Cleburne, Texas mortgage lenders include First Financial BankFirst Financial Bank403 North Main and Herd Street, Cleburne, TX 76031A+5.0 ★Texas Ratio: 3.74%, Pinnacle BankPinnacle Bank1403 W Henderson St, Cleburne, TX 76033A5.0 ★Texas Ratio: 9.89%, Wells Fargo Bank NAWells Fargo Bank NA1640 W Henderson St, Cleburne, TX 76033A+5.0 ★Texas Ratio: 5.36%, Southstate Bank, National AssociationSouthstate Bank, National Association104 N Nolan River Rd, Cleburne, TX 76033A+5.0 ★Texas Ratio: 2.27%, PNC Bank N.A.PNC Bank N.A.1671 W Henderson St, Cleburne, TX 76033A+5.0 ★Texas Ratio: 4.24%, Southside BankSouthside Bank1204 W Henderson St, Cleburne, TX 76033A+5.0 ★Texas Ratio: 0.90%, Citizens National Bank of TexasCitizens National Bank of Texas300 Granbury St, Cleburne, TX 76033A5.0 ★Texas Ratio: 12.03%, Grandview BankGrandview Bank303 S Colonial Dr, Cleburne, TX 76033A+5.0 ★Texas Ratio: 0.94%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, and Fort Worth Community Credit UnionFort Worth Community Credit Union2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cleburne, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cleburne are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Cleburne, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
2 offices in Cleburne 403 North Main and Herd Street, Cleburne, TX 76031 A+5.0 ★Texas Ratio: 3.74% |
Conventional, FHA, HELOC | 15 +10 HELOCs |
1.8% | 78.9% | $195,000 | View |
|
2 offices in Cleburne 1403 W Henderson St, Cleburne, TX 76033 A5.0 ★Texas Ratio: 9.89% |
Conventional, VA | 11 | 1.3% | 100% | $178,636 | View |
|
1 office in Cleburne 1640 W Henderson St, Cleburne, TX 76033 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA, VA | 7 | 0.8% | 100% | $183,571 | View |
|
★ 5 stars, 1 review 1 office in Cleburne 104 N Nolan River Rd, Cleburne, TX 76033 A+5.0 ★Texas Ratio: 2.27% |
Conventional, FHA | 3 | 0.4% | 75% | $261,666 | View |
|
★ 1.7 stars, 3 reviews 1 office in Cleburne 1671 W Henderson St, Cleburne, TX 76033 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +4 HELOCs |
0.2% | 100% | $135,000 | View |
|
1 office in Cleburne 1204 W Henderson St, Cleburne, TX 76033 A+5.0 ★Texas Ratio: 0.90% |
Conventional | 2 | 0.2% | 50% | $305,000 | View |
|
1 office in Cleburne 300 Granbury St, Cleburne, TX 76033 A5.0 ★Texas Ratio: 12.03% |
Conventional | 2 | 0.2% | 100% | $175,000 | View |
|
303 S Colonial Dr, Cleburne, TX 76033 A+5.0 ★Texas Ratio: 0.94% |
Conventional | 22 | 2.6% | 95.7% | $140,454 | View |
|
3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, Jumbo | 9 | 1.1% | 90% | $336,111 | View |
Fort Worth Community Credit Union
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520 |
Conventional, HELOC | 5 +2 HELOCs |
0.6% | 100% | $101,000 | |
|
2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 5 | 0.6% | 100% | $345,000 | View |
|
10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional, FHA | 5 | 0.6% | 100% | $231,000 | View |
|
★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 4 +2 HELOCs |
0.5% | 50% | $105,000 | View |
|
501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 4 | 0.5% | 80% | $197,500 | View |
|
2326 W Pleasant Ridge Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 3.02% |
Conventional, FHA, VA | 4 | 0.5% | 100% | $332,500 | View |
