Mortgage Lenders and Brokers in Alvarado, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Alvarado, Texas mortgage lenders include First Financial BankFirst Financial Bank200 E Highway 67, Alvarado, TX 76009A+5.0 ★Texas Ratio: 3.74%, Wells Fargo Bank NAWells Fargo Bank NA611 N Parkway Dr, Alvarado, TX 76009A+5.0 ★Texas Ratio: 5.36%, Grandview BankGrandview Bank100 Percifield Trl, Alvarado, TX 76009A+5.0 ★Texas Ratio: 0.94%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, First BankFirst Bank900 Bailey Ranch Rd, Aledo, TX 76008A5.0 ★Texas Ratio: 6.67%, EecuEecu2212 Southgate St, Arlington, TX 76013A+5.0 ★Texas Ratio: 2.73%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, TexasBankTexasBank501 E Hall St, Bangs, TX 76823A+5.0 ★Texas Ratio: 5.55%, American National Bank & TrustAmerican National Bank & Trust108 W Main, Archer City, TX 76351A5.0 ★Texas Ratio: 7.83%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Alvarado, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Alvarado are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Alvarado, Texas
Market share is the lender's share of all home loans closed in Alvarado, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Alvarado 200 E Highway 67, Alvarado, TX 76009 A+5.0 ★Texas Ratio: 3.74% |
Conventional, HELOC | 4 +3 HELOCs |
1.3% | 80% | $182,500 | View |
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1 office in Alvarado 611 N Parkway Dr, Alvarado, TX 76009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.6% | 66.7% | $200,000 | View |
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100 Percifield Trl, Alvarado, TX 76009 A+5.0 ★Texas Ratio: 0.94% |
Conventional | 5 | 1.6% | 100% | $193,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional, FHA | 4 | 1.3% | 80% | $302,500 | |
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900 Bailey Ranch Rd, Aledo, TX 76008 A5.0 ★Texas Ratio: 6.67% |
Conventional, FHA | 4 | 1.3% | 100% | $512,500 | View |
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2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 2.73% |
Conventional, HELOC | 3 +1 HELOCs |
1% | 75% | $125,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 3 +1 HELOCs |
1% | 42.9% | $115,000 | View |
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501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55% |
Conventional, FHA | 3 | 1% | 100% | $325,000 | View |
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108 W Main, Archer City, TX 76351 A5.0 ★Texas Ratio: 7.83% |
Conventional, USDA | 3 | 1% | 100% | $335,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.6% | 66.7% | $400,000 | View |
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2326 W Pleasant Ridge Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 3.02% |
Conventional, FHA | 2 | 0.6% | 100% | $180,000 | View |
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2109 N Center St, Bonham, TX 75418 A+5.0 ★Texas Ratio: 2.19% |
Conventional | 2 | 0.6% | 100% | $430,000 | View |
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623 W 38th St, Austin, TX 78705 A5.0 ★Texas Ratio: 10.77% |
Conventional, FHA | 2 | 0.6% | 100% | $245,000 | View |
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1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 2 | 0.6% | 100% | $690,000 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $545,000 | View |
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792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
VA, HELOC | 1 +1 HELOCs |
0.3% | 50% | $595,000 | View |
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1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.3% | 100% | $415,000 | View |
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2221 E Lamar Blvd Ste 110, Arlington, TX 76006 A5.0 ★Texas Ratio: 8.30% |
Conventional | 1 | 0.3% | 100% | $65,000 | View |
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2831 W Park Row Dr, Arlington, TX 76013 A+5.0 ★Texas Ratio: 0.90% |
Conventional | 1 | 0.3% | 100% | $405,000 | View |
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1521 N Cooper St Ste 100, Arlington, TX 76011 A5.0 ★Texas Ratio: 9.89% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
Fort Worth Community Credit Union
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520 |
Conventional | 1 | 0.3% | 100% | $75,000 | |
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2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
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720 S Greenville Ave, Allen, TX 75002 B+4.0 ★Texas Ratio: 2.41% |
Conventional | 1 | 0.3% | 100% | $345,000 | View |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Sfmc, LP
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Conventional, FHA, VA | 6 | 1.9% | 75% | $335,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA, VA | 6 | 1.9% | 100% | $470,000 | |
Nationstar Mortgage
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Conventional | 4 | 1.3% | 100% | $192,500 | |
Right Start Mortgage, Inc
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FHA | 3 | 1% | 100% | $318,333 | |
Primelending
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Conventional, FHA | 2 | 0.6% | 100% | $275,000 | |
Envoy Mortgage, Ltd
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FHA | 2 | 0.6% | 100% | $210,000 | |
Ark-La-Tex Financial Services LLC
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FHA, VA | 2 | 0.6% | 100% | $325,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $165,000 | |
Click n' Close, Inc.
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Conventional | 1 | 0.3% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
FHA | 1 | 0.3% | 100% | $465,000 | View |
Loanpeople, LLC
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Conventional | 1 | 0.3% | 100% | $165,000 | |
Certified Funding, L.P.
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Conventional | 1 | 0.3% | 100% | $95,000 | |
DHI Mortgage Company, LTD.
