335,000 | |
Shoreham Bank
|
FHA | 1 | 0.3% | 50% | $25,000 | |
Wolfe Financial Inc
|
Conventional | 1 | 0.3% | 100% | $455,000 | |
Sierra Pacific Mortgage Co. Inc
|
FHA | 1 | 0.3% | 100% | $345,000 | |
Towne Mortgage Company
|
FHA | 1 | 0.3% | 100% | $255,000 | |
Better Mortgage Corporation
|
VA | 1 | 0.3% | 100% | $575,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.3% | 100% | $195,000 | |
K. Hovnanian American Mortgage
|
FHA | 1 | 0.3% | 100% | $355,000 | |
Southwest Stage Funding LLC
|
FHA | 1 | 0.3% | 100% | $245,000 | |
21St Mortgage
|
Conventional | 1 | 0.3% | 16.7% | $85,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 0.3% | 100% | $385,000 | |
Champions Funding, LLC
|
Conventional | 1 | 0.3% | 33.3% | $205,000 | |
|
A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Fairchilds Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Fairchilds, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Fairchilds? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fairchilds in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Fairchilds, TX
Use these to narrow the list above. Each category shows how many Fairchilds, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Fairchilds, TX
Independent mortgage companies closed 88.1 percent of home loans in Fairchilds, Texas in 2025, banks 7.1 percent and credit unions 4.8 percent. Velocio Mortgage, L.L.C. was the largest mortgage company, Citizens State Bank the largest bank and Tdecu the largest credit union. Among lenders headquartered in Texas, Velocio Mortgage, L.L.C. led with 60 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Fairchilds, TX
By home loans closed in 2025, Velocio Mortgage, L.L.C. was the largest mortgage lender in Fairchilds, Texas with 60 loans, about 19.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Fairchilds, Texas, Velocio Mortgage, L.L.C. approved the highest share of completed applications in 2025 at 92.3 percent, against a 81.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
29 lenders closed FHA loans in Fairchilds, Texas in 2025, led by Velocio Mortgage, L.L.C. with 43. 16 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 6 credit unions closed home loans in Fairchilds, Texas in 2025, alongside 55 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fairchilds, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fairchilds, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fairchilds. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