|
2501 E Pioneer Pkwy, Arlington, TX 76010 8365 A5.0 ★Texas Ratio: 6.31% |
Conventional | 4 | 0.5% | 100% | $97,500 | View |
|
2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 2.73% |
Conventional, HELOC | 3 +3 HELOCs |
0.4% | 75% | $71,666 | View |
|
404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional, HELOC | 2 +1 HELOCs |
0.2% | 100% | $95,000 | View |
|
★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
Conventional, HELOC | 2 +1 HELOCs |
0.2% | 100% | $420,000 | View |
|
10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.2% | 100% | $410,000 | View |
|
1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 66.7% | $165,000 | View |
First Community Credit Union
1600 E Main St, Alice, TX 78332 |
Conventional | 1 | 0.1% | 100% | $235,000 | |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional | 1 | 0.1% | 50% | $135,000 | |
|
1015 Champions Dr Suite 100, Aledo, TX 76008 A-4.9 ★Texas Ratio: 16.19% |
Conventional | 1 | 0.1% | 66.7% | $305,000 | View |
|
123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04% |
FHA | 1 | 0.1% | 100% | $225,000 | View |
|
1212 S Preston Rd, Celina, TX 75009 A5.0 ★Texas Ratio: 8.17% |
Conventional | 1 | 0.1% | 100% | $135,000 | View |
|
710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
FHA | 1 | 0.1% | 100% | $405,000 | View |
Citizens State Bank
224 N Main St, Anton, TX 79313 |
Conventional | 1 | 0.1% | 100% | $55,000 | |
|
4630 N Loop 1604 W Ste 101, San Antonio, TX 78249 A+5.0 ★Texas Ratio: 0.70% |
Conventional | 1 | 0.1% | 100% | $35,000 | View |
|
792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
Conventional | 1 | 0.1% | 100% | $175,000 | View |
Greater Texas FCU
1425 N CENTER ST, ARLINGTON, TX 76011 |
Conventional | 1 | 0.1% | 100% | $155,000 | |
|
2701 E Main St, Alice, TX 78332 A4.7 ★Texas Ratio: 3.20% |
FHA | 1 | 0.1% | 100% | $235,000 | View |
|
5645 Woodrow Bean, El Paso, TX 79924 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.1% | 100% | $85,000 | View |
|
3641 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 5.33% |
Conventional | 1 | 0.1% | 100% | $85,000 | View |
|
2801 N 6th St, Abilene, TX 79603 A+5.0 ★Texas Ratio: 0.97% |
Conventional | 1 | 0.1% | 100% | $55,000 | View |
|
1001 Congress Ave, Austin, TX 78701 A5.0 ★Texas Ratio: 7.25% |
FHA | 1 | 0.1% | 100% | $215,000 | View |
|
5657 Buffalo Gap Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.56% |
Conventional | 1 | 0.1% | 100% | $315,000 | View |
|
805 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 3.22% |
VA | 1 | 0.1% | 100% | $645,000 | View |
|
1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 0.1% | 100% | $755,000 | View |
|
1402 W Stassney LN, Austin, TX 78745 2948 A5.0 ★Texas Ratio: 11.13% |
Conventional | 1 | 0.1% | 100% | $65,000 | View |
|
720 S Greenville Ave, Allen, TX 75002 B+4.0 ★Texas Ratio: 2.41% |
Conventional | 1 | 0.1% | 100% | $335,000 | View |
|
900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
2800 Esperanza Xing Bldg 2, Austin, TX 78758 3772 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA | 162 | 19.1% | 74.7% | $282,777 | |
Sfmc, LP
|
Conventional, FHA, VA, USDA | 68 | 8% | 97.3% | $302,352 | |
Republic State Mortgage Company
|
Conventional, FHA, VA | 15 | 1.8% | 100% | $293,000 | |
Highlands Residential Mortgage, Ltd.
