Mortgage Lenders and Brokers in Big Sandy, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Big Sandy, Texas mortgage lenders include Austin Bank, Texas National AssociationAustin Bank, Texas National Association108 E Broadway St, Big Sandy, TX 75755A+5.0 ★Texas Ratio: 3.34%, First National Bank of East TexasFirst National Bank of East Texas910 W Broadway St, Big Sandy, TX 75755A5.0 ★Texas Ratio: 12.71%, Gilmer National BankGilmer National Bank713 Us Highway 271 N, Gilmer, TX 75644C-3.6 ★Texas Ratio: 31.68%, Southside BankSouthside Bank2831 W Park Row Dr, Arlington, TX 76013A+5.0 ★Texas Ratio: 0.90%, Texas Bank and TrustTexas Bank and Trust449 S Trade Days Blvd, Canton, TX 75103A+5.0 ★Texas Ratio: 3.78%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Regions BankRegions Bank1337 W Mcdermott Dr, Allen, TX 75013A+5.0 ★Texas Ratio: 4.37%, Texas Mortgage Lending, LLCTexas Mortgage Lending, LLC900 W Bethany Dr Ste 500, Allen, TX 75013 3834A+5.0 ★Texas Ratio: 3.34%, Community BankCommunity Bank104 Highway 155, Avinger, TX 75630A+5.0 ★Texas Ratio: 0.00%, and Credit Union of TexasCredit Union of Texas900 W Bethany Dr Ste 500, Allen, TX 75013 3834A+5.0 ★Texas Ratio: 3.34%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Big Sandy, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Big Sandy are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Big Sandy, Texas
Market share is the lender's share of all home loans closed in Big Sandy, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Big Sandy 108 E Broadway St, Big Sandy, TX 75755 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 5 | 4.4% | 55.6% | $185,000 | View |
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1 office in Big Sandy 910 W Broadway St, Big Sandy, TX 75755 A5.0 ★Texas Ratio: 12.71% |
Conventional | 3 | 2.7% | 100% | $148,333 | View |
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713 Us Highway 271 N, Gilmer, TX 75644 C-3.6 ★Texas Ratio: 31.68% |
Conventional | 3 | 2.7% | 100% | $221,666 | View |
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2831 W Park Row Dr, Arlington, TX 76013 A+5.0 ★Texas Ratio: 0.90% |
Conventional | 2 | 1.8% | 100% | $100,000 | View |
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449 S Trade Days Blvd, Canton, TX 75103 A+5.0 ★Texas Ratio: 3.78% |
Conventional | 2 | 1.8% | 100% | $80,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.9% | 100% | $85,000 | View |
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1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
VA | 1 | 0.9% | 100% | $445,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.9% | 100% | $365,000 | View |
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104 Highway 155, Avinger, TX 75630 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.9% | 100% | $185,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Nationstar Mortgage
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Conventional | 3 | 2.7% | 100% | $225,000 | |
Sfmc, LP
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FHA | 1 | 0.9% | 100% | $115,000 | |
East Texas Professional C.U.
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Conventional | 1 | 0.9% | 100% | $275,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.9% | 16.7% | $155,000 | |
Highlands Residential Mortgage, Ltd.
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FHA | 1 | 0.9% | 100% | $235,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 8 | 7.1% | 81.8% | $282,500 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 6 | 5.3% | 60% | $283,333 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 5 | 4.4% | 41.7% | $151,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, VA | 4 | 3.5% | 100% | $175,000 | View |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 4 | 3.5% | 100% | $222,500 | |
Mortgage Research Center
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FHA, VA | 4 | 3.5% | 100% | $250,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 3 | 2.7% | 100% | $168,333 | |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 2.7% | 100% | $128,333 | |
American Financial Resources LLC
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FHA, USDA | 2 | 1.8% | 100% | $205,000 | |
CrossCountry Mortgage, LLC
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FHA, VA | 2 | 1.8% | 100% | $240,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 2 | 1.8% | 56.2% | $55,000 | View |
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A+5.0 ★Texas Ratio: 3.34% |
FHA, VA | 2 | 1.8% | 100% | $245,000 | View |
American Financing Corporation
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Conventional | 2 | 1.8% | 100% | $55,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 1.8% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 1.56% |
Conventional | 2 | 1.8% | 50% | $90,000 | |
Churchill Mortgage Corporation
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Conventional | 2 | 1.8% | 100% | $140,000 | |
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A+5.0 ★Texas Ratio: 3.03% |
Conventional | 2 | 1.8% | 66.7% | $250,000 | View |
T2 Financial LLC
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Conventional | 2 | 1.8% | 100% | $120,000 | |
Integrity Home Mortgage Corporation
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Conventional, FHA | 2 | 1.8% | 100% | $105,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 1.8% | 66.7% | $335,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 2 | 1.8% | 100% | $260,000 | View |
21St Mortgage
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Conventional | 2 | 1.8% | 25% | $115,000 | |
Plaza Home Mortgage, Inc
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Conventional, USDA | 2 | 1.8% | 100% | $300,000 | |
Village Capital & Investment
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FHA, VA | 2 | 1.8% | 100% | $285,000 | |
Guaranteed Rate, Inc.
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VA | 1 | 0.9% | 100% | $145,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.9% | 100% | $185,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.9% | 100% | $105,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.9% | 100% | $245,000 | |
Resicentral LLC
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Conventional | 1 | 0.9% | 100% | $475,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 0.9% | 50% | $65,000 | View |
loanDepot.com LLC
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FHA | 1 | 0.9% | 100% | $155,000 | |
Mortgage Financial Services
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FHA | 1 | 0.9% | 100% | $335,000 | |
Calcon Mutual Mortgage LLC
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FHA | 1 | 0.9% | 100% | $295,000 | |
Land Home Financial Services,
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Conventional | 1 | 0.9% | 100% | $155,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $375,000 | |
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A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.9% | 100% | $205,000 | View |
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A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.9% | 100% | $65,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 0.9% | 100% | $185,000 | |
Lower, LLC
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FHA | 1 | 0.9% | 100% | $355,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.9% | 50% | $555,000 | |
Paramount Residential Mortgage
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FHA | 1 | 0.9% | 100% | $415,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.9% | 100% | $155,000 | View |
Big Sandy Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Big Sandy, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Big Sandy? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Big Sandy in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Big Sandy, TX
Use these to narrow the list above. Each category shows how many Big Sandy, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Big Sandy, TX
Independent mortgage companies closed 71.7 percent of home loans in Big Sandy, Texas in 2025, banks 21.2 percent and credit unions 7.1 percent. Nationstar Mortgage was the largest mortgage company, Austin Bank, Texas National Association the largest bank and Texas Mortgage Lending, LLC the largest credit union. Among lenders headquartered in Texas, Austin Bank, Texas National Association led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Big Sandy, TX
By home loans closed in 2025, Austin Bank, Texas National Association was the largest mortgage lender in Big Sandy, Texas with 5 loans, about 4.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Big Sandy, Texas in 2025, led by United Wholesale Mortgage with 2. 11 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 7 credit unions closed home loans in Big Sandy, Texas in 2025, alongside 37 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Big Sandy, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Big Sandy, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Big Sandy. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
