Mortgage Lenders and Brokers in Celeste, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Celeste, Texas mortgage lenders include American National Bank & TrustAmerican National Bank & Trust108 W Main, Archer City, TX 76351A5.0 ★Texas Ratio: 7.83%, First United Bank and Trust CoFirst United Bank and Trust Co10526 W Parmer Ln, Austin, TX 78717A5.0 ★Texas Ratio: 10.43%, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, Tib, National AssociationTib, National Association11701 Luna Rd, Farmers Branch, TX 75234A+5.0 ★Texas Ratio: 3.54%, Community National Bank & Trust of TexasCommunity National Bank & Trust of Texas2109 N Center St, Bonham, TX 75418A+5.0 ★Texas Ratio: 2.19%, American National Bank of TexaAmerican National Bank of Texa720 S Greenville Ave, Allen, TX 75002B+4.0 ★Texas Ratio: 2.41%, Lone Star Credit UnionLone Star Credit Union1515 Fannin St Ste D, Columbus, TX 78934A+5.0 ★Texas Ratio: 2.03%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, and First BankFirst Bank900 Bailey Ranch Rd, Aledo, TX 76008A5.0 ★Texas Ratio: 6.67%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Celeste, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Celeste are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Celeste, Texas
Market share is the lender's share of all home loans closed in Celeste, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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108 W Main, Archer City, TX 76351 A5.0 ★Texas Ratio: 7.83% |
Conventional, FHA, VA | 7 | 5.2% | 100% | $412,142 | View |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional, FHA, HELOC | 6 +1 HELOCs |
4.5% | 100% | $306,666 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional | 4 | 3% | 80% | $145,000 | View |
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11701 Luna Rd, Farmers Branch, TX 75234 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 3 | 2.2% | 100% | $231,666 | View |
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2109 N Center St, Bonham, TX 75418 A+5.0 ★Texas Ratio: 2.19% |
Conventional, VA | 3 | 2.2% | 100% | $435,000 | View |
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720 S Greenville Ave, Allen, TX 75002 B+4.0 ★Texas Ratio: 2.41% |
Conventional | 3 | 2.2% | 100% | $375,000 | View |
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1515 Fannin St Ste D, Columbus, TX 78934 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 2 | 1.5% | 100% | $155,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $85,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
FHA | 1 | 0.7% | 100% | $245,000 | |
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900 Bailey Ranch Rd, Aledo, TX 76008 A5.0 ★Texas Ratio: 6.67% |
VA | 1 | 0.7% | 100% | $535,000 | View |
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792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
Conventional | 1 | 0.7% | 100% | $495,000 | View |
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2014 W White St, Anna, TX 75409 A+5.0 ★Texas Ratio: 3.34% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,165,000 | View |
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★ 5 stars, 1 review 3301 Fall Creek Hwy, Acton, TX 76049 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.7% | 100% | $55,000 | View |
The First National Bank of Tom Bean
2203 W Main St, Clarksville, TX 75426 |
Conventional | 1 | 0.7% | 100% | $605,000 | |
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105 Loop 59, Atlanta, TX 75551 A+5.0 ★Texas Ratio: 4.75% |
Conventional | 1 | 0.7% | 100% | $255,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Nationstar Mortgage
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Conventional, VA | 3 | 2.2% | 100% | $301,666 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 3 | 2.2% | 100% | $278,333 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 1.5% | 100% | $85,000 | |
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A-5.0 ★Texas Ratio: 14.15% |
Conventional | 2 | 1.5% | 100% | $295,000 | View |
Countryplace Mortgage, Ltd.
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FHA | 1 | 0.7% | 50% | $345,000 | |
Orchard Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $475,000 | |
Integrity Mortgage Corporation of Texas
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Conventional | 1 | 0.7% | 100% | $245,000 | |
Highlands Residential Mortgage, Ltd.