|
Conventional, FHA | 13 | 1.5% | 100% | $265,769 | |
Primelending
|
Conventional, FHA, VA | 8 | 0.9% | 100% | $211,250 | |
SWBC Mortgage Corporation
|
Conventional, FHA | 6 | 0.7% | 100% | $290,000 | |
Nationstar Mortgage
|
Conventional, FHA, VA | 6 | 0.7% | 66.7% | $210,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional, FHA | 5 | 0.6% | 100% | $369,000 | |
Network Funding, L.P.
|
Conventional | 3 | 0.4% | 100% | $238,333 | |
The First National Bank of Gra
|
Conventional | 3 | 0.4% | 100% | $185,000 | |
Integrity Mortgage Corporation of Texas
|
Conventional | 2 | 0.2% | 100% | $195,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 0.2% | 100% | $370,000 | View |
Loanpeople, LLC
|
Conventional, FHA | 2 | 0.2% | 100% | $215,000 | |
Right Start Mortgage, Inc
|
Conventional, FHA | 2 | 0.2% | 100% | $455,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional, VA | 2 | 0.2% | 100% | $225,000 | View |
Orchard Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $525,000 | |
Capital Concepts Inc
|
Conventional | 1 | 0.1% | 100% | $215,000 | |
Clm Mortgage, Inc
|
VA | 1 | 0.1% | 100% | $245,000 | |
Willow Bend Mortgage Company, LLC
|
Conventional | 1 | 0.1% | 100% | $75,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
|
Conventional | 1 | 0.1% | 100% | $215,000 | |
Click n' Close, Inc.
|
FHA | 1 | 0.1% | 100% | $435,000 | |
Encompass Lending Group, L.P.
|
VA | 1 | 0.1% | 100% | $225,000 | |
Red Diamond Home Loans, LLC
|
FHA | 1 | 0.1% | 100% | $275,000 | |
Southwest Funding LP
|
FHA | 1 | 0.1% | 100% | $215,000 | |
American Airlines Federal Cred
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
|
Conventional, FHA, VA | 49 | 5.8% | 96.1% | $267,040 | |
|
B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 49 | 5.8% | 83.9% | $209,693 | View |
loanDepot.com LLC
|
Conventional, FHA, VA, HELOC | 22 +1 HELOCs |
2.6% | 81.5% | $230,454 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 16 | 1.9% | 94.1% | $298,125 | |
|
A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, VA | 15 | 1.8% | 89.5% | $195,666 | View |
Mortgage Research Center
|
Conventional, VA, Jumbo | 15 | 1.8% | 88.2% | $325,666 | |
Cmg Mortgage Inc
|
Conventional, FHA, USDA | 14 | 1.7% | 88.2% | $218,571 | |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA, VA | 12 | 1.4% | 80% | $260,833 | View |
|
A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, VA | 12 | 1.4% | 100% | $250,833 | View |
American Pacific Mortgage Corporation
|
Conventional, FHA, VA | 12 | 1.4% | 92.3% | $245,833 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 10 | 1.2% | 90.9% | $303,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 9 | 1.1% | 64.3% | $139,444 | |
New American Funding, LLC.
|
Conventional, FHA, VA | 9 | 1.1% | 75% | $165,000 | |
Paramount Residential Mortgage
|
Conventional, FHA, VA | 9 | 1.1% | 100% | $235,000 | |
American Portfolio Mortgage Corporation
|
Conventional, FHA | 8 | 0.9% | 88.9% | $266,250 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 7 | 0.8% | 77.8% | $200,714 | |
21St Mortgage
|
Conventional | 7 | 0.8% | 46.7% | $127,857 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, HELOC | 6 +1 HELOCs |
0.7% | 100% | $190,000 | |
Mortgage Financial Services
|
Conventional, FHA, VA | 6 | 0.7% | 100% | $221,666 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 6 | 0.7% | 100% | $306,666 | View |
Kind Lending, LLC
|
Conventional, FHA | 5 | 0.6% | 83.3% | $391,000 | |
AAFMAA Mortgage Services LLC
|
Conventional, FHA | 5 | 0.6% | 100% | $299,000 | |
Cardinal Financial Company, Li
|
Conventional, FHA, VA | 4 | 0.5% | 100% | $265,000 | |
Planet Home Lending, LLC
|
FHA, VA | 4 | 0.5% | 83.3% | $250,000 | |
Mortgage Solutions of Colorado
|
VA | 4 | 0.5% | 100% | $280,000 | |
|
A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, VA | 3 | 0.4% | 100% | $281,666 | View |
Guaranteed Rate, Inc.
