Mortgage Lenders and Brokers in South Carthage, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
South Carthage, Tennessee mortgage lenders include Citizens BankCitizens Bank844 Volunteer Pkwy, Bristol, TN 37620A5.0 ★Texas Ratio: 6.25%, Wilson Bank and TrustWilson Bank and Trust306 Brush Creek Rd, Alexandria, TN 37012A+5.0 ★Texas Ratio: 4.75%, Southern Bank of TennesseeSouthern Bank of Tennessee5109 Peter Taylor Park Drive Ste 200, Brentwood, TN 37027A+5.0 ★Texas Ratio: 0.38%, Wellworth BankWellworth Bank100 N Public Sq, Alexandria, TN 37012A5.0 ★Texas Ratio: 9.78%, Community Mortgage CorporationCommunity Mortgage Corporation1007 Us Highway 45 N, Henderson, TN 38340, FirstbankFirstbank8398 Us Highway 64, Bartlett, TN 38133A5.0 ★Texas Ratio: 7.51%, US Bank, N.A.US Bank, N.A.929 Bell Rd, Antioch, TN 37013A+5.0 ★Texas Ratio: 2.85%, First Community Mortgage, Inc.First Community Mortgage, Inc.2681 Boones Creek Rd, Johnson City, TN 37615A+5.0 ★Texas Ratio: 3.36%, Macon Bank and Trust CompanyMacon Bank and Trust Company201 Main St, Celina, TN 38551, and BankTennesseeBankTennessee1917 Highway 394, Blountville, TN 37617A+5.0 ★Texas Ratio: 4.09%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in South Carthage, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in South Carthage are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in South Carthage, Tennessee
Market share is the lender's share of all home loans closed in South Carthage, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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844 Volunteer Pkwy, Bristol, TN 37620 A5.0 ★Texas Ratio: 6.25% |
Conventional | 20 | 12.5% | 100% | $205,500 | View |
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306 Brush Creek Rd, Alexandria, TN 37012 A+5.0 ★Texas Ratio: 4.75% |
Conventional, USDA, HELOC | 11 +6 HELOCs |
6.9% | 100% | $318,636 | View |
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5109 Peter Taylor Park Drive Ste 200, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 0.38% |
Conventional | 3 | 1.9% | 100% | $351,666 | View |
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100 N Public Sq, Alexandria, TN 37012 A5.0 ★Texas Ratio: 9.78% |
Conventional, HELOC | 2 +6 HELOCs |
1.2% | 100% | $170,000 | View |
Community Mortgage Corporation
1007 Us Highway 45 N, Henderson, TN 38340 |
Conventional, FHA | 2 | 1.2% | 100% | $240,000 | |
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8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
VA, USDA | 2 | 1.2% | 100% | $410,000 | View |
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929 Bell Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.6% | 100% | $265,000 | View |
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2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
FHA | 1 | 0.6% | 100% | $365,000 | View |
Macon Bank and Trust Company
201 Main St, Celina, TN 38551 |
Conventional | 1 | 0.6% | 100% | $185,000 | |
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1917 Highway 394, Blountville, TN 37617 A+5.0 ★Texas Ratio: 4.09% |
Conventional | 1 | 0.6% | 100% | $325,000 | View |
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404 Main St, Baxter, TN 38544 A+5.0 ★Texas Ratio: 0.10% |
Conventional | 1 | 0.6% | 100% | $375,000 | View |
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2050 Lowes Dr, Clarksville, TN 37040 1620 A+5.0 ★Texas Ratio: 3.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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6186 Stage Rd, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 9005 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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782 Old Hickory Blvd, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 2.35% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Acopia, LLC
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FHA | 2 | 1.2% | 100% | $290,000 | |
Mortgage Investors Group
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Conventional, FHA | 2 | 1.2% | 100% | $300,000 | |
Legacy Home Loans, LLC
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Conventional | 1 | 0.6% | 100% | $215,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.6% | 100% | $85,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 14 | 8.8% | 87.5% | $350,000 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA | 14 | 8.8% | 71.4% | $224,285 | View |
Success Mortgage Partners, Inc
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Conventional, FHA, VA | 7 | 4.4% | 100% | $416,428 | |
Mortgage Research Center
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VA | 6 | 3.8% | 100% | $320,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 5 | 3.1% | 100% | $193,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 3 | 1.9% | 100% | $138,333 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 1.9% | 75% | $425,000 | |
Amerisave Mortgage Company
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Conventional | 3 | 1.9% | 100% | $105,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional, FHA | 3 | 1.9% | 100% | $428,333 | View |
Cmg Mortgage Inc
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Conventional | 3 | 1.9% | 100% | $248,333 | |
Union Home Mortgage Corp.
