Mortgage Lenders and Brokers in Christoval, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Christoval, Texas mortgage lenders include First Financial BankFirst Financial Bank2617 Antilley Rd, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.74%, Coleman County State BankColeman County State Bank836 E Ambler Ave, Abilene, TX 79601A+5.0 ★Texas Ratio: 0.33%, The Bank & Trust, s.s.b.The Bank & Trust, s.s.b.118 West Bandera Road, Boerne, TX 78006A+5.0 ★Texas Ratio: 0.36%, 1st Community Federal Credit Union1st Community Federal Credit Union121 N 8th St, Ballinger, TX 76821A-4.9 ★Texas Ratio: 16.68%, The First National Bank of SonoraThe First National Bank of Sonora122 W Bandera Rd, Boerne, TX 78006C+4.1 ★Texas Ratio: 26.35%, Texas State Bank San Angelo TeTexas State Bank San Angelo Te4206 College Hills Blvd, San Angelo, TX 76904A+5.0 ★Texas Ratio: 0.00%, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, Tib, National AssociationTib, National Association11701 Luna Rd, Farmers Branch, TX 75234A+5.0 ★Texas Ratio: 3.54%, Prosperity BankProsperity Bank1502 Barrow St, Abilene, TX 79605A+5.0 ★Texas Ratio: 1.58%, and International Bank of CommerceInternational Bank of Commerce1421 W Frontage Rd, Alamo, TX 78516. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Christoval, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Christoval are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Christoval, Texas
Market share is the lender's share of all home loans closed in Christoval, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
Conventional, VA, HELOC | 9 +1 HELOCs |
8% | 100% | $226,111 | View |
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836 E Ambler Ave, Abilene, TX 79601 A+5.0 ★Texas Ratio: 0.33% |
Conventional | 8 | 7.1% | 100% | $337,500 | View |
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118 West Bandera Road, Boerne, TX 78006 A+5.0 ★Texas Ratio: 0.36% |
Conventional | 3 | 2.7% | 100% | $438,333 | View |
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121 N 8th St, Ballinger, TX 76821 A-4.9 ★Texas Ratio: 16.68% |
Conventional | 3 | 2.7% | 100% | $131,666 | View |
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122 W Bandera Rd, Boerne, TX 78006 C+4.1 ★Texas Ratio: 26.35% |
Conventional | 2 | 1.8% | 100% | $340,000 | View |
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4206 College Hills Blvd, San Angelo, TX 76904 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 1.8% | 100% | $150,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional | 1 | 0.9% | 100% | $125,000 | View |
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11701 Luna Rd, Farmers Branch, TX 75234 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.9% | 100% | $725,000 | View |
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★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 1 | 0.9% | 100% | $685,000 | View |
International Bank of Commerce
1421 W Frontage Rd, Alamo, TX 78516 |
Conventional | 1 | 0.9% | 100% | $195,000 | |
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623 W 38th St, Austin, TX 78705 A5.0 ★Texas Ratio: 10.77% |
Conventional | 1 | 0.9% | 50% | $325,000 | View |
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2501 E Pioneer Pkwy, Arlington, TX 76010 8365 A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.9% | 100% | $105,000 | View |
Highlands Residential Mortgage, Ltd.
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FHA, VA | 4 | 3.5% | 100% | $392,500 | |
Primelending
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Conventional | 2 | 1.8% | 100% | $550,000 | |
SWBC Mortgage Corporation
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FHA | 1 | 0.9% | 100% | $325,000 | |
Lrs Financial Network dba Hnb Mortgage
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Conventional | 1 | 0.9% | 100% | $375,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.9% | 50% | $95,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.9% | 50% | $365,000 | |
Mortgage Financial Services
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Conventional, FHA, VA | 16 | 14.2% | 100% | $428,750 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA, Jumbo | 11 | 9.7% | 100% | $487,727 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional | 6 | 5.3% | 75% | $315,000 | View |
Pennymac Loan Services LLC
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Conventional, VA | 3 | 2.7% | 100% | $598,333 | |
Nations Lending Corporation
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Conventional, FHA, VA | 3 | 2.7% | 100% | $408,333 | |
United Wholesale Mortgage
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Conventional, VA | 2 | 1.8% | 100% | $470,000 | |
Newrez LLC
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Conventional, VA | 2 | 1.8% | 100% | $250,000 | |
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A+5.0 ★Texas Ratio: 1.71% |
Conventional, FHA | 2 | 1.8% | 100% | $250,000 | View |
Union Home Mortgage Corp.
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FHA | 2 | 1.8% | 100% | $345,000 | |
T2 Financial LLC
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Conventional | 2 | 1.8% | 100% | $285,000 | |
21St Mortgage
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Conventional | 2 | 1.8% | 50% | $175,000 | |
Cadence Bank
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Conventional | 1 | 0.9% | 100% | $645,000 | |
Guaranteed Rate Affinity, LLC
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VA | 1 | 0.9% | 100% | $775,000 | |
Guaranteed Rate, Inc.
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VA | 1 | 0.9% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 0.9% | 100% | $815,000 | View |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.9% | 100% | $475,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.9% | 100% | $485,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.9% | 100% | $555,000 | View |
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A+5.0 ★Texas Ratio: 2.58% |
FHA | 1 | 0.9% | 100% | $215,000 | View |
American Financing Corporation
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Conventional | 1 | 0.9% | 100% | $95,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 0.9% | 100% | $245,000 | |
Provident Funding Associates
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Conventional | 1 | 0.9% | 100% | $415,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.9% | 100% | $645,000 | |
Mortgage Research Center
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VA | 1 | 0.9% | 50% | $365,000 | |
Tjc Mortgage Inc
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FHA | 1 | 0.9% | 100% | $225,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.9% | 100% | $255,000 | |
Lower, LLC
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Conventional | 1 | 0.9% | 100% | $245,000 | |
Fairway Independent Mort Corp
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VA | 1 | 0.9% | 100% | $185,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.9% | 100% | $85,000 | |
The Mortgage Link, Inc.
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Conventional | 1 | 0.9% | 100% | $365,000 | |
loanDepot.com LLC
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Christoval Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Christoval, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Christoval? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Christoval in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Christoval, TX
Use these to narrow the list above. Each category shows how many Christoval, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Christoval, TX
Independent mortgage companies closed 65.5 percent of home loans in Christoval, Texas in 2025, banks 29.2 percent and credit unions 5.3 percent. Highlands Residential Mortgage, Ltd. was the largest mortgage company, First Financial Bank the largest bank and 1st Community Federal Credit Union the largest credit union. Among lenders headquartered in Texas, First Financial Bank led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Christoval, TX
By home loans closed in 2025, First Financial Bank was the largest mortgage lender in Christoval, Texas with 9 loans, about 8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Christoval, Texas in 2025, led by Mortgage Financial Services with 2. 13 lenders closed VA loans, led by Highlands Residential Mortgage, Ltd.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 4 credit unions closed home loans in Christoval, Texas in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Christoval, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Christoval, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Christoval. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