|
Conventional, VA | 3 | 0.4% | 75% | $331,666 | |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional, FHA | 3 | 0.4% | 100% | $298,333 | View |
Union Home Mortgage Corp.
|
VA | 3 | 0.4% | 100% | $341,666 | |
Southwest Stage Funding LLC
|
Conventional | 3 | 0.4% | 100% | $168,333 | |
Pentagon Federal Credit Union
|
Conventional, HELOC | 2 +1 HELOCs |
0.2% | 100% | $310,000 | |
Arc Home LLC
|
Conventional | 2 | 0.2% | 100% | $215,000 | |
Cornerstone First Mortgage, LLC
|
FHA, VA | 2 | 0.2% | 100% | $260,000 | |
Premier Mortgage Resources, LLC
|
Conventional | 2 | 0.2% | 100% | $100,000 | |
Royal United Mortgage LLC
|
Conventional | 2 | 0.2% | 50% | $115,000 | |
Primary Residential Mortgage, INC.
|
Conventional, FHA | 2 | 0.2% | 100% | $100,000 | |
Equity Prime Mortgage LLC
|
FHA | 2 | 0.2% | 66.7% | $235,000 | |
|
A+5.0 ★Texas Ratio: 5.06% |
Conventional | 2 | 0.2% | 72.7% | $90,000 | View |
Movement Mortgage, LLC
|
Conventional, FHA | 2 | 0.2% | 100% | $245,000 | |
|
A5.0 ★Texas Ratio: 6.69% |
Conventional, FHA | 2 | 0.2% | 100% | $120,000 | View |
Lennar Mortgage, LLC
|
FHA | 2 | 0.2% | 100% | $250,000 | |
Securitynational Mortgage Company
|
Conventional, FHA | 2 | 0.2% | 100% | $250,000 | |
Vellum Mortgage, Inc.
|
Conventional | 2 | 0.2% | 100% | $215,000 | |
Village Capital & Investment
|
FHA, VA | 2 | 0.2% | 100% | $360,000 | |
HomeBridge Financial Services, Inc
|
VA, HELOC | 1 +2 HELOCs |
0.1% | 33.3% | $355,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.1% | 100% | $665,000 | View |
|
A5.0 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.1% | 100% | $235,000 | View |
First Community Mortgage, Inc.
|
FHA | 1 | 0.1% | 100% | $195,000 | |
Gold Star Mortgage Financial Group, Corporation
|
VA | 1 | 0.1% | 100% | $165,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 0.1% | 57.1% | $255,000 | |
Canopy Mortgage, LLC
|
FHA | 1 | 0.1% | 100% | $255,000 | |
Newrez LLC
|
Conventional | 1 | 0.1% | 25% | $495,000 | |
Brighton Bank
|
Conventional | 1 | 0.1% | 100% | $205,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $315,000 | |
Filo Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $225,000 | |
Deephaven Mortgage LLC
|
Conventional | 1 | 0.1% | 100% | $805,000 | |
Home Mortgage Alliance Corp (Hmac)
|
Conventional | 1 | 0.1% | 100% | $155,000 | |
Synergy One Lending, Inc.
|
VA | 1 | 0.1% | 100% | $365,000 | |
American Financial Network, Inc.