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Conventional | 1 | 0.3% | 50% | $305,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 27 | 8.7% | 76.3% | $354,259 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 27 | 8.7% | 84.4% | $267,222 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 12 | 3.9% | 100% | $316,666 | |
Lower, LLC
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Conventional, FHA, VA | 10 | 3.2% | 83.3% | $369,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 10 | 3.2% | 100% | $314,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, VA | 9 | 2.9% | 100% | $263,888 | View |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA | 9 | 2.9% | 100% | $415,000 | |
Freedom Mortgage Corporation
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FHA, VA | 8 | 2.6% | 100% | $407,500 | |
Pennymac Loan Services LLC
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Conventional, FHA | 7 | 2.3% | 87.5% | $106,428 | |
American Portfolio Mortgage Corporation
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Conventional, FHA, VA | 6 | 1.9% | 100% | $303,333 | |
New American Funding, LLC.
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Conventional, FHA | 6 | 1.9% | 100% | $200,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, USDA | 5 | 1.6% | 100% | $105,000 | View |
Mortgage Research Center
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VA | 5 | 1.6% | 100% | $413,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA, VA | 4 | 1.3% | 57.1% | $390,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 4 | 1.3% | 100% | $332,500 | |
Union Home Mortgage Corp.
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FHA, VA | 4 | 1.3% | 100% | $385,000 | |
Cardinal Financial Company, Li
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Conventional, FHA, USDA | 4 | 1.3% | 100% | $167,500 | |
Planet Home Lending, LLC
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FHA, VA | 4 | 1.3% | 100% | $395,000 | |
Sierra Pacific Mortgage Co. Inc
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FHA | 4 | 1.3% | 100% | $387,500 | |
Mortgage Solutions of Colorado
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VA | 4 | 1.3% | 100% | $375,000 | |
21St Mortgage
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Conventional | 4 | 1.3% | 60% | $155,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 4 | 1.3% | 100% | $437,500 | |
Cadence Bank
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Conventional, FHA | 3 | 1% | 100% | $308,333 | |
Equity Prime Mortgage LLC
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Conventional, VA | 3 | 1% | 100% | $251,666 | |
Kind Lending, LLC
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Conventional, USDA | 3 | 1% | 75% | $325,000 | |
Southwest Stage Funding LLC
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Conventional, FHA | 3 | 1% | 100% | $191,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 3 | 1% | 100% | $201,666 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 3 | 1% | 37.5% | $138,333 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA | 2 | 0.6% | 100% | $145,000 | View |
Newrez LLC
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FHA, VA | 2 | 0.6% | 66.7% | $335,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 2 | 0.6% | 46.2% | $190,000 | View |
American Financial Network, Inc.
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Conventional, FHA | 2 | 0.6% | 100% | $195,000 | |
Mortgage Financial Services
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Conventional, FHA | 2 | 0.6% | 100% | $450,000 | |
Spring Eq, LLC
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Conventional | 2 | 0.6% | 66.7% | $125,000 | |
Village Capital & Investment
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VA | 2 | 0.6% | 100% | $530,000 | |
Goodleap, LLC
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FHA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 4.84% |
Conventional | 1 | 0.3% | 100% | $435,000 | View |
First Community Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $685,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 0.3% | 100% | $255,000 | |
Neighborhood Loans, Inc
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Conventional | 1 | 0.3% | 100% | $5,000 | |
Legacy Mortgage
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FHA | 1 | 0.3% | 100% | $355,000 | |
Assurance Financial Group, L.L.C.
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Conventional | 1 | 0.3% | 100% | $125,000 | |
AAFMAA Mortgage Services LLC
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Conventional | 1 | 0.3% | 50% | $505,000 | |
Securitynational Mortgage Company
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FHA | 1 | 0.3% | 100% | $165,000 | |
American Federal Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $405,000 | |
Bay Equity LLC
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Conventional | 1 | 0.3% | 100% | $295,000 | |
Calcon Mutual Mortgage LLC
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FHA | 1 | 0.3% | 100% | $235,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $245,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 0.3% | 100% | $475,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $195,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 0.3% | 100% | $385,000 | View |
The Mortgage Link, Inc.
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FHA | 1 | 0.3% | 100% | $195,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.3% | 50% | $305,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
ANECA Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Alvarado Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Alvarado, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Alvarado? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Alvarado in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Alvarado, TX
Use these to narrow the list above. Each category shows how many Alvarado, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Alvarado, TX
Independent mortgage companies closed 79 percent of home loans in Alvarado, Texas in 2025, banks 18.1 percent and credit unions 2.9 percent. Everett Financial, Inc. was the largest mortgage company, First Financial Bank the largest bank and Eecu the largest credit union. Among lenders headquartered in Texas, First Financial Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Alvarado, TX
By home loans closed in 2025, First Financial Bank was the largest mortgage lender in Alvarado, Texas with 4 loans, about 1.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
43 lenders closed FHA loans in Alvarado, Texas in 2025, led by United Wholesale Mortgage with 9. 22 lenders closed VA loans, led by Freedom Mortgage Corporation, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 6 credit unions closed home loans in Alvarado, Texas in 2025, alongside 60 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Alvarado, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Alvarado, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Alvarado. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
