Mortgage Lenders and Brokers in Enchanted Oaks, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Enchanted Oaks, Texas mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Trinity Capital Bank of TexasTrinity Capital Bank of Texas1301 N Riverfront Blvd, Dallas, TX 75207A+5.0 ★Texas Ratio: 3.35%, Aspire Home LoansAspire Home Loans900 Pershing Ave, Lufkin, TX 75904A+5.0 ★Texas Ratio: 0.15%, North Dallas Bank & Trust Co.North Dallas Bank & Trust Co.12900 Preston Rd, Dallas, TX 75230A5.0 ★Texas Ratio: 10.34%, Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%, NBH BankNBH Bank3720 Jefferson St, Austin, TX 78731A+5.0 ★Texas Ratio: 2.90%, Prosperity BankProsperity Bank1502 Barrow St, Abilene, TX 79605A+5.0 ★Texas Ratio: 1.58%, Fifth Third Bank, National AssociationFifth Third Bank, National Association805 W Mcdermott Dr, Allen, TX 75013A+5.0 ★Texas Ratio: 3.22%, Credit Union of TexasCredit Union of Texas900 W Bethany Dr Ste 500, Allen, TX 75013 3834A+5.0 ★Texas Ratio: 3.34%, and Bokf NABokf NA792 S Watters Rd, Allen, TX 75013A+5.0 ★Texas Ratio: 1.05%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Enchanted Oaks, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Enchanted Oaks are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Enchanted Oaks, Texas
Market share is the lender's share of all home loans closed in Enchanted Oaks, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 2 | 2.2% | 100% | $800,000 | View |
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1301 N Riverfront Blvd, Dallas, TX 75207 A+5.0 ★Texas Ratio: 3.35% |
Conventional | 2 | 2.2% | 100% | $465,000 | View |
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900 Pershing Ave, Lufkin, TX 75904 A+5.0 ★Texas Ratio: 0.15% |
FHA | 1 | 1.1% | 100% | $415,000 | View |
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12900 Preston Rd, Dallas, TX 75230 A5.0 ★Texas Ratio: 10.34% |
Conventional, Jumbo | 1 | 1.1% | 100% | $1,655,000 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1.1% | 100% | $45,000 | View |
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3720 Jefferson St, Austin, TX 78731 A+5.0 ★Texas Ratio: 2.90% |
FHA | 1 | 1.1% | 100% | $165,000 | View |
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★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 1 | 1.1% | 100% | $175,000 | View |
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805 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo | 1 | 1.1% | 100% | $2,805,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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12208 N Mopac Expy, Austin, TX 78758 A5.0 ★Texas Ratio: 8.63% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Willow Bend Mortgage Company, LLC
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Conventional, FHA, USDA, Jumbo | 4 | 4.3% | 100% | $392,500 | |
Ark-La-Tex Financial Services LLC
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FHA, USDA | 4 | 4.3% | 100% | $237,500 | |
Primelending
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Conventional, Jumbo | 2 | 2.2% | 100% | $515,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional, Jumbo | 2 | 2.2% | 100% | $720,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 1.1% | 100% | $165,000 | |
Network Funding, L.P.
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Conventional | 1 | 1.1% | 100% | $415,000 | |
Nationstar Mortgage
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Conventional | 1 | 1.1% | 33.3% | $155,000 | |
Right Start Mortgage, Inc
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VA | 1 | 1.1% | 100% | $155,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 8 | 8.7% | 80% | $258,750 | View |
United Wholesale Mortgage
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Conventional, FHA | 6 | 6.5% | 75% | $286,666 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 4 | 4.3% | 31.2% | $85,000 | |
loanDepot.com LLC
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Conventional | 3 | 3.3% | 75% | $315,000 | |
Synergy One Lending, Inc.
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Conventional, FHA | 3 | 3.3% | 100% | $105,000 | |
Fairway Independent Mort Corp
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Conventional | 3 | 3.3% | 75% | $161,666 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 2.2% | 100% | $280,000 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 2.2% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional | 2 | 2.2% | 100% | $100,000 | View |
American Financial Network, Inc.
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FHA, USDA | 2 | 2.2% | 100% | $180,000 | |
Planet Home Lending, LLC
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Conventional, FHA | 2 | 2.2% | 100% | $470,000 | |
American Pacific Mortgage Corporation
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FHA, VA | 2 | 2.2% | 100% | $230,000 | |
Mortgage Research Center
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VA | 2 | 2.2% | 100% | $190,000 | |
Southwest Stage Funding LLC
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Conventional | 2 | 2.2% | 66.7% | $115,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 2 | 2.2% | 100% | $640,000 | View |
Paramount Residential Mortgage
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Conventional, VA | 2 | 2.2% | 100% | $490,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 1.1% | 100% | $75,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 1.1% | 100% | $805,000 | View |
Newrez LLC
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USDA | 1 | 1.1% | 100% | $185,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 1.1% | 100% | $305,000 | |
Kind Lending, LLC
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FHA | 1 | 1.1% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 1.1% | 22.2% | $65,000 | View |
Movement Mortgage, LLC
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FHA | 1 | 1.1% | 100% | $175,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 1.1% | 50% | $125,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 1.1% | 100% | $355,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 1.1% | 100% | $155,000 | |
Associated Mortgage Corporation
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FHA | 1 | 1.1% | 100% | $315,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 1.1% | 100% | $465,000 | |
Strong Home Mortgage, LLC
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Conventional | 1 | 1.1% | 100% | $385,000 | |
Cardinal Financial Company, Li
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VA | 1 | 1.1% | 100% | $195,000 | |
T2 Financial LLC
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FHA | 1 | 1.1% | 100% | $285,000 | |
Sierra Pacific Mortgage Co. Inc
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FHA | 1 | 1.1% | 100% | $165,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 1.1% | 100% | $305,000 | |
New American Funding, LLC.
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VA | 1 | 1.1% | 100% | $225,000 | |
21St Mortgage
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Conventional | 1 | 1.1% | 7.1% | $135,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Enchanted Oaks Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Enchanted Oaks, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Enchanted Oaks? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Enchanted Oaks in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Enchanted Oaks, TX
Use these to narrow the list above. Each category shows how many Enchanted Oaks, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Enchanted Oaks, TX
Independent mortgage companies closed 84.8 percent of home loans in Enchanted Oaks, Texas in 2025, banks 15.2 percent and credit unions 0 percent. Aspire Home Loans was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Credit Union of Texas the largest credit union. Among lenders headquartered in Texas, Trinity Capital Bank of Texas led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Enchanted Oaks, TX
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Enchanted Oaks, Texas with 2 loans, about 2.2 percent of the market. The largest lender headquartered in Texas was Trinity Capital Bank of Texas with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Enchanted Oaks, Texas in 2025, led by Ark-La-Tex Financial Services LLC with 3. 8 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 2 credit unions closed home loans in Enchanted Oaks, Texas in 2025, alongside 42 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Enchanted Oaks, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Enchanted Oaks, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Enchanted Oaks. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
