Bedias, Texas mortgage lenders include Prosperity BankProsperity Bank1502 Barrow St, Abilene, TX 79605A+5.0 ★Texas Ratio: 1.58%, The Brenham National BankThe Brenham National Bank2211 S Day St, Brenham, TX 77833A5.0 ★Texas Ratio: 8.69%, Rally Credit UnionRally Credit Union1317 W Frontage Rd, Alamo, TX 78516 2388A+5.0 ★Texas Ratio: 4.20%, First National Bank of HuntsvilleFirst National Bank of Huntsville3971 University Dr E, Bryan, TX 77802A+5.0 ★Texas Ratio: 0.37%, Southside BankSouthside Bank2831 W Park Row Dr, Arlington, TX 76013A+5.0 ★Texas Ratio: 0.90%, Peoples State BankPeoples State Bank5858 Texas 37, Center Point, TX 78010, Austin Bank, Texas National AssociationAustin Bank, Texas National Association108 E Broadway St, Big Sandy, TX 75755A+5.0 ★Texas Ratio: 3.34%, American Momentum BankAmerican Momentum Bank200 S Main St, Andrews, TX 79714A5.0 ★Texas Ratio: 12.55%, Centennial BankCentennial Bank1 Village Dr, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.14%, and Amarillo National BankAmarillo National Bank1500 S Coulter St, Amarillo, TX 79106A5.0 ★Texas Ratio: 9.89%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Bedias, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bedias are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Bedias, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
Conventional, HELOC | 2 +1 HELOCs |
2.4% | 50% | $240,000 | View |
|
2211 S Day St, Brenham, TX 77833 A5.0 ★Texas Ratio: 8.69% |
Conventional, Jumbo | 2 | 2.4% | 100% | $660,000 | View |
|
1317 W Frontage Rd, Alamo, TX 78516 2388 A+5.0 ★Texas Ratio: 4.20% |
Conventional | 1 | 1.2% | 100% | $305,000 | View |
|
3971 University Dr E, Bryan, TX 77802 A+5.0 ★Texas Ratio: 0.37% |
Conventional | 1 | 1.2% | 100% | $565,000 | View |
|
2831 W Park Row Dr, Arlington, TX 76013 A+5.0 ★Texas Ratio: 0.90% |
Conventional, Jumbo | 1 | 1.2% | 100% | $1,005,000 | View |
Peoples State Bank
5858 Texas 37, Center Point, TX 78010 |
Conventional | 1 | 1.2% | 100% | $225,000 | |
|
108 E Broadway St, Big Sandy, TX 75755 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 1.2% | 50% | $465,000 | View |
|
200 S Main St, Andrews, TX 79714 A5.0 ★Texas Ratio: 12.55% |
Conventional | 1 | 1.2% | 100% | $525,000 | View |
|
1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 1.2% | 100% | $705,000 | View |
|
1500 S Coulter St, Amarillo, TX 79106 A5.0 ★Texas Ratio: 9.89% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Credit Human Federal Credit Un
|
Conventional | 3 | 3.6% | 40% | $228,333 | |
|
A-5.0 ★Texas Ratio: 14.15% |
Conventional | 2 | 2.4% | 100% | $265,000 | View |
Primelending
|
Conventional | 1 | 1.2% | 100% | $485,000 | |
First National Bank of Bellville
|
Conventional | 1 | 1.2% | 100% | $485,000 | |
Network Funding, L.P.
|
FHA | 1 | 1.2% | 100% | $245,000 | |
Wagon Hill Home Loans LLC
|
Conventional | 1 | 1.2% | 100% | $315,000 | |
Highlands Residential Mortgage, Ltd.
|
Conventional | 1 | 1.2% | 100% | $455,000 | |
Stellar Bank
|
Conventional, Jumbo | 1 | 1.2% | 100% | $1,155,000 | |
Hometrust Mortgage Company
|
Conventional | 1 | 1.2% | 100% | $585,000 | |
21St Mortgage
|
Conventional | 12 | 14.5% | 39.4% | $150,833 | |
|
B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 10 | 12% | 71.4% | $366,000 | View |
United Wholesale Mortgage
|
Conventional, FHA, VA | 7 | 8.4% | 63.6% | $262,142 | |
Kind Lending, LLC
|
Conventional, FHA, VA | 3 | 3.6% | 75% | $401,666 | |
Mortgage Research Center
|
VA | 3 | 3.6% | 100% | $425,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 3 | 3.6% | 15.8% | $88,333 | |
Freedom Mortgage Corporation
|
FHA, VA | 2 | 2.4% | 50% | $390,000 | |
|
A+5.0 ★Texas Ratio: 5.06% |
Conventional | 2 | 2.4% | 33.3% | $265,000 | View |
|
A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA | 2 | 2.4% | 100% | $350,000 | View |
|
A5.0 ★Texas Ratio: 6.69% |
Conventional, FHA | 2 | 2.4% | 100% | $150,000 | View |
Cardinal Financial Company, Li
|
FHA, VA | 2 | 2.4% | 100% | $320,000 | |
New American Funding, LLC.
|
Conventional | 2 | 2.4% | 100% | $115,000 | |
Gold Star Mortgage Financial Group, Corporation
|
FHA | 1 | 1.2% | 100% | $185,000 | |
Lakeview Loan Servicing, LLC
|
VA | 1 | 1.2% | 100% | $245,000 | |
Movement Mortgage, LLC
|
FHA | 1 | 1.2% | 100% | $255,000 | |
|
A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 1.2% | 50% | $255,000 | View |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 1 | 1.2% | 100% | $285,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 1.2% | 100% | $165,000 | View |
Southwest Stage Funding LLC
|
Conventional | 1 | 1.2% | 50% | $125,000 | |
Fairway Independent Mort Corp
|
Conventional | 1 | 1.2% | 100% | $235,000 | |
Paramount Residential Mortgage
|
Conventional | 1 | 1.2% | 100% | $385,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 1.2% | 100% | $165,000 | View |
Spring Eq, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Bedias? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bedias in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Bedias, TX lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 74.7 percent of home loans in Bedias, Texas in 2025, banks 20.5 percent and credit unions 4.8 percent. Network Funding, L.P. was the largest mortgage company, Prosperity Bank the largest bank and Rally Credit Union the largest credit union. Among lenders headquartered in Texas, Prosperity Bank led with 2 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
By home loans closed in 2025, Prosperity Bank was the largest mortgage lender in Bedias, Texas with 2 loans, about 2.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Bedias, Texas in 2025, led by United Wholesale Mortgage with 2. 7 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 2 credit unions closed home loans in Bedias, Texas in 2025, alongside 25 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Bedias, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bedias, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bedias. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.