Mortgage Lenders and Brokers in Tusculum, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Tusculum, Tennessee mortgage lenders include Eastman Credit UnionEastman Credit Union1911 Highway 394, Blountville, TN 37617 5349A+5.0 ★Texas Ratio: 1.56%, Consumer Credit UnionConsumer Credit Union3634 E Andrew Johnson Hwy, Greeneville, TN 37745A+5.0 ★Texas Ratio: 0.68%, Andrew Johnson BankAndrew Johnson Bank4425 Ocoee St N, Cleveland, TN 37312A5.0 ★Texas Ratio: 6.04%, Heritage Community BankHeritage Community Bank1435 70 Bypass, Greeneville, TN 37743A+5.0 ★Texas Ratio: 0.20%, Apex BankApex Bank65 Main St, Big Sandy, TN 38221A-4.9 ★Texas Ratio: 15.84%, First Horizon BankFirst Horizon Bank112 S Hall Rd, Alcoa, TN 37701A+5.0 ★Texas Ratio: 5.76%, Elizabethton Federal Savings BankElizabethton Federal Savings Bank400 Bemberg Rd, Elizabethton, TN 37643A+5.0 ★Texas Ratio: 0.47%, TruPoint BankTruPoint Bank441 Richmond St, Church Hill, TN 37642A+5.0 ★Texas Ratio: 0.13%, Regions BankRegions Bank216 S Calderwood St, Alcoa, TN 37701A+5.0 ★Texas Ratio: 4.37%, and Wells Fargo Bank NAWells Fargo Bank NA9059 Us Highway 64, Arlington, TN 38002A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Tusculum, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Tusculum are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Tusculum, Tennessee
Market share is the lender's share of all home loans closed in Tusculum, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1911 Highway 394, Blountville, TN 37617 5349 A+5.0 ★Texas Ratio: 1.56% |
Conventional, HELOC | 29 +26 HELOCs |
17% | 76.3% | $167,068 | View |
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3634 E Andrew Johnson Hwy, Greeneville, TN 37745 A+5.0 ★Texas Ratio: 0.68% |
Conventional | 8 | 4.7% | 90% | $166,250 | View |
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4425 Ocoee St N, Cleveland, TN 37312 A5.0 ★Texas Ratio: 6.04% |
Conventional | 7 | 4.1% | 88.9% | $290,714 | View |
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1435 70 Bypass, Greeneville, TN 37743 A+5.0 ★Texas Ratio: 0.20% |
Conventional | 3 | 1.8% | 60% | $295,000 | View |
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65 Main St, Big Sandy, TN 38221 A-4.9 ★Texas Ratio: 15.84% |
Conventional | 3 | 1.8% | 75% | $101,666 | View |
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★ 5 stars, 1 review 112 S Hall Rd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 2 +4 HELOCs |
1.2% | 100% | $405,000 | View |
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400 Bemberg Rd, Elizabethton, TN 37643 A+5.0 ★Texas Ratio: 0.47% |
Conventional | 2 | 1.2% | 100% | $520,000 | View |
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441 Richmond St, Church Hill, TN 37642 A+5.0 ★Texas Ratio: 0.13% |
Conventional | 2 | 1.2% | 66.7% | $255,000 | View |
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216 S Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 66.7% | $205,000 | View |
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9059 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.6% | 50% | $115,000 | View |
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1113 Hunters Xing, Alcoa, TN 37701 1852 A+5.0 ★Texas Ratio: 2.34% |
Conventional | 1 | 0.6% | 100% | $105,000 | View |
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6671 Summer Ave, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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5000 Maryland Way, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 5 | 2.9% | 50% | $131,000 | |
Mortgage Investors Group
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Conventional | 1 | 0.6% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA | 13 | 7.6% | 92.9% | $126,538 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 10 | 5.8% | 90.9% | $249,000 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, Jumbo | 9 | 5.3% | 100% | $458,333 | |
Cardinal Financial Company, Li
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Conventional, FHA | 7 | 4.1% | 90.9% | $153,571 | |
Gvc Mortgage, Inc.
