Mortgage Lenders and Brokers in Waverly, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Waverly, Tennessee mortgage lenders include FirstbankFirstbank416 W Main St, Waverly, TN 37185A5.0 ★Texas Ratio: 7.51%, First Federal BankFirst Federal Bank122 W Main St, Waverly, TN 37185A+5.0 ★Texas Ratio: 3.11%, Apex BankApex Bank201 W Main St, Waverly, TN 37185A-4.9 ★Texas Ratio: 15.84%, Regions BankRegions Bank402 West Main Street, Waverly, TN 37185A+5.0 ★Texas Ratio: 4.37%, First Community Mortgage, Inc.First Community Mortgage, Inc.2681 Boones Creek Rd, Johnson City, TN 37615A+5.0 ★Texas Ratio: 3.36%, Bank of DicksonBank of Dickson101 N Main St, Dickson, TN 37055A+5.0 ★Texas Ratio: 0.00%, Ascend Federal Credit UnionAscend Federal Credit Union782 Old Hickory Blvd, Brentwood, TN 37027A+5.0 ★Texas Ratio: 2.35%, US Bank, N.A.US Bank, N.A.929 Bell Rd, Antioch, TN 37013A+5.0 ★Texas Ratio: 2.85%, Renasant BankRenasant Bank6671 Summer Ave, Bartlett, TN 38134A+5.0 ★Texas Ratio: 4.72%, and Centennial BankCentennial Bank119 Main Street, Adamsville, TN 38310A5.0 ★Texas Ratio: 9.59%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Waverly, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Waverly are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Waverly, Tennessee
Market share is the lender's share of all home loans closed in Waverly, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Waverly 416 W Main St, Waverly, TN 37185 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA, VA, USDA, HELOC | 11 +5 HELOCs |
9.4% | 91.7% | $220,454 | View |
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1 office in Waverly 122 W Main St, Waverly, TN 37185 A+5.0 ★Texas Ratio: 3.11% |
Conventional | 9 | 7.7% | 90% | $126,111 | View |
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1 office in Waverly 201 W Main St, Waverly, TN 37185 A-4.9 ★Texas Ratio: 15.84% |
Conventional | 4 | 3.4% | 80% | $110,000 | View |
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1 office in Waverly 402 West Main Street, Waverly, TN 37185 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 2 +9 HELOCs |
1.7% | 50% | $90,000 | View |
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2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
Conventional, FHA, USDA | 3 | 2.6% | 100% | $258,333 | View |
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101 N Main St, Dickson, TN 37055 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 1.7% | 100% | $70,000 | View |
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782 Old Hickory Blvd, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 2.35% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $225,000 | View |
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929 Bell Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.9% | 33.3% | $55,000 | View |
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6671 Summer Ave, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.9% | 100% | $205,000 | View |
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119 Main Street, Adamsville, TN 38310 A5.0 ★Texas Ratio: 9.59% |
Conventional | 1 | 0.9% | 100% | $325,000 | View |
Community Mortgage Corporation
1007 Us Highway 45 N, Henderson, TN 38340 |
Conventional | 1 | 0.9% | 100% | $215,000 | |
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9059 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.9% | 100% | $185,000 | View |
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106 Washington Ave, Athens, TN 37303 A+5.0 ★Texas Ratio: 4.98% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Legacy Home Loans, LLC
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Conventional | 1 | 0.9% | 100% | $385,000 | |
Mortgage Investors Group
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Conventional | 1 | 0.9% | 50% | $335,000 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA | 17 | 14.5% | 94.4% | $217,941 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 7 | 6% | 77.8% | $257,857 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 5 | 4.3% | 100% | $217,000 | |
Cmg Mortgage Inc
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Conventional, FHA, VA | 4 | 3.4% | 100% | $307,500 | |
Mortgage Research Center
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VA | 4 | 3.4% | 80% | $292,500 | |
Gershman Investment Corp.
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Conventional, FHA, USDA | 4 | 3.4% | 100% | $155,000 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 2.6% | 100% | $115,000 | |
Kind Lending, LLC
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Conventional, USDA | 2 | 1.7% | 66.7% | $235,000 | |
Pennymac Loan Services LLC
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FHA, VA | 2 | 1.7% | 66.7% | $185,000 | |
loanDepot.com LLC
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Conventional, VA | 2 | 1.7% | 100% | $180,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 1.7% | 100% | $515,000 | View |
Mortgage Solutions of Colorado
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VA | 2 | 1.7% | 100% | $185,000 | |
Everett Financial, Inc.
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FHA | 1 | 0.9% | 100% | $195,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.9% | 100% | $515,000 | |
Newrez LLC
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VA | 1 | 0.9% | 100% | $225,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.9% | 100% | $315,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.9% | 100% | $305,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.9% | 100% | $235,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.9% | 25% | $35,000 | |
Michigan Mutual, Inc
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FHA | 1 | 0.9% | 100% | $115,000 | |
Discover Bank
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Conventional | 1 | 0.9% | 33.3% | $115,000 | |
ClearPath Lending
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VA | 1 | 0.9% | 100% | $255,000 | |
Flat Branch Mortgage, Inc.
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FHA | 1 | 0.9% | 100% | $215,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.9% | 100% | $375,000 | |
New Day Financial, LLC.
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VA | 1 | 0.9% | 100% | $165,000 | |
T2 Financial LLC
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FHA | 1 | 0.9% | 100% | $145,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.9% | 100% | $75,000 | |
Lower, LLC
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FHA | 1 | 0.9% | 100% | $225,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 0.9% | 100% | $235,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.9% | 100% | $175,000 | |
Paramount Residential Mortgage
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VA | 1 | 0.9% | 100% | $435,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.9% | 50% | $185,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.9% | 50% | $55,000 | |
Goprime Mortgage, Inc.
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VA | 1 | 0.9% | 100% | $235,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.9% | 100% | $175,000 | |
Village Capital & Investment
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VA | 1 | 0.9% | 100% | $255,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Waverly Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Waverly, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Waverly? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Waverly in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Waverly, TN
Use these to narrow the list above. Each category shows how many Waverly, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Waverly, TN
Independent mortgage companies closed 65.8 percent of home loans in Waverly, Tennessee in 2025, banks 32.5 percent and credit unions 1.7 percent. Community Mortgage Corporation was the largest mortgage company, Firstbank the largest bank and Ascend Federal Credit Union the largest credit union. Among lenders headquartered in Tennessee, Firstbank led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Waverly, TN
By home loans closed in 2025, Firstbank was the largest mortgage lender in Waverly, Tennessee with 11 loans, about 9.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Waverly, Tennessee in 2025, led by Rocket Mortgage with 7. 18 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 2 credit unions closed home loans in Waverly, Tennessee in 2025, alongside 36 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Waverly, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Waverly, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Waverly. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