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Conventional, FHA, USDA | 3 | 1.9% | 100% | $125,000 | |
Interlinc Mortgage Services, LLC
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FHA, VA | 2 | 1.2% | 100% | $455,000 | |
Liberty Federal Credit Union
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Conventional | 2 | 1.2% | 100% | $405,000 | |
American Financial Resources LLC
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FHA, VA | 2 | 1.2% | 66.7% | $455,000 | |
Primary Residential Mortgage, INC.
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FHA | 2 | 1.2% | 100% | $315,000 | |
Freedom Mortgage Corporation
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FHA | 2 | 1.2% | 100% | $355,000 | |
Newrez LLC
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FHA | 2 | 1.2% | 66.7% | $435,000 | |
CrossCountry Mortgage, LLC
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FHA | 2 | 1.2% | 100% | $285,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 2 | 1.2% | 100% | $180,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.2% | 100% | $45,000 | |
Farm Credit Mid-America, Aca
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Conventional | 2 | 1.2% | 100% | $280,000 | |
Ruoff Mortgage Company
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FHA | 1 | 0.6% | 100% | $245,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.6% | 100% | $245,000 | |
PHH Mortgage Corporation
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VA | 1 | 0.6% | 100% | $355,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.6% | 100% | $685,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.6% | 100% | $315,000 | View |
Discover Bank
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Conventional | 1 | 0.6% | 33.3% | $55,000 | |
American Financing Corporation
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Conventional | 1 | 0.6% | 50% | $265,000 | |
ClearPath Lending
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VA | 1 | 0.6% | 100% | $225,000 | |
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★ 4 stars, 1 review A4.9 ★Texas Ratio: 5.48% |
Conventional | 1 | 0.6% | 100% | $195,000 | View |
First Colony Mortgage Corporat
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Conventional | 1 | 0.6% | 100% | $315,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 0.6% | 100% | $355,000 | |
Service Federal Credit Union
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VA | 1 | 0.6% | 100% | $505,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.6% | 100% | $325,000 | |
Stg Mortgage Inc
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VA | 1 | 0.6% | 100% | $265,000 | |
Land Home Financial Services,
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FHA | 1 | 0.6% | 100% | $335,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.6% | 100% | $205,000 | |
Waterstone Mortgage Corporation
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FHA | 1 | 0.6% | 100% | $295,000 | |
Towne Mortgage Company
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FHA | 1 | 0.6% | 100% | $325,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $275,000 | |
Iserve Residential Lending
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USDA | 1 | 0.6% | 100% | $275,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.6% | 100% | $55,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.6% | 100% | $975,000 | View |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.6% | 100% | $55,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.6% | 100% | $105,000 | |
Southwest Funding LP
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Conventional | 1 | 0.6% | 100% | $235,000 | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
South Carthage Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in South Carthage, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in South Carthage? The list below shows the banks, credit unions and mortgage brokers that closed home loans in South Carthage in 2025, with lenders based there listed first.
Types of Mortgage Lenders in South Carthage, TN
Use these to narrow the list above. Each category shows how many South Carthage, TN lenders fit and what that kind of lender is usually best for.
Who Lends in South Carthage, TN
Independent mortgage companies closed 65.6 percent of home loans in South Carthage, Tennessee in 2025, banks 31.9 percent and credit unions 2.5 percent. Community Mortgage Corporation was the largest mortgage company, Citizens Bank the largest bank and Fortera Federal Credit Union the largest credit union. Among lenders headquartered in Tennessee, Citizens Bank led with 20 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in South Carthage, TN
By home loans closed in 2025, Citizens Bank was the largest mortgage lender in South Carthage, Tennessee with 20 loans, about 12.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in South Carthage, Tennessee in 2025, led by United Wholesale Mortgage with 5. 13 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 6 credit unions closed home loans in South Carthage, Tennessee in 2025, alongside 42 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in South Carthage, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in South Carthage, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up South Carthage. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
