Mortgage Lenders and Brokers in Cranfills Gap, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Cranfills Gap, Texas mortgage lenders include First Security State BankFirst Security State Bank307 N 3rd St, Cranfills Gap, TX 76637, First National Bank of Bosque CountyFirst National Bank of Bosque CountyHighway 6 And Riverside Drive, Clifton, TX 76634, Central National BankCentral National Bank835 W 6th St, Austin, TX 78703A+5.0 ★Texas Ratio: 1.00%, Extraco Banks, NAExtraco Banks, NA2000 N Main St, Belton, TX 76513A+5.0 ★Texas Ratio: 0.26%, First United Bank and Trust CoFirst United Bank and Trust Co10526 W Parmer Ln, Austin, TX 78717A5.0 ★Texas Ratio: 10.43%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, First Horizon BankFirst Horizon Bank8201 Preston Rd, Dallas, TX 75225A+5.0 ★Texas Ratio: 5.76%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, Cornerstone Capital Bank, SsbCornerstone Capital Bank, Ssb710 Highway 71 W, Bastrop, TX 78602A+5.0 ★Texas Ratio: 3.21%, and Citizens State BankCitizens State Bank224 N Main St, Anton, TX 79313. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cranfills Gap, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cranfills Gap are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Cranfills Gap, Texas
Market share is the lender's share of all home loans closed in Cranfills Gap, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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First Security State Bank
307 N 3rd St, Cranfills Gap, TX 76637 |
Conventional | 6 | 9.7% | 75% | $180,000 | |
First National Bank of Bosque County
Highway 6 And Riverside Drive, Clifton, TX 76634 |
Conventional, Jumbo | 8 | 12.9% | 80% | $435,000 | |
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835 W 6th St, Austin, TX 78703 A+5.0 ★Texas Ratio: 1.00% |
Conventional | 3 | 4.8% | 100% | $201,666 | View |
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2000 N Main St, Belton, TX 76513 A+5.0 ★Texas Ratio: 0.26% |
Conventional | 2 | 3.2% | 66.7% | $525,000 | View |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional, FHA | 2 | 3.2% | 100% | $425,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.6% | 100% | $295,000 | View |
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★ 5 stars, 1 review 8201 Preston Rd, Dallas, TX 75225 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 1.6% | 100% | $245,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
FHA | 1 | 1.6% | 100% | $285,000 | |
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710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
VA | 1 | 1.6% | 100% | $255,000 | View |
Citizens State Bank
224 N Main St, Anton, TX 79313 |
Conventional | 1 | 1.6% | 100% | $105,000 | |
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1409 Wooded Acres Dr, Waco, TX 76710 A+5.0 ★Texas Ratio: 0.93% |
Conventional | 1 | 1.6% | 100% | $485,000 | View |
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401 S Main St, Mc Gregor, TX 76657 C3.8 ★Texas Ratio: 29.33% |
Conventional | 1 | 1.6% | 100% | $775,000 | View |
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2326 W Pleasant Ridge Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 3.02% |
Conventional | 1 | 1.6% | 100% | $365,000 | View |
International Bank of Commerce
1421 W Frontage Rd, Alamo, TX 78516 |
Conventional | 1 | 1.6% | 100% | $75,000 | |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
SWBC Mortgage Corporation
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Conventional, FHA | 2 | 3.2% | 100% | $345,000 | |
Willow Bend Mortgage Company, LLC
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FHA | 1 | 1.6% | 100% | $245,000 | |
Network Funding, L.P.
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Conventional | 1 | 1.6% | 100% | $155,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 1.6% | 50% | $75,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, VA, Jumbo | 6 | 9.7% | 85.7% | $470,000 | View |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 4 | 6.5% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 2 | 3.2% | 83.3% | $115,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 3.2% | 100% | $575,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 1.6% | 100% | $175,000 | |
Freedom Mortgage Corporation
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Conventional | 1 | 1.6% | 100% | $595,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 1.6% | 100% | $305,000 | |
CrossCountry Mortgage, LLC
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VA | 1 | 1.6% | 100% | $405,000 | |
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A5.0 ★Texas Ratio: 13.85% |
VA | 1 | 1.6% | 100% | $695,000 | View |
Pennymac Loan Services LLC
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VA | 1 | 1.6% | 100% | $445,000 | |
United Built Homes, LLC
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Conventional | 1 | 1.6% | 100% | $405,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 1.6% | 100% | $85,000 | |
Mortgage Research Center
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VA | 1 | 1.6% | 100% | $365,000 | |
Better Mortgage Corporation
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Conventional | 1 | 1.6% | 100% | $415,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 1.6% | 100% | $75,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 1.6% | 100% | $225,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 1.6% | 33.3% | $125,000 |
Cranfills Gap Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Cranfills Gap, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Cranfills Gap? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cranfills Gap in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Cranfills Gap, TX
Use these to narrow the list above. Each category shows how many Cranfills Gap, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Cranfills Gap, TX
Independent mortgage companies closed 46.8 percent of home loans in Cranfills Gap, Texas in 2025, banks 48.4 percent and credit unions 4.8 percent. Everett Financial, Inc. was the largest mortgage company, First Security State Bank the largest bank and Credit Human Federal Credit Un the largest credit union. Among lenders headquartered in Texas, First Security State Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Cranfills Gap, TX
By home loans closed in 2025, First Security State Bank was the largest mortgage lender in Cranfills Gap, Texas with 6 loans, about 9.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Cranfills Gap, Texas in 2025, led by First United Bank and Trust Co with 1. 8 lenders closed VA loans, led by Rocket Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 2 credit unions closed home loans in Cranfills Gap, Texas in 2025, alongside 19 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cranfills Gap, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cranfills Gap, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cranfills Gap. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
