Mortgage Lenders and Brokers in Park City, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Park City, Tennessee mortgage lenders include First Community Mortgage, Inc.First Community Mortgage, Inc.2681 Boones Creek Rd, Johnson City, TN 37615A+5.0 ★Texas Ratio: 3.36%, First National Bank of PulaskiFirst National Bank of Pulaski26591 Main St, Ardmore, TN 38449A+5.0 ★Texas Ratio: 2.25%, FirstbankFirstbank8398 Us Highway 64, Bartlett, TN 38133A5.0 ★Texas Ratio: 7.51%, Regions BankRegions Bank216 S Calderwood St, Alcoa, TN 37701A+5.0 ★Texas Ratio: 4.37%, First Commerce BankFirst Commerce Bank4641 Nashville Hwy, Chapel Hill, TN 37034A+5.0 ★Texas Ratio: 0.58%, Bank of FrankewingBank of Frankewing2324 Highway 64, Frankewing, TN 38459F2.7 ★Texas Ratio: 42.60%, Ascend Federal Credit UnionAscend Federal Credit Union782 Old Hickory Blvd, Brentwood, TN 37027A+5.0 ★Texas Ratio: 2.35%, US Bank, N.A.US Bank, N.A.929 Bell Rd, Antioch, TN 37013A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA11849 Crawford Pines Dr, Arlington, TN 38002A+5.0 ★Texas Ratio: 3.68%, and Old National BankOld National Bank106 Washington Ave, Athens, TN 37303A+5.0 ★Texas Ratio: 4.98%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Park City, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Park City are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Park City, Tennessee
Market share is the lender's share of all home loans closed in Park City, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
Conventional, FHA, VA, USDA | 17 | 6.8% | 95.2% | $242,647 | View |
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26591 Main St, Ardmore, TN 38449 A+5.0 ★Texas Ratio: 2.25% |
Conventional, FHA, USDA | 14 | 5.6% | 93.3% | $270,000 | View |
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8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA, HELOC | 5 +1 HELOCs |
2% | 100% | $187,000 | View |
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216 S Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 4 +9 HELOCs |
1.6% | 66.7% | $182,500 | View |
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4641 Nashville Hwy, Chapel Hill, TN 37034 A+5.0 ★Texas Ratio: 0.58% |
Conventional | 4 | 1.6% | 100% | $275,000 | View |
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2324 Highway 64, Frankewing, TN 38459 F2.7 ★Texas Ratio: 42.60% |
Conventional, FHA | 2 | 0.8% | 66.7% | $170,000 | View |
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782 Old Hickory Blvd, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 2.35% |
Conventional | 2 | 0.8% | 100% | $130,000 | View |
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929 Bell Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 2.85% |
VA, HELOC | 1 +2 HELOCs |
0.4% | 25% | $485,000 | View |
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11849 Crawford Pines Dr, Arlington, TN 38002 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 100% | $175,000 | View |
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106 Washington Ave, Athens, TN 37303 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.4% | 100% | $325,000 | View |
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533 S Main St, Ashland City, TN 37015 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.4% | 100% | $155,000 | View |
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1175 Meridian Blvd, Franklin, TN 37067 A+5.0 ★Texas Ratio: 5.43% |
Conventional | 1 | 0.4% | 100% | $155,000 | View |
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1911 Highway 394, Blountville, TN 37617 5349 A+5.0 ★Texas Ratio: 1.56% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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5000 Maryland Way, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.8% | 40% | $190,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $365,000 | |
Legacy Home Loans, LLC
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Conventional | 1 | 0.4% | 100% | $125,000 | |
21St Mortgage
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Conventional | 1 | 0.4% | 33.3% | $195,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 26 | 10.4% | 83.9% | $287,692 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA | 23 | 9.2% | 88.9% | $194,130 | View |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 23 | 9.2% | 89.3% | $253,695 | |
Redstone Federal Credit Union
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Conventional, HELOC | 13 +26 HELOCs |
5.2% | 92.9% | $205,000 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA | 9 | 3.6% | 100% | $225,000 | |
Pennymac Loan Services LLC
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FHA, VA | 7 | 2.8% | 87.5% | $239,285 | |
Canopy Mortgage, LLC
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Conventional, FHA | 5 | 2% | 100% | $223,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional, FHA, VA | 5 | 2% | 71.4% | $319,000 | View |
Freedom Mortgage Corporation
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Conventional, FHA | 4 | 1.6% | 100% | $322,500 | |
Mortgage Research Center
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VA | 4 | 1.6% | 62.5% | $312,500 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 4 | 1.6% | 100% | $190,000 | |
Lakeview Loan Servicing, LLC
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FHA, VA | 3 | 1.2% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 0.99% |
Conventional | 3 | 1.2% | 100% | $85,000 | View |
Stockton Mortgage Corporation
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Conventional, VA | 3 | 1.2% | 100% | $328,333 | |
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C-3.6 ★Texas Ratio: 31.27% |
FHA, USDA | 3 | 1.2% | 100% | $298,333 | View |
Fairway Independent Mort Corp
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VA, USDA | 3 | 1.2% | 100% | $305,000 | |
The Loan Store, Inc
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Conventional, FHA, HELOC | 2 +1 HELOCs |
0.8% | 100% | $385,000 | |
Newrez LLC
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Conventional, VA | 2 | 0.8% | 100% | $205,000 | |
CrossCountry Mortgage, LLC
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VA | 2 | 0.8% | 100% | $250,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 0.8% | 100% | $80,000 | |
loanDepot.com LLC
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Conventional | 2 | 0.8% | 100% | $135,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.8% | 40% | $60,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, VA | 2 | 0.8% | 100% | $270,000 | View |
First Colony Mortgage Corporat
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FHA, VA | 2 | 0.8% | 100% | $450,000 | |
New Day Financial, LLC.
