Mortgage Lenders and Brokers in Crane, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Crane, Texas mortgage lenders include American Momentum BankAmerican Momentum Bank211 S Gaston St, Crane, TX 79731A5.0 ★Texas Ratio: 12.55%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, American National Bank & TrustAmerican National Bank & Trust108 W Main, Archer City, TX 76351A5.0 ★Texas Ratio: 7.83%, 1st Community Federal Credit Union1st Community Federal Credit Union501 S Alford St, Crane, TX 79731 2500A-4.9 ★Texas Ratio: 16.68%, Highlands Residential Mortgage, Ltd.Highlands Residential Mortgage, Ltd.Allen, TX, Complex Community Federal CUComplex Community Federal CUOdessa, TX, Right Start Mortgage, IncRight Start Mortgage, IncSan Antonio, TX, Ark-La-Tex Financial Services LLCArk-La-Tex Financial Services LLCPlano, TX, 21St Mortgage, and Residential Wholesale Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Crane, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Crane are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Crane, Texas
Market share is the lender's share of all home loans closed in Crane, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Crane 211 S Gaston St, Crane, TX 79731 A5.0 ★Texas Ratio: 12.55% |
Conventional | 1 | 2% | 25% | $45,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 3.9% | 100% | $200,000 | View |
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108 W Main, Archer City, TX 76351 A5.0 ★Texas Ratio: 7.83% |
Conventional | 1 | 2% | 100% | $215,000 | View |
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501 S Alford St, Crane, TX 79731 2500 A-4.9 ★Texas Ratio: 16.68% |
Conventional | 1 | 2% | 50% | $105,000 | View |
Highlands Residential Mortgage, Ltd.
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FHA | 2 | 3.9% | 100% | $190,000 | |
Complex Community Federal CU
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Conventional | 2 | 3.9% | 66.7% | $185,000 | |
Right Start Mortgage, Inc
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FHA | 2 | 3.9% | 100% | $205,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 2% | 100% | $195,000 | |
21St Mortgage
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Conventional | 15 | 29.4% | 55.2% | $164,333 | |
Residential Wholesale Mortgage
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Conventional, FHA | 5 | 9.8% | 100% | $231,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA | 5 | 9.8% | 100% | $145,000 | View |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional | 3 | 5.9% | 100% | $168,333 | View |
United Wholesale Mortgage
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Conventional, FHA | 2 | 3.9% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 2 | 3.9% | 41.7% | $105,000 | View |
Pennymac Loan Services LLC
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FHA | 1 | 2% | 100% | $195,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 2% | 100% | $155,000 | View |
Flat Branch Mortgage, Inc.
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Conventional | 1 | 2% | 100% | $285,000 | |
Waterstone Mortgage Corporation
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FHA | 1 | 2% | 100% | $265,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 2% | 100% | $265,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 2% | 25% | $65,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 2% | 100% | $215,000 |
Crane Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Crane, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Crane? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Crane in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Crane, TX
Use these to narrow the list above. Each category shows how many Crane, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Crane, TX
Independent mortgage companies closed 84.3 percent of home loans in Crane, Texas in 2025, banks 9.8 percent and credit unions 5.9 percent. Highlands Residential Mortgage, Ltd. was the largest mortgage company, American Momentum Bank the largest bank and 1st Community Federal Credit Union the largest credit union. Among lenders headquartered in Texas, American Momentum Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Crane, TX
By home loans closed in 2025, American Momentum Bank was the largest mortgage lender in Crane, Texas with 1 loans, about 2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Crane, Texas in 2025, led by Residential Wholesale Mortgage with 3. 0 lenders closed VA loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 4 banks and 2 credit unions closed home loans in Crane, Texas in 2025, alongside 15 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Crane, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Crane, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Crane. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
