Mortgage Lenders and Brokers in Douglassville, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Douglassville, Texas mortgage lenders include The First National Bank of Hughes SpringsThe First National Bank of Hughes Springs220 N Louise St, Atlanta, TX 75551, Red River Employees Federal Credit UnionRed River Employees Federal Credit Union105 Loop 59, Atlanta, TX 75551A+5.0 ★Texas Ratio: 4.75%, The City National Bank of Sulphur SpringsThe City National Bank of Sulphur Springs101 W Main St, Atlanta, TX 75551A+5.0 ★Texas Ratio: 1.12%, Texas Heritage National BankTexas Heritage National Bank107 Webb St, Daingerfield, TX 75638A5.0 ★Texas Ratio: 11.57%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Texas Mortgage Lending, LLCTexas Mortgage Lending, LLC900 W Bethany Dr Ste 500, Allen, TX 75013 3834A+5.0 ★Texas Ratio: 3.34%, Usaa Federal Savings BankUsaa Federal Savings Bank10750 Mcdermott Fwy, San Antonio, TX 78288B-3.5 ★Texas Ratio: 6.80%, Austin Bank, Texas National AssociationAustin Bank, Texas National Association108 E Broadway St, Big Sandy, TX 75755A+5.0 ★Texas Ratio: 3.34%, Farmers Bank & TrustFarmers Bank & Trust2100 W White St, Anna, TX 75409A5.0 ★Texas Ratio: 11.09%, and State Bank of De KalbState Bank of De Kalb209 W Main St, Atlanta, TX 75551A+5.0 ★Texas Ratio: 1.47%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Douglassville, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Douglassville are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Douglassville, Texas
Market share is the lender's share of all home loans closed in Douglassville, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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The First National Bank of Hughes Springs
220 N Louise St, Atlanta, TX 75551 |
Conventional | 3 | 6.1% | 100% | $41,666 | |
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105 Loop 59, Atlanta, TX 75551 A+5.0 ★Texas Ratio: 4.75% |
Conventional | 3 | 6.1% | 100% | $121,666 | View |
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101 W Main St, Atlanta, TX 75551 A+5.0 ★Texas Ratio: 1.12% |
Conventional | 2 | 4.1% | 66.7% | $50,000 | View |
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107 Webb St, Daingerfield, TX 75638 A5.0 ★Texas Ratio: 11.57% |
Conventional | 2 | 4.1% | 100% | $115,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 2% | 100% | $85,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 2% | 100% | $125,000 | View |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 2% | 100% | $385,000 | View |
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108 E Broadway St, Big Sandy, TX 75755 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 2% | 100% | $425,000 | View |
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2100 W White St, Anna, TX 75409 A5.0 ★Texas Ratio: 11.09% |
USDA | 1 | 2% | 100% | $215,000 | View |
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209 W Main St, Atlanta, TX 75551 A+5.0 ★Texas Ratio: 1.47% |
Conventional | 1 | 2% | 100% | $165,000 | View |
Highlands Residential Mortgage, Ltd.
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FHA, USDA | 2 | 4.1% | 100% | $115,000 | |
East Texas Professional C.U.
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Conventional | 1 | 2% | 100% | $105,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 2% | 100% | $85,000 | |
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A-5.0 ★Texas Ratio: 14.15% |
Conventional | 1 | 2% | 100% | $85,000 | View |
Cypress Bank State Savings Bank
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Conventional | 1 | 2% | 100% | $275,000 | |
21St Mortgage
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Conventional | 4 | 8.2% | 60% | $92,500 | |
United Wholesale Mortgage
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Conventional, VA | 3 | 6.1% | 100% | $145,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 3 | 6.1% | 60% | $111,666 | View |
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A+5.0 ★Texas Ratio: 3.34% |
VA | 3 | 6.1% | 100% | $301,666 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 4.1% | 50% | $75,000 | |
Cadence Bank
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Conventional | 1 | 2% | 100% | $165,000 | |
Dart Bank
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FHA | 1 | 2% | 100% | $265,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 2% | 100% | $265,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 2% | 100% | $65,000 | View |
VanDyk Mortgage Corporation
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VA | 1 | 2% | 100% | $175,000 | |
T2 Financial LLC
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FHA | 1 | 2% | 100% | $135,000 | |
Mortgage Research Center
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VA | 1 | 2% | 50% | $255,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 2% | 100% | $85,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 2% | 100% | $155,000 | |
Paramount Residential Mortgage
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USDA | 1 | 2% | 100% | $215,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 2% | 50% | $205,000 | |
Village Capital & Investment
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VA | 1 | 2% | 100% | $355,000 |
Douglassville Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Douglassville, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Douglassville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Douglassville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Douglassville, TX
Use these to narrow the list above. Each category shows how many Douglassville, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Douglassville, TX
Independent mortgage companies closed 55.1 percent of home loans in Douglassville, Texas in 2025, banks 32.7 percent and credit unions 12.2 percent. Highlands Residential Mortgage, Ltd. was the largest mortgage company, The First National Bank of Hughes Springs the largest bank and Red River Employees Federal Credit Union the largest credit union. Among lenders headquartered in Texas, The First National Bank of Hughes Springs led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Douglassville, TX
By home loans closed in 2025, The First National Bank of Hughes Springs was the largest mortgage lender in Douglassville, Texas with 3 loans, about 6.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Douglassville, Texas in 2025, led by Highlands Residential Mortgage, Ltd. with 1. 5 lenders closed VA loans, led by Eustis Mortgage Corp, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 4 credit unions closed home loans in Douglassville, Texas in 2025, alongside 16 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Douglassville, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Douglassville, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Douglassville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
