Mortgage Lenders and Brokers in Atlanta, Texas
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Atlanta, Texas mortgage lenders include Regions BankRegions Bank307 N William St, Atlanta, TX 75551A+5.0 ★Texas Ratio: 4.37%, The City National Bank of Sulphur SpringsThe City National Bank of Sulphur Springs101 W Main St, Atlanta, TX 75551A+5.0 ★Texas Ratio: 1.12%, Red River Employees Federal Credit UnionRed River Employees Federal Credit Union105 Loop 59, Atlanta, TX 75551A+5.0 ★Texas Ratio: 4.75%, State Bank of De KalbState Bank of De Kalb209 W Main St, Atlanta, TX 75551A+5.0 ★Texas Ratio: 1.47%, Texar Federal Credit UnionTexar Federal Credit Union103 W ALLDAY ST, ATLANTA, TX 75551 2201A+5.0 ★Texas Ratio: 2.47%, Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%, Beacon Federal Credit UnionBeacon Federal Credit Union2812 N Alexander Dr, Baytown, TX 77520A+5.0 ★Texas Ratio: 2.19%, Waggoner National BankWaggoner National Bank401 W Front Ave, Electra, TX 76360A+5.0 ★Texas Ratio: 2.78%, Farmers Bank & TrustFarmers Bank & Trust2100 W White St, Anna, TX 75409A5.0 ★Texas Ratio: 11.09%, and Diamond BankDiamond Bank4820 Texas Blvd, Texarkana, TX 75503A5.0 ★Texas Ratio: 6.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Atlanta, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Atlanta are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Atlanta, Texas
Market share is the lender's share of all home loans closed in Atlanta, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Atlanta 307 N William St, Atlanta, TX 75551 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 2 +1 HELOCs |
2.1% | 20% | $40,000 | View |
|
1 office in Atlanta 101 W Main St, Atlanta, TX 75551 A+5.0 ★Texas Ratio: 1.12% |
Conventional | 2 | 2.1% | 100% | $140,000 | View |
|
105 Loop 59, Atlanta, TX 75551 A+5.0 ★Texas Ratio: 4.75% |
Conventional | 15 | 15.8% | 88.2% | $129,000 | View |
|
209 W Main St, Atlanta, TX 75551 A+5.0 ★Texas Ratio: 1.47% |
Conventional, FHA | 4 | 4.2% | 66.7% | $160,000 | View |
|
103 W ALLDAY ST, ATLANTA, TX 75551 2201 A+5.0 ★Texas Ratio: 2.47% |
Conventional | 3 | 3.2% | 100% | $98,333 | View |
|
2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1.1% | 100% | $175,000 | View |
|
2812 N Alexander Dr, Baytown, TX 77520 A+5.0 ★Texas Ratio: 2.19% |
Conventional | 1 | 1.1% | 100% | $125,000 | View |
|
401 W Front Ave, Electra, TX 76360 A+5.0 ★Texas Ratio: 2.78% |
Conventional | 1 | 1.1% | 100% | $175,000 | View |
|
2100 W White St, Anna, TX 75409 A5.0 ★Texas Ratio: 11.09% |
Conventional | 1 | 1.1% | 100% | $185,000 | View |
|
4820 Texas Blvd, Texarkana, TX 75503 A5.0 ★Texas Ratio: 6.14% |
Conventional | 1 | 1.1% | 100% | $55,000 | View |
|
2800 Esperanza Xing Bldg 2, Austin, TX 78758 3772 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
SWBC Mortgage Corporation
|
Conventional, FHA, VA | 3 | 3.2% | 100% | $198,333 | |
Highlands Residential Mortgage, Ltd.
|
Conventional, USDA | 3 | 3.2% | 100% | $125,000 | |
Nationstar Mortgage
|
Conventional, VA | 3 | 3.2% | 100% | $165,000 | |
Credit Human Federal Credit Un
|
Conventional | 2 | 2.1% | 75% | $40,000 | |
Primelending
|
USDA | 1 | 1.1% | 100% | $115,000 | |
Sfmc, LP
|
Conventional | 1 | 1.1% | 100% | $265,000 | |
|
B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 10 | 10.5% | 73.3% | $127,000 | View |
United Wholesale Mortgage
|
Conventional, FHA, VA | 5 | 5.3% | 100% | $225,000 | |
Mortgage Financial Services
|
Conventional, FHA, USDA | 5 | 5.3% | 100% | $257,000 | |
|
A+5.0 ★Texas Ratio: 2.58% |
FHA, USDA | 3 | 3.2% | 100% | $138,333 | View |
Fairway Independent Mort Corp
|
FHA | 3 | 3.2% | 100% | $161,666 | |
21St Mortgage
|
Conventional | 3 | 3.2% | 18.8% | $195,000 | |
Royal United Mortgage LLC
|
Conventional | 2 | 2.1% | 66.7% | $70,000 | |
Goodleap, LLC
|
Conventional | 2 | 2.1% | 100% | $65,000 | |
American Financing Corporation
|
Conventional | 2 | 2.1% | 80% | $75,000 | |
American Financial Resources LLC
|
FHA | 1 | 1.1% | 100% | $85,000 | |
Newrez LLC
|
VA | 1 | 1.1% | 100% | $285,000 | |
Equity Prime Mortgage LLC
|
VA | 1 | 1.1% | 100% | $175,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 1 | 1.1% | 100% | $135,000 | |
|
A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 1.1% | 36.4% | $65,000 | View |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 1.1% | 100% | $275,000 | View |
Pennymac Loan Services LLC
|
FHA | 1 | 1.1% | 33.3% | $245,000 | |
Barksdale Federal Credit Union
|
Conventional | 1 | 1.1% | 100% | $135,000 | |
Sun West Mortgage Company, Inc
|
FHA | 1 | 1.1% | 100% | $245,000 | |
Churchill Mortgage Corporation
|
Conventional | 1 | 1.1% | 100% | $65,000 | |
Mortgage Research Center
|
VA | 1 | 1.1% | 50% | $325,000 | |
Southwest Stage Funding LLC
|
VA | 1 | 1.1% | 100% | $315,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 1.1% | 100% | $215,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 1.1% | 25% | $105,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
VA | 1 | 1.1% | 100% | $195,000 | View |
Spring Eq, LLC
|
Conventional | 1 | 1.1% | 50% | $55,000 | |
Cadence Bank
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Atlanta Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Atlanta, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Atlanta? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Atlanta in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Atlanta, TX
Use these to narrow the list above. Each category shows how many Atlanta, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Atlanta, TX
Independent mortgage companies closed 60 percent of home loans in Atlanta, Texas in 2025, banks 15.8 percent and credit unions 24.2 percent. SWBC Mortgage Corporation was the largest mortgage company, Regions Bank the largest bank and Red River Employees Federal Credit Union the largest credit union. Among lenders headquartered in Texas, The City National Bank of Sulphur Springs led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Atlanta, TX
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Atlanta, Texas with 2 loans, about 2.1 percent of the market. The largest lender headquartered in Texas was The City National Bank of Sulphur Springs with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Atlanta, Texas in 2025, led by Mortgage Financial Services with 3. 9 lenders closed VA loans, led by United Wholesale Mortgage, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 7 credit unions closed home loans in Atlanta, Texas in 2025, alongside 25 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Atlanta, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Atlanta, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Atlanta. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