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FHA | 1 | 0.7% | 100% | $245,000 | |
Southwest Funding LP
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FHA | 1 | 0.7% | 100% | $185,000 | |
21St Mortgage
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Conventional | 9 | 6.7% | 56.2% | $165,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 8 | 6% | 100% | $337,500 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional | 7 | 5.2% | 63.6% | $243,571 | View |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, VA | 6 | 4.5% | 100% | $365,000 | View |
New American Funding, LLC.
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Conventional, FHA | 6 | 4.5% | 100% | $383,333 | |
CrossCountry Mortgage, LLC
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Conventional, USDA, Jumbo | 5 | 3.7% | 100% | $475,000 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 2.2% | 100% | $475,000 | |
Newrez LLC
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Conventional, VA, USDA, Jumbo | 3 | 2.2% | 60% | $525,000 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 1.5% | 66.7% | $100,000 | |
Farm Credit Mid-America, Aca
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Conventional, Jumbo | 2 | 1.5% | 100% | $650,000 | |
The Mortgage Link, Inc.
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Conventional, VA | 2 | 1.5% | 100% | $435,000 | |
American Portfolio Mortgage Corporation
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FHA | 1 | 0.7% | 100% | $515,000 | |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.7% | 100% | $265,000 | |
Alameda Mortgage Corporation
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FHA | 1 | 0.7% | 100% | $315,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.7% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.7% | 75% | $85,000 | View |
Movement Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $435,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 0.7% | 50% | $155,000 | View |
American Financial Network, Inc.
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FHA | 1 | 0.7% | 100% | $475,000 | |
Cmg Mortgage Inc
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VA | 1 | 0.7% | 100% | $425,000 | |
Discover Bank
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Conventional | 1 | 0.7% | 100% | $85,000 | |
Flexpoint, Inc.
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Conventional | 1 | 0.7% | 100% | $805,000 | |
Bay Equity LLC
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Conventional | 1 | 0.7% | 100% | $215,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.7% | 100% | $365,000 | |
Calcon Mutual Mortgage LLC
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VA, Jumbo | 1 | 0.7% | 100% | $815,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $285,000 | |
T2 Financial LLC
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VA | 1 | 0.7% | 100% | $545,000 | |
Wolfe Financial Inc
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Conventional | 1 | 0.7% | 100% | $765,000 | |
Sierra Pacific Mortgage Co. Inc
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FHA | 1 | 0.7% | 100% | $255,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $175,000 | |
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A5.0 ★Texas Ratio: 7.48% |
VA | 1 | 0.7% | 100% | $605,000 | View |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.7% | 100% | $55,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 0.7% | 100% | $255,000 | |
Nations Direct Mortgage, LLC
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FHA | 1 | 0.7% | 100% | $275,000 | |
Summit Funding.Inc
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FHA | 1 | 0.7% | 100% | $395,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 0.7% | 100% | $165,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.7% | 100% | $725,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.7% | 100% | $335,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.7% | 50% | $115,000 | |
First Technology Federal Credit Union
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Conventional | 1 | 0.7% | 100% | $205,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.7% | 100% | $245,000 |
Celeste Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Celeste, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Celeste? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Celeste in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Celeste, TX
Use these to narrow the list above. Each category shows how many Celeste, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Celeste, TX
Independent mortgage companies closed 68.7 percent of home loans in Celeste, Texas in 2025, banks 24.6 percent and credit unions 6.7 percent. Everett Financial, Inc. was the largest mortgage company, American National Bank & Trust the largest bank and Randolph-Brooks Federal Credit Union the largest credit union. Among lenders headquartered in Texas, American National Bank & Trust led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Celeste, TX
By home loans closed in 2025, American National Bank & Trust was the largest mortgage lender in Celeste, Texas with 7 loans, about 5.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Celeste, Texas in 2025, led by United Wholesale Mortgage with 4. 13 lenders closed VA loans, led by American National Bank & Trust, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 6 credit unions closed home loans in Celeste, Texas in 2025, alongside 45 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Celeste, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Celeste, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Celeste. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