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VA | 2 | 0.8% | 100% | $235,000 | |
Planet Home Lending, LLC
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FHA, VA | 2 | 0.8% | 100% | $260,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 0.8% | 100% | $185,000 | |
Farm Credit Mid-America, Aca
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Conventional | 2 | 0.8% | 100% | $435,000 | |
Carrington Mortgage Services LLC
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FHA, VA | 2 | 0.8% | 75% | $160,000 | |
Spring Eq, LLC
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Conventional | 2 | 0.8% | 50% | $65,000 | |
CB&S Bank
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Conventional, HELOC | 1 +7 HELOCs |
0.4% | 33.3% | $25,000 | |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $275,000 | |
American Financial Resources LLC
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VA | 1 | 0.4% | 100% | $205,000 | |
Guaranteed Rate, Inc.
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VA | 1 | 0.4% | 100% | $285,000 | |
Goodleap, LLC
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Conventional | 1 | 0.4% | 100% | $115,000 | |
Sage Home Loans Corporation
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FHA | 1 | 0.4% | 50% | $305,000 | |
MortgageOne, Inc
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FHA | 1 | 0.4% | 100% | $315,000 | |
American Financial Network, Inc.
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USDA | 1 | 0.4% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.4% | 100% | $575,000 | View |
ClearPath Lending
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VA | 1 | 0.4% | 100% | $235,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $175,000 | |
First Jackson Bank, Inc
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Conventional | 1 | 0.4% | 100% | $225,000 | |
Victorian Finance, LLC
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FHA | 1 | 0.4% | 100% | $405,000 | |
Iserve Residential Lending
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USDA | 1 | 0.4% | 100% | $225,000 | |
Endeavor Capital, LLC
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FHA | 1 | 0.4% | 100% | $175,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.4% | 100% | $205,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.4% | 100% | $255,000 | |
Lower, LLC
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FHA | 1 | 0.4% | 50% | $455,000 | |
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A5.0 ★Texas Ratio: 8.28% |
USDA | 1 | 0.4% | 100% | $355,000 | View |
Southwest Stage Funding LLC
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Conventional | 1 | 0.4% | 100% | $165,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.4% | 100% | $255,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $405,000 | View |
Paramount Residential Mortgage
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FHA | 1 | 0.4% | 100% | $255,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.4% | 100% | $235,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.4% | 100% | $395,000 | |
Cadence Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 10.91% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Park City Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Park City, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Park City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Park City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Park City, TN
Use these to narrow the list above. Each category shows how many Park City, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Park City, TN
Independent mortgage companies closed 65.5 percent of home loans in Park City, Tennessee in 2025, banks 26.9 percent and credit unions 7.6 percent. Vanderbilt Mortgage and Finance, Inc was the largest mortgage company, First Community Mortgage, Inc. the largest bank and Ascend Federal Credit Union the largest credit union. Among lenders headquartered in Tennessee, First Community Mortgage, Inc. led with 17 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Park City, TN
By home loans closed in 2025, First Community Mortgage, Inc. was the largest mortgage lender in Park City, Tennessee with 17 loans, about 6.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
28 lenders closed FHA loans in Park City, Tennessee in 2025, led by United Wholesale Mortgage with 15. 23 lenders closed VA loans, led by United Wholesale Mortgage, and 9 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 4 credit unions closed home loans in Park City, Tennessee in 2025, alongside 48 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Park City, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Park City, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Park City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
