Mortgage Lenders and Brokers in Ripley, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ripley, Tennessee mortgage lenders include Security Bank and Trust CompanySecurity Bank and Trust Company514 Highway 51 N, Ripley, TN 38063A+5.0 ★Texas Ratio: 0.12%, Regions BankRegions Bank662 Highway 51 N, Ripley, TN 38063A+5.0 ★Texas Ratio: 4.37%, BankTennesseeBankTennessee312 Cleveland St, Ripley, TN 38063A+5.0 ★Texas Ratio: 4.09%, Leaders Credit UnionLeaders Credit Union5530 Airline Rd, Arlington, TN 38002A+5.0 ★Texas Ratio: 4.77%, First Community Mortgage, Inc.First Community Mortgage, Inc.2681 Boones Creek Rd, Johnson City, TN 37615A+5.0 ★Texas Ratio: 3.36%, Bank3Bank3429 Walker Rd, Jackson, TN 38305A+5.0 ★Texas Ratio: 0.42%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA11849 Crawford Pines Dr, Arlington, TN 38002A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.929 Bell Rd, Antioch, TN 37013A+5.0 ★Texas Ratio: 2.85%, Security BankSecurity Bank2175 Saint John Ave, Dyersburg, TN 38024A+5.0 ★Texas Ratio: 2.57%, and Centennial BankCentennial Bank119 Main Street, Adamsville, TN 38310A5.0 ★Texas Ratio: 9.59%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ripley, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ripley are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ripley, Tennessee
Market share is the lender's share of all home loans closed in Ripley, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3 offices in Ripley 514 Highway 51 N, Ripley, TN 38063 A+5.0 ★Texas Ratio: 0.12% |
Conventional | 13 | 6.6% | 95.2% | $56,538 | View |
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1 office in Ripley 662 Highway 51 N, Ripley, TN 38063 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, USDA, HELOC | 10 +4 HELOCs |
5.1% | 50% | $171,000 | View |
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312 Cleveland St, Ripley, TN 38063 A+5.0 ★Texas Ratio: 4.09% |
Conventional | 20 | 10.1% | 95.5% | $87,500 | View |
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5530 Airline Rd, Arlington, TN 38002 A+5.0 ★Texas Ratio: 4.77% |
Conventional, FHA, VA, USDA, HELOC | 8 +1 HELOCs |
4% | 57.1% | $216,250 | View |
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2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
Conventional, FHA, USDA | 7 | 3.5% | 100% | $216,428 | View |
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429 Walker Rd, Jackson, TN 38305 A+5.0 ★Texas Ratio: 0.42% |
FHA, VA, USDA | 3 | 1.5% | 100% | $241,666 | View |
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11849 Crawford Pines Dr, Arlington, TN 38002 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1% | 100% | $150,000 | View |
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929 Bell Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.5% | 100% | $75,000 | View |
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2175 Saint John Ave, Dyersburg, TN 38024 A+5.0 ★Texas Ratio: 2.57% |
Conventional | 1 | 0.5% | 100% | $35,000 | View |
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119 Main Street, Adamsville, TN 38310 A5.0 ★Texas Ratio: 9.59% |
Conventional | 1 | 0.5% | 100% | $165,000 | View |
Community Mortgage Corporation
1007 Us Highway 45 N, Henderson, TN 38340 |
Conventional | 1 | 0.5% | 100% | $95,000 | |
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8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.5% | 75% | $165,000 | View |
21St Mortgage
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Conventional | 5 | 2.5% | 83.3% | $151,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 3 | 1.5% | 16.7% | $128,333 | |
Mortgage Investors Group
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Conventional, FHA | 2 | 1% | 100% | $165,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, USDA | 44 | 22.2% | 93.6% | $115,681 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA | 15 | 7.6% | 93.8% | $136,333 | View |
Cadence Bank
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Conventional, FHA, USDA, HELOC | 10 +1 HELOCs |
5.1% | 90.9% | $177,000 | |
Mortgage Research Center
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Conventional, VA, USDA | 8 | 4% | 69.2% | $250,000 | |
United Wholesale Mortgage
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FHA, VA | 6 | 3% | 87.5% | $241,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, USDA | 6 | 3% | 85.7% | $171,666 | |
Pennymac Loan Services LLC
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Conventional, FHA | 5 | 2.5% | 83.3% | $223,000 | |
First Citizens National Bank
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Conventional, HELOC | 3 +3 HELOCs |
1.5% | 80% | $148,333 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 1.5% | 100% | $248,333 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 1% | 33.3% | $130,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 1% | 66.7% | $105,000 | |
Newrez LLC
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FHA | 1 | 0.5% | 50% | $265,000 | |
loanDepot.com LLC
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FHA | 1 | 0.5% | 50% | $155,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.5% | 100% | $155,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.5% | 100% | $405,000 | View |
American Financing Corporation
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Conventional | 1 | 0.5% | 100% | $205,000 | |
Union Home Mortgage Corp.
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USDA | 1 | 0.5% | 100% | $365,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.5% | 100% | $115,000 | |
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A5.0 ★Texas Ratio: 8.17% |
VA | 1 | 0.5% | 100% | $155,000 | View |
Nationstar Mortgage
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VA | 1 | 0.5% | 100% | $345,000 | |
Stockton Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $275,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.5% | 100% | $155,000 | |
Lower, LLC
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Conventional | 1 | 0.5% | 100% | $285,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
USDA | 1 | 0.5% | 100% | $205,000 | View |
Farm Credit Mid-America, Aca
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Conventional | 1 | 0.5% | 100% | $355,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.5% | 100% | $75,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.5% | 100% | $145,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Ripley Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ripley, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Ripley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ripley in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ripley, TN
Use these to narrow the list above. Each category shows how many Ripley, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Ripley, TN
Independent mortgage companies closed 58.1 percent of home loans in Ripley, Tennessee in 2025, banks 36.9 percent and credit unions 5.1 percent. Community Mortgage Corporation was the largest mortgage company, Security Bank and Trust Company the largest bank and Leaders Credit Union the largest credit union. Among lenders headquartered in Tennessee, Security Bank and Trust Company led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ripley, TN
By home loans closed in 2025, Security Bank and Trust Company was the largest mortgage lender in Ripley, Tennessee with 13 loans, about 6.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Ripley, Tennessee in 2025, led by Fairway Independent Mort Corp with 24. 10 lenders closed VA loans, led by Mortgage Research Center, and 10 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 3 credit unions closed home loans in Ripley, Tennessee in 2025, alongside 27 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ripley, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ripley, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ripley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
