Mortgage Lenders and Brokers in Somerville, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Somerville, Tennessee mortgage lenders include Regions BankRegions Bank16880 Us Highway 64, Somerville, TN 38068A+5.0 ★Texas Ratio: 4.37%, Trustmark BankTrustmark Bank16790 Us 64, Somerville, TN 38068A+5.0 ★Texas Ratio: 2.40%, The Bank of Fayette CountyThe Bank of Fayette County15995 Us Highway 64, Somerville, TN 38068A5.0 ★Texas Ratio: 10.25%, Leaders Credit UnionLeaders Credit Union5530 Airline Rd, Arlington, TN 38002A+5.0 ★Texas Ratio: 4.77%, US Bank, N.A.US Bank, N.A.929 Bell Rd, Antioch, TN 37013A+5.0 ★Texas Ratio: 2.85%, Pinnacle BankPinnacle Bank5308 Mount View Rd, Antioch, TN 37013A+5.0 ★Texas Ratio: 3.04%, Community Mortgage CorporationCommunity Mortgage Corporation1007 Us Highway 45 N, Henderson, TN 38340, Bartlett Mortgage Inc.Bartlett Mortgage Inc.9915 Us Highway 64, Arlington, TN 38002A-4.9 ★Texas Ratio: 16.60%, First South Financial Federal Credit UnionFirst South Financial Federal Credit Union11624 Highway 51 S, Atoka, TN 38004A+5.0 ★Texas Ratio: 0.35%, and Guaranty Bank & Trust CompanyGuaranty Bank & Trust Company51 Germantown Ct, Cordova, TN 38018A-5.0 ★Texas Ratio: 14.15%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Somerville, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Somerville are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Somerville, Tennessee
Market share is the lender's share of all home loans closed in Somerville, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Somerville 16880 Us Highway 64, Somerville, TN 38068 A+5.0 ★Texas Ratio: 4.37% |
Conventional, VA, HELOC | 5 +2 HELOCs |
3.1% | 38.5% | $213,000 | View |
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1 office in Somerville 16790 Us 64, Somerville, TN 38068 A+5.0 ★Texas Ratio: 2.40% |
Conventional, FHA, HELOC | 2 +7 HELOCs |
1.3% | 100% | $300,000 | View |
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15995 Us Highway 64, Somerville, TN 38068 A5.0 ★Texas Ratio: 10.25% |
Conventional | 10 | 6.3% | 83.3% | $215,000 | View |
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5530 Airline Rd, Arlington, TN 38002 A+5.0 ★Texas Ratio: 4.77% |
Conventional, FHA, VA, HELOC | 4 +3 HELOCs |
2.5% | 100% | $377,500 | View |
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929 Bell Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 4 | 2.5% | 100% | $220,000 | View |
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5308 Mount View Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 3.04% |
Conventional, FHA, VA | 3 | 1.9% | 100% | $431,666 | View |
Community Mortgage Corporation
1007 Us Highway 45 N, Henderson, TN 38340 |
Conventional, FHA | 3 | 1.9% | 100% | $335,000 | |
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9915 Us Highway 64, Arlington, TN 38002 A-4.9 ★Texas Ratio: 16.60% |
Conventional, VA | 2 | 1.3% | 100% | $280,000 | View |
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11624 Highway 51 S, Atoka, TN 38004 A+5.0 ★Texas Ratio: 0.35% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 100% | $275,000 | View |
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51 Germantown Ct, Cordova, TN 38018 A-5.0 ★Texas Ratio: 14.15% |
Conventional | 1 | 0.6% | 100% | $515,000 | View |
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7663 Highway 51 S, Brighton, TN 38011 A+5.0 ★Texas Ratio: 0.40% |
VA, Jumbo | 1 | 0.6% | 100% | $1,045,000 | View |
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50 Fed Ex Pkwy, Collierville, TN 38017 8711 A+5.0 ★Texas Ratio: 3.13% |
Conventional | 1 | 0.6% | 100% | $35,000 | View |
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7845 US Highway 64, Bartlett, TN 38133 4007 A+5.0 ★Texas Ratio: 2.54% |
Conventional | 1 | 0.6% | 100% | $325,000 | View |
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5340 Airline Rd, Arlington, TN 38002 A5.0 ★Texas Ratio: 9.21% |
FHA | 1 | 0.6% | 100% | $205,000 | View |
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119 Main Street, Adamsville, TN 38310 A5.0 ★Texas Ratio: 9.59% |
Conventional | 1 | 0.6% | 100% | $385,000 | View |
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5751 Stage Rd, Bartlett, TN 38134 4515 A+5.0 ★Texas Ratio: 2.01% |
Conventional | 1 | 0.6% | 50% | $65,000 | View |
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8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.6% | 66.7% | $255,000 | View |
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★ 1.7 stars, 3 reviews 4216 Century Farms Ter, Antioch, TN 37013 A+5.0 ★Texas Ratio: 4.24% |
FHA | 1 | 0.6% | 100% | $85,000 | View |
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★ 5 stars, 1 review 112 S Hall Rd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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9915 Us Highway 64, Arlington, TN 38002 A-4.9 ★Texas Ratio: 16.60% |
HELOC | 0 +2 HELOCs |
0% | 100% | View | |
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★ 1 stars, 1 review 9005 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Investors Group
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Conventional, FHA, USDA | 3 | 1.9% | 100% | $308,333 | |
21St Mortgage
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Conventional | 2 | 1.3% | 40% | $155,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 1.3% | 40% | $90,000 | |
Cadence Bank
