Mortgage Lenders and Brokers in Roan Mountain, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Roan Mountain, Tennessee mortgage lenders include Bank of TennesseeBank of Tennessee8257 Highway 19 E, Roan Mountain, TN 37687A+5.0 ★Texas Ratio: 4.09%, United Community BankUnited Community Bank1087 Hunters Xing, Alcoa, TN 37701A+5.0 ★Texas Ratio: 2.97%, Northeast Community Credit UnionNortheast Community Credit Union8301 Highway 19 E, Roan Mountain, TN 37687 3343A+5.0 ★Texas Ratio: 5.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA11849 Crawford Pines Dr, Arlington, TN 38002A+5.0 ★Texas Ratio: 3.68%, Citizens BankCitizens Bank844 Volunteer Pkwy, Bristol, TN 37620A+5.0 ★Texas Ratio: 5.44%, Wells Fargo Bank NAWells Fargo Bank NA9059 Us Highway 64, Arlington, TN 38002A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank9005 Us Highway 64, Arlington, TN 38002A+5.0 ★Texas Ratio: 2.87%, Eastman Credit UnionEastman Credit Union1911 Highway 394, Blountville, TN 37617 5349A+5.0 ★Texas Ratio: 1.56%, PNC Bank N.A.PNC Bank N.A.4216 Century Farms Ter, Antioch, TN 37013A+5.0 ★Texas Ratio: 4.24%, and 21St Mortgage21St MortgageKnoxville, TN. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Roan Mountain, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Roan Mountain are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Roan Mountain, Tennessee
Market share is the lender's share of all home loans closed in Roan Mountain, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Roan Mountain 8257 Highway 19 E, Roan Mountain, TN 37687 A+5.0 ★Texas Ratio: 4.09% |
Conventional | 6 | 12.2% | 63.6% | $236,666 | View |
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1087 Hunters Xing, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 2.97% |
Conventional | 4 | 8.2% | 80% | $250,000 | View |
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8301 Highway 19 E, Roan Mountain, TN 37687 3343 A+5.0 ★Texas Ratio: 5.14% |
Conventional | 2 | 4.1% | 100% | $135,000 | View |
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11849 Crawford Pines Dr, Arlington, TN 38002 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 2% | 100% | $105,000 | View |
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844 Volunteer Pkwy, Bristol, TN 37620 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 2% | 100% | $245,000 | View |
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9059 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 2% | 100% | $105,000 | View |
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★ 1 stars, 1 review 9005 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 2% | 100% | $115,000 | View |
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1911 Highway 394, Blountville, TN 37617 5349 A+5.0 ★Texas Ratio: 1.56% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 4216 Century Farms Ter, Antioch, TN 37013 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
21St Mortgage
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Conventional | 2 | 4.1% | 100% | $185,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 4.1% | 37.5% | $135,000 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA | 10 | 20.4% | 91.7% | $249,000 | View |
State Employees' Credit Union
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Conventional | 3 | 6.1% | 60% | $161,666 | |
United Wholesale Mortgage
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Conventional, USDA | 3 | 6.1% | 60% | $218,333 | |
Movement Mortgage, LLC
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Conventional | 2 | 4.1% | 100% | $260,000 | |
Mortgage Research Center
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VA | 2 | 4.1% | 100% | $270,000 | |
Guild Mortgage Company
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Conventional | 1 | 2% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 2% | 100% | $325,000 | View |
Pentagon Federal Credit Union
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Conventional | 1 | 2% | 100% | $385,000 | |
New American Funding, LLC.
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FHA | 1 | 2% | 50% | $105,000 | |
The Loan Store, Inc
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Conventional | 1 | 2% | 100% | $185,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 2% | 100% | $435,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 2% | 100% | $55,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 2% | 100% | $465,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 2% | 100% | $245,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Bank and Trust Company
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HELOC | 0 +1 HELOCs |
0% | n/a |
Roan Mountain Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Roan Mountain, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Roan Mountain? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Roan Mountain in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Roan Mountain, TN
Use these to narrow the list above. Each category shows how many Roan Mountain, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Roan Mountain, TN
Independent mortgage companies closed 53.1 percent of home loans in Roan Mountain, Tennessee in 2025, banks 32.7 percent and credit unions 14.3 percent. 21St Mortgage was the largest mortgage company, Bank of Tennessee the largest bank and Northeast Community Credit Union the largest credit union. Among lenders headquartered in Tennessee, Bank of Tennessee led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Roan Mountain, TN
By home loans closed in 2025, Bank of Tennessee was the largest mortgage lender in Roan Mountain, Tennessee with 6 loans, about 12.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in Roan Mountain, Tennessee in 2025, led by Rocket Mortgage with 1. 2 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 5 credit unions closed home loans in Roan Mountain, Tennessee in 2025, alongside 12 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Roan Mountain, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Roan Mountain, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Roan Mountain. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