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Conventional, FHA | 6 | 3.5% | 100% | $256,666 | |
Mortgage Research Center
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VA | 6 | 3.5% | 60% | $310,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA | 6 | 3.5% | 100% | $181,666 | |
Pennymac Loan Services LLC
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FHA | 4 | 2.3% | 100% | $310,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 1.8% | 100% | $308,333 | |
Ross Mortgage Corporation
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Conventional, FHA, VA | 3 | 1.8% | 100% | $255,000 | |
Atlantic Bay Mortgage Group
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Conventional, VA | 3 | 1.8% | 100% | $381,666 | |
American Financial Resources LLC
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Conventional, FHA | 2 | 1.2% | 100% | $215,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 1.2% | 100% | $250,000 | |
Kind Lending, LLC
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FHA, VA | 2 | 1.2% | 100% | $230,000 | |
Guild Mortgage Company
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Conventional, USDA | 2 | 1.2% | 100% | $155,000 | |
Planet Home Lending, LLC
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FHA, VA | 2 | 1.2% | 100% | $265,000 | |
Farm Credit Mid-America, Aca
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Conventional | 2 | 1.2% | 100% | $295,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 2 | 1.2% | 100% | $265,000 | |
Leaderone Financial Corp.
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Conventional, Jumbo | 2 | 1.2% | 100% | $680,000 | |
Village Capital & Investment
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VA | 2 | 1.2% | 100% | $265,000 | |
State Employees' Credit Union
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Conventional | 1 | 0.6% | 100% | $275,000 | |
Goodleap, LLC
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Conventional | 1 | 0.6% | 100% | $95,000 | |
Everett Financial, Inc.
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FHA | 1 | 0.6% | 100% | $145,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.6% | 100% | $595,000 | |
Newrez LLC
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FHA | 1 | 0.6% | 100% | $275,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.6% | 50% | $145,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
VA | 1 | 0.6% | 100% | $195,000 | View |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.6% | 100% | $275,000 | |
American Financing Corporation
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FHA | 1 | 0.6% | 100% | $65,000 | |
Sierra Pacific Mortgage Co. Inc
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FHA | 1 | 0.6% | 50% | $305,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $315,000 | |
Summit Funding.Inc
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VA | 1 | 0.6% | 100% | $255,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.6% | 50% | $125,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.6% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.6% | 100% | $325,000 | View |
Lower, LLC
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Conventional | 1 | 0.6% | 50% | $95,000 | |
Fairway Independent Mort Corp
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VA | 1 | 0.6% | 100% | $385,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.6% | 33.3% | $85,000 | |
Chartway FCU
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Nextmortgage, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Bank and Trust Company
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HELOC | 0 +1 HELOCs |
0% | n/a |
Tusculum Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Tusculum, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Tusculum? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Tusculum in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Tusculum, TN
Use these to narrow the list above. Each category shows how many Tusculum, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Tusculum, TN
Independent mortgage companies closed 62.6 percent of home loans in Tusculum, Tennessee in 2025, banks 13.5 percent and credit unions 24 percent. Vanderbilt Mortgage and Finance, Inc was the largest mortgage company, Andrew Johnson Bank the largest bank and Eastman Credit Union the largest credit union. Among lenders headquartered in Tennessee, Eastman Credit Union led with 29 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Tusculum, TN
By home loans closed in 2025, Eastman Credit Union was the largest mortgage lender in Tusculum, Tennessee with 29 loans, about 17 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Tusculum, Tennessee in 2025, led by United Wholesale Mortgage with 4. 15 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 6 credit unions closed home loans in Tusculum, Tennessee in 2025, alongside 37 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Tusculum, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Tusculum, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Tusculum. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