|
FHA | 1 | 0.1% | 50% | $305,000 | |
AmWest Funding Corp
|
Conventional | 1 | 0.1% | 100% | $395,000 | |
Redwood Residential Acquisition Corporation
|
Conventional | 1 | 0.1% | 100% | $505,000 | |
American Liberty Mortgage Inco
|
FHA | 1 | 0.1% | 100% | $265,000 | |
Discover Bank
|
Conventional | 1 | 0.1% | 25% | $55,000 | |
Sun West Mortgage Company, Inc
|
VA | 1 | 0.1% | 100% | $265,000 | |
ClearPath Lending
|
VA | 1 | 0.1% | 100% | $255,000 | |
Mid-Continent Funding, Inc.
|
VA | 1 | 0.1% | 50% | $405,000 | |
Beeline Loans, Inc.
|
Conventional | 1 | 0.1% | 100% | $805,000 | |
Provident Funding Associates
|
Conventional | 1 | 0.1% | 100% | $255,000 | |
T2 Financial LLC
|
Conventional | 1 | 0.1% | 100% | $165,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.1% | 100% | $235,000 | View |
MTC Federal Credit Union
|
Conventional | 1 | 0.1% | 100% | $135,000 | |
Better Mortgage Corporation
|
FHA | 1 | 0.1% | 100% | $275,000 | |
V.I.P. Mortgage, Inc.
|
VA | 1 | 0.1% | 100% | $175,000 | |
|
A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 0.1% | 100% | $345,000 | View |
Zillow Home Loans, LLC
|
FHA | 1 | 0.1% | 50% | $185,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $145,000 | |
Northrop Grumman Federal Credit Union
|
Conventional | 1 | 0.1% | 100% | $285,000 | |
Lower, LLC
|
FHA | 1 | 0.1% | 100% | $285,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
FHA | 1 | 0.1% | 100% | $185,000 | View |
Farm Credit Mid-America, Aca
|
Conventional | 1 | 0.1% | 100% | $515,000 | |
Compass Mortgage, Inc.
|
Conventional | 1 | 0.1% | 100% | $255,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.1% | 100% | $615,000 | View |
Angel Oak Mortgage Solutions LLC
|
Conventional | 1 | 0.1% | 100% | $335,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 0.1% | 33.3% | $145,000 | |
Carrington Mortgage Services LLC
|
Conventional | 1 | 0.1% | 14.3% | $205,000 | |
Loan Simple, Inc.
|
FHA | 1 | 0.1% | 100% | $265,000 | |
Spring Eq, LLC
|
Conventional | 1 | 0.1% | 25% | $65,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 0.1% | 100% | $335,000 | |
Leaderone Financial Corp.
|
FHA | 1 | 0.1% | 100% | $195,000 | |
Champions Funding, LLC
|
Conventional | 1 | 0.1% | 100% | $195,000 | |
JMAC Lending, Inc.
|
FHA | 1 | 0.1% | 100% | $255,000 | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Cleburne? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cleburne in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Cleburne, TX lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 77.9 percent of home loans in Cleburne, Texas in 2025, banks 18.4 percent and credit unions 3.7 percent. Everett Financial, Inc. was the largest mortgage company, First Financial Bank the largest bank and Fort Worth Community Credit Union the largest credit union. Among lenders headquartered in Texas, First Financial Bank led with 15 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
By home loans closed in 2025, First Financial Bank was the largest mortgage lender in Cleburne, Texas with 15 loans, about 1.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Cleburne, Texas, Sfmc, LP approved the highest share of completed applications in 2025 at 97.3 percent, against a 84.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
66 lenders closed FHA loans in Cleburne, Texas in 2025, led by DHI Mortgage Company, LTD. with 106. 44 lenders closed VA loans, led by DHI Mortgage Company, LTD., and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 44 banks and 17 credit unions closed home loans in Cleburne, Texas in 2025, alongside 101 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cleburne, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cleburne, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cleburne. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.