Mortgage Lenders and Brokers in Parsons, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Parsons, Tennessee mortgage lenders include FirstbankFirstbank450 Tennessee Ave S, Parsons, TN 38363A5.0 ★Texas Ratio: 7.51%, Decatur County BankDecatur County Bank169 Tennessee Ave S, Parsons, TN 38363A5.0 ★Texas Ratio: 11.40%, First Community Mortgage, Inc.First Community Mortgage, Inc.2681 Boones Creek Rd, Johnson City, TN 37615A+5.0 ★Texas Ratio: 3.36%, Carroll Bank and TrustCarroll Bank and Trust133 E Main St, Bradford, TN 38316A5.0 ★Texas Ratio: 13.53%, Leaders Credit UnionLeaders Credit Union5530 Airline Rd, Arlington, TN 38002A+5.0 ★Texas Ratio: 4.77%, US Bank, N.A.US Bank, N.A.929 Bell Rd, Antioch, TN 37013A+5.0 ★Texas Ratio: 2.85%, Old National BankOld National Bank106 Washington Ave, Athens, TN 37303A+5.0 ★Texas Ratio: 4.98%, The Peoples BankThe Peoples Bank573 E Main St, Henderson, TN 38340A5.0 ★Texas Ratio: 13.17%, First National Bank of Middle TennesseeFirst National Bank of Middle Tennessee1175 Meridian Blvd, Franklin, TN 37067A+5.0 ★Texas Ratio: 5.43%, and Community BankCommunity Bank1007 Us Highway 45 N, Henderson, TN 38340A+5.0 ★Texas Ratio: 5.60%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Parsons, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Parsons are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Parsons, Tennessee
Market share is the lender's share of all home loans closed in Parsons, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Parsons 450 Tennessee Ave S, Parsons, TN 38363 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA, VA, USDA, HELOC | 13 +6 HELOCs |
12.6% | 72.2% | $140,384 | View |
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1 office in Parsons 169 Tennessee Ave S, Parsons, TN 38363 A5.0 ★Texas Ratio: 11.40% |
Conventional | 7 | 6.8% | 100% | $149,285 | View |
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2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
Conventional, FHA, VA, USDA | 11 | 10.7% | 92.3% | $206,818 | View |
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133 E Main St, Bradford, TN 38316 A5.0 ★Texas Ratio: 13.53% |
Conventional | 4 | 3.9% | 100% | $312,500 | View |
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5530 Airline Rd, Arlington, TN 38002 A+5.0 ★Texas Ratio: 4.77% |
Conventional, HELOC | 2 +3 HELOCs |
1.9% | 100% | $110,000 | View |
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929 Bell Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA | 2 | 1.9% | 100% | $350,000 | View |
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106 Washington Ave, Athens, TN 37303 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 1% | 100% | $85,000 | View |
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573 E Main St, Henderson, TN 38340 A5.0 ★Texas Ratio: 13.17% |
Conventional | 1 | 1% | 100% | $25,000 | View |
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1175 Meridian Blvd, Franklin, TN 37067 A+5.0 ★Texas Ratio: 5.43% |
FHA | 1 | 1% | 100% | $355,000 | View |
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1007 Us Highway 45 N, Henderson, TN 38340 A+5.0 ★Texas Ratio: 5.60% |
Conventional | 1 | 1% | 100% | $135,000 | View |
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5810 Airline Rd, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.33% |
FHA | 1 | 1% | 50% | $265,000 | View |
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2310 Highway 96, Burns, TN 37029 A+5.0 ★Texas Ratio: 3.11% |
Conventional | 1 | 1% | 100% | $205,000 | View |
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10950 Highway 51 S, Atoka, TN 38004 B-4.3 ★Texas Ratio: 24.02% |
Conventional | 1 | 1% | 100% | $115,000 | View |
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216 S Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 4 | 3.9% | 36.4% | $160,000 | |
Mortgage Investors Group
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Conventional, FHA | 3 | 2.9% | 100% | $268,333 | |
21St Mortgage
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Conventional | 2 | 1.9% | 60% | $110,000 | |
Johnsonville TVA Employees Cre
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Conventional | 1 | 1% | 100% | $115,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 1% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA | 9 | 8.7% | 62.5% | $157,222 | View |
CB&S Bank
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Conventional, USDA, HELOC | 8 +7 HELOCs |
7.8% | 88.9% | $90,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 2 | 1.9% | 100% | $185,000 | |
United Wholesale Mortgage
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FHA, VA | 2 | 1.9% | 66.7% | $245,000 | |
Endeavor Capital, LLC
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FHA, VA | 2 | 1.9% | 100% | $170,000 | |
Guaranteed Rate, Inc.
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VA | 1 | 1% | 50% | $195,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 1% | 100% | $245,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 1% | 100% | $105,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 1% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 1% | 100% | $805,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 1% | 100% | $195,000 | View |
Success Mortgage Partners, Inc
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USDA | 1 | 1% | 100% | $265,000 | |
ClearPath Lending
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VA | 1 | 1% | 100% | $185,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 1% | 100% | $295,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 1% | 50% | $125,000 | View |
Wolfe Financial Inc
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Conventional | 1 | 1% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 1% | 100% | $45,000 | View |
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A5.0 ★Texas Ratio: 8.17% |
Conventional | 1 | 1% | 100% | $415,000 | View |
Nationstar Mortgage
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VA | 1 | 1% | 100% | $285,000 | |
Empeople Credit Union
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Conventional | 1 | 1% | 100% | $155,000 | |
Mortgage Research Center
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VA | 1 | 1% | 33.3% | $215,000 | |
Victorian Finance, LLC
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FHA | 1 | 1% | 100% | $215,000 | |
Stockton Mortgage Corporation
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Conventional | 1 | 1% | 100% | $195,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 1% | 100% | $155,000 | |
CSL Financial, LLC
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Conventional | 1 | 1% | 100% | $105,000 | |
Lower, LLC
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VA | 1 | 1% | 100% | $525,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 1% | 100% | $225,000 | |
Spring Eq, LLC
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Conventional | 1 | 1% | 33.3% | $25,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Redstone Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Parsons Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Parsons, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Parsons? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Parsons in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Parsons, TN
Use these to narrow the list above. Each category shows how many Parsons, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Parsons, TN
Independent mortgage companies closed 41.7 percent of home loans in Parsons, Tennessee in 2025, banks 54.4 percent and credit unions 3.9 percent. Vanderbilt Mortgage and Finance, Inc was the largest mortgage company, Firstbank the largest bank and Leaders Credit Union the largest credit union. Among lenders headquartered in Tennessee, Firstbank led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Parsons, TN
By home loans closed in 2025, Firstbank was the largest mortgage lender in Parsons, Tennessee with 13 loans, about 12.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Parsons, Tennessee in 2025, led by First Community Mortgage, Inc. with 5. 11 lenders closed VA loans, led by First Community Mortgage, Inc., and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 5 credit unions closed home loans in Parsons, Tennessee in 2025, alongside 28 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Parsons, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Parsons, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Parsons. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