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Conventional, FHA, VA, Jumbo, HELOC | 28 +18 HELOCs |
17.6% | 93.3% | $329,642 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA, USDA | 15 | 9.4% | 83.3% | $297,666 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA | 11 | 6.9% | 80% | $255,909 | View |
Mortgage Research Center
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VA | 4 | 2.5% | 80% | $440,000 | |
First Citizens National Bank
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Conventional, USDA, Jumbo, HELOC | 3 +2 HELOCs |
1.9% | 100% | $528,333 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 3 | 1.9% | 83.3% | $261,666 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 1.9% | 66.7% | $288,333 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 3 | 1.9% | 100% | $235,000 | |
Originpoint, LLC
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Conventional, FHA | 2 | 1.3% | 100% | $110,000 | |
Pennymac Loan Services LLC
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FHA, VA | 2 | 1.3% | 100% | $285,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 2 | 1.3% | 100% | $150,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.3% | 100% | $75,000 | |
The Loan Store, Inc
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Conventional | 2 | 1.3% | 100% | $230,000 | |
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A+5.0 ★Texas Ratio: 3.54% |
Conventional | 2 | 1.3% | 100% | $210,000 | View |
Lower, LLC
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Conventional, FHA | 2 | 1.3% | 100% | $150,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 1.3% | 50% | $140,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.6% | 50% | $205,000 | |
Primelending
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FHA | 1 | 0.6% | 100% | $185,000 | |
Everett Financial, Inc.
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VA | 1 | 0.6% | 100% | $395,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.6% | 50% | $205,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.6% | 25% | $65,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.6% | 100% | $65,000 | View |
Discover Bank
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Conventional | 1 | 0.6% | 50% | $35,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.6% | 100% | $215,000 | |
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C+4.2 ★Texas Ratio: 24.96% |
Conventional | 1 | 0.6% | 100% | $275,000 | View |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.6% | 100% | $335,000 | |
Teachers Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $15,000 | |
T2 Financial LLC
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USDA | 1 | 0.6% | 100% | $185,000 | |
Baxter Credit Union
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Conventional | 1 | 0.6% | 100% | $115,000 | |
Stockton Mortgage Corporation
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FHA | 1 | 0.6% | 100% | $65,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.6% | 100% | $265,000 | |
Nationwide Mortgage Bankers, Inc.
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FHA | 1 | 0.6% | 100% | $265,000 | |
CSL Financial, LLC
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Conventional | 1 | 0.6% | 100% | $85,000 | |
Farm Credit Mid-America, Aca
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Conventional, Jumbo | 1 | 0.6% | 100% | $815,000 | |
Gmfs, LLC
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Conventional | 1 | 0.6% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 1.39% |
FHA | 1 | 0.6% | 100% | $265,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.6% | 100% | $105,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.6% | 100% | $605,000 | |
Village Capital & Investment
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VA | 1 | 0.6% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Somerville Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Somerville, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Somerville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Somerville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Somerville, TN
Use these to narrow the list above. Each category shows how many Somerville, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Somerville, TN
Independent mortgage companies closed 49.1 percent of home loans in Somerville, Tennessee in 2025, banks 44.7 percent and credit unions 6.3 percent. Community Mortgage Corporation was the largest mortgage company, Regions Bank the largest bank and Leaders Credit Union the largest credit union. Among lenders headquartered in Tennessee, The Bank of Fayette County led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Somerville, TN
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Somerville, Tennessee with 5 loans, about 3.1 percent of the market. The largest lender headquartered in Tennessee was The Bank of Fayette County with 10 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
22 lenders closed FHA loans in Somerville, Tennessee in 2025, led by DHI Mortgage Company, LTD. with 8. 15 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 7 credit unions closed home loans in Somerville, Tennessee in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Somerville, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Somerville, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Somerville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
