Mortgage Lenders and Brokers in Lookout Mountain, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lookout Mountain, Tennessee mortgage lenders include Truist BankTruist Bank802 Scenic Hwy, Lookout Mountain, TN 37350A+5.0 ★Texas Ratio: 2.87%, RockPointBankRockPointBank401 Chestnut St, Chattanooga, TN 37402A+5.0 ★Texas Ratio: 1.64%, Pinnacle BankPinnacle Bank5308 Mount View Rd, Antioch, TN 37013A+5.0 ★Texas Ratio: 3.04%, Bank of America NABank of America NA6186 Stage Rd, Bartlett, TN 38134A+5.0 ★Texas Ratio: 4.14%, FirstbankFirstbank8398 Us Highway 64, Bartlett, TN 38133A5.0 ★Texas Ratio: 7.51%, Builtwell BankBuiltwell Bank219 Ward St, Benton, TN 37307A+5.0 ★Texas Ratio: 2.72%, Community Mortgage CorporationCommunity Mortgage Corporation1007 Us Highway 45 N, Henderson, TN 38340, First Horizon BankFirst Horizon Bank112 S Hall Rd, Alcoa, TN 37701A+5.0 ★Texas Ratio: 5.76%, SmartbankSmartbank109 Associates Blvd, Alcoa, TN 37701A+5.0 ★Texas Ratio: 1.74%, and Regions BankRegions Bank216 S Calderwood St, Alcoa, TN 37701A+5.0 ★Texas Ratio: 4.37%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lookout Mountain, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lookout Mountain are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lookout Mountain, Tennessee
Market share is the lender's share of all home loans closed in Lookout Mountain, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1 office in Lookout Mountain 802 Scenic Hwy, Lookout Mountain, TN 37350 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +4 HELOCs |
2.9% | 100% | $395,000 | View |
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401 Chestnut St, Chattanooga, TN 37402 A+5.0 ★Texas Ratio: 1.64% |
Conventional, Jumbo | 4 | 11.8% | 100% | $1,437,500 | View |
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5308 Mount View Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 3.04% |
Conventional, Jumbo, HELOC | 3 +2 HELOCs |
8.8% | 100% | $1,188,333 | View |
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6186 Stage Rd, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
2.9% | 100% | $885,000 | View |
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8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
2.9% | 100% | $935,000 | View |
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219 Ward St, Benton, TN 37307 A+5.0 ★Texas Ratio: 2.72% |
Conventional | 1 | 2.9% | 100% | $755,000 | View |
Community Mortgage Corporation
1007 Us Highway 45 N, Henderson, TN 38340 |
Conventional | 1 | 2.9% | 100% | $245,000 | |
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★ 5 stars, 1 review 112 S Hall Rd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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109 Associates Blvd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 1.74% |
HELOC | 0 +2 HELOCs |
0% | 100% | View | |
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216 S Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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5810 Airline Rd, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 4216 Century Farms Ter, Antioch, TN 37013 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Tennessee Valley Federal C U
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Conventional, HELOC | 1 +1 HELOCs |
2.9% | 100% | $715,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 4 | 11.8% | 80% | $1,222,500 | View |
Movement Mortgage, LLC
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Conventional | 3 | 8.8% | 100% | $588,333 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional | 2 | 5.9% | 100% | $555,000 | View |
Cadence Bank
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Conventional, Jumbo | 1 | 2.9% | 100% | $995,000 | |
CrossCountry Mortgage, LLC
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VA | 1 | 2.9% | 100% | $365,000 | |
Guild Mortgage Company
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Conventional | 1 | 2.9% | 100% | $655,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 2.9% | 100% | $755,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 2.9% | 100% | $575,000 | |
Congressional Federal Credit Union
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Conventional | 1 | 2.9% | 100% | $505,000 | |
Embrace Home Loans, Inc.
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Conventional | 1 | 2.9% | 100% | $715,000 | |
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A4.7 ★Texas Ratio: 0.83% |
Conventional, Jumbo | 1 | 2.9% | 100% | $875,000 | View |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 1 | 2.9% | 100% | $2,945,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 2.9% | 100% | $825,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 2.9% | 100% | $95,000 | |
Spring Eq, LLC
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Conventional | 1 | 2.9% | 100% | $155,000 |
Lookout Mountain Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lookout Mountain, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Lookout Mountain? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lookout Mountain in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lookout Mountain, TN
Use these to narrow the list above. Each category shows how many Lookout Mountain, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Lookout Mountain, TN
Independent mortgage companies closed 35.3 percent of home loans in Lookout Mountain, Tennessee in 2025, banks 55.9 percent and credit unions 8.8 percent. Community Mortgage Corporation was the largest mortgage company, Truist Bank the largest bank and Tennessee Valley Federal C U the largest credit union. Among lenders headquartered in Tennessee, RockPointBank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lookout Mountain, TN
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Lookout Mountain, Tennessee with 1 loans, about 2.9 percent of the market. The largest lender headquartered in Tennessee was RockPointBank with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 3 credit unions closed home loans in Lookout Mountain, Tennessee in 2025, alongside 9 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lookout Mountain, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lookout Mountain, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lookout Mountain. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
