Mortgage Lenders and Brokers in Breckenridge, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Breckenridge, Texas mortgage lenders include Clear Fork Bank N.A.Clear Fork Bank N.A.101 E Walker St, Breckenridge, TX 76424A+5.0 ★Texas Ratio: 3.56%, InterbankInterbank301 W Walker St, Breckenridge, TX 76424A5.0 ★Texas Ratio: 11.26%, TexasBankTexasBank501 E Hall St, Bangs, TX 76823A+5.0 ★Texas Ratio: 5.55%, First Financial BankFirst Financial Bank2617 Antilley Rd, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.74%, Liberty Capital BankLiberty Capital Bank5055 Keller Springs Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 0.53%, Coleman County State BankColeman County State Bank836 E Ambler Ave, Abilene, TX 79601A+5.0 ★Texas Ratio: 0.33%, Regions BankRegions Bank1337 W Mcdermott Dr, Allen, TX 75013A+5.0 ★Texas Ratio: 4.37%, Jacksboro National BankJacksboro National Bank213 W Wise St, Bowie, TX 76230, First National Bank TexasFirst National Bank Texas2701 E Main St, Alice, TX 78332A4.7 ★Texas Ratio: 3.20%, and West Texas National BankWest Texas National Bank101 E Avenue E, Alpine, TX 79830A5.0 ★Texas Ratio: 10.35%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Breckenridge, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Breckenridge are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Breckenridge, Texas
Market share is the lender's share of all home loans closed in Breckenridge, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Breckenridge 101 E Walker St, Breckenridge, TX 76424 A+5.0 ★Texas Ratio: 3.56% |
Conventional | 48 | 38.1% | 92.3% | $109,375 | View |
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1 office in Breckenridge 301 W Walker St, Breckenridge, TX 76424 A5.0 ★Texas Ratio: 11.26% |
Conventional | 7 | 5.6% | 66.7% | $115,000 | View |
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501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55% |
Conventional, USDA | 2 | 1.6% | 100% | $255,000 | View |
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2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
Conventional, FHA | 2 | 1.6% | 100% | $145,000 | View |
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5055 Keller Springs Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 0.53% |
Conventional | 1 | 0.8% | 100% | $55,000 | View |
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836 E Ambler Ave, Abilene, TX 79601 A+5.0 ★Texas Ratio: 0.33% |
Conventional | 1 | 0.8% | 100% | $715,000 | View |
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1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.8% | 100% | $255,000 | View |
Jacksboro National Bank
213 W Wise St, Bowie, TX 76230 |
Conventional | 1 | 0.8% | 100% | $95,000 | |
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2701 E Main St, Alice, TX 78332 A4.7 ★Texas Ratio: 3.20% |
FHA | 1 | 0.8% | 100% | $285,000 | View |
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101 E Avenue E, Alpine, TX 79830 A5.0 ★Texas Ratio: 10.35% |
Conventional | 1 | 0.8% | 100% | $195,000 | View |
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2801 N 6th St, Abilene, TX 79603 A+5.0 ★Texas Ratio: 0.97% |
Conventional | 1 | 0.8% | 100% | $65,000 | View |
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2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.8% | 100% | $735,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 0.8% | 100% | $125,000 | View |
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1100 NW Loop 410 Ste 101, Castle Hills, TX 78213 2263 A5.0 ★Texas Ratio: 6.40% |
Conventional | 1 | 0.8% | 100% | $45,000 | View |
Primelending
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Conventional, FHA | 2 | 1.6% | 100% | $125,000 | |
Network Funding, L.P.
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FHA | 1 | 0.8% | 66.7% | $215,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.8% | 50% | $115,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 0.8% | 100% | $195,000 | |
Commercial Bank of Texas, NA
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Conventional | 1 | 0.8% | 100% | $445,000 | |
Hometrust Mortgage Company
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Conventional | 1 | 0.8% | 100% | $165,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 11 | 8.7% | 63.2% | $185,000 | View |
21St Mortgage
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Conventional | 5 | 4% | 50% | $115,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 4 | 3.2% | 80% | $395,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, VA | 3 | 2.4% | 100% | $198,333 | View |
Mortgage Financial Services
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Conventional, FHA | 3 | 2.4% | 100% | $211,666 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 2 | 1.6% | 40% | $135,000 | View |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.8% | 100% | $315,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.8% | 50% | $105,000 | |
Newrez LLC
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Conventional | 1 | 0.8% | 33.3% | $135,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
FHA | 1 | 0.8% | 100% | $135,000 | View |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 0.8% | 100% | $85,000 | View |
loanDepot.com LLC
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Conventional | 1 | 0.8% | 100% | $345,000 | |
Cmg Mortgage Inc
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FHA | 1 | 0.8% | 50% | $315,000 | |
ClearPath Lending
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VA | 1 | 0.8% | 100% | $255,000 | |
Flat Branch Mortgage, Inc.
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Conventional | 1 | 0.8% | 100% | $175,000 | |
Nfm, Inc
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Conventional | 1 | 0.8% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.8% | 100% | $185,000 | View |
American Pacific Mortgage Corporation
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USDA | 1 | 0.8% | 100% | $185,000 | |
Great Plains National Bank
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Conventional | 1 | 0.8% | 100% | $135,000 | |
Mortgage Research Center
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VA | 1 | 0.8% | 25% | $145,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 0.8% | 100% | $375,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.8% | 100% | $245,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 0.8% | 100% | $285,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.8% | 100% | $245,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.8% | 100% | $135,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.8% | 100% | $205,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.8% | 100% | $75,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.8% | 100% | $255,000 |
Breckenridge Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Breckenridge, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Breckenridge? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Breckenridge in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Breckenridge, TX
Use these to narrow the list above. Each category shows how many Breckenridge, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Breckenridge, TX
Independent mortgage companies closed 39.7 percent of home loans in Breckenridge, Texas in 2025, banks 57.1 percent and credit unions 3.2 percent. Network Funding, L.P. was the largest mortgage company, Clear Fork Bank N.A. the largest bank and Abilene Teachers FCU the largest credit union. Among lenders headquartered in Texas, Clear Fork Bank N.A. led with 48 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Breckenridge, TX
By home loans closed in 2025, Clear Fork Bank N.A. was the largest mortgage lender in Breckenridge, Texas with 48 loans, about 38.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Breckenridge, Texas in 2025, led by United Wholesale Mortgage with 2. 6 lenders closed VA loans, led by Rocket Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 4 credit unions closed home loans in Breckenridge, Texas in 2025, alongside 28 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Breckenridge, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Breckenridge, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Breckenridge. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
