Mortgage Lenders and Brokers in Gatlinburg, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Gatlinburg, Tennessee mortgage lenders include SmartbankSmartbank570 E Parkway, Gatlinburg, TN 37738A+5.0 ★Texas Ratio: 1.74%, Citizens National BankCitizens National Bank110 Cherokee Orchard Rd, Gatlinburg, TN 37738A+5.0 ★Texas Ratio: 0.31%, Tennessee State BankTennessee State Bank414 E Parkway, Gatlinburg, TN 37738A+5.0 ★Texas Ratio: 0.90%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust1611 Gunbarrel Rd, Chattanooga, TN 37421A5.0 ★Texas Ratio: 7.72%, Knoxville TVA Employees Credit UnionKnoxville TVA Employees Credit Union1113 Hunters Xing, Alcoa, TN 37701 1852A+5.0 ★Texas Ratio: 2.34%, Commercial BankCommercial Bank5500 Maryland Way, Brentwood, TN 37027A+5.0 ★Texas Ratio: 2.83%, Consumer Credit UnionConsumer Credit Union3634 E Andrew Johnson Hwy, Greeneville, TN 37745A+5.0 ★Texas Ratio: 0.68%, Regions BankRegions Bank216 S Calderwood St, Alcoa, TN 37701A+5.0 ★Texas Ratio: 4.37%, Eastman Credit UnionEastman Credit Union1911 Highway 394, Blountville, TN 37617 5349A+5.0 ★Texas Ratio: 1.56%, and Hearthside Bank CorporationHearthside Bank Corporation111 Washington Ave, Harrogate, TN 37752A+5.0 ★Texas Ratio: 2.76%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Gatlinburg, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Gatlinburg are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Gatlinburg, Tennessee
Market share is the lender's share of all home loans closed in Gatlinburg, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Gatlinburg 570 E Parkway, Gatlinburg, TN 37738 A+5.0 ★Texas Ratio: 1.74% |
Conventional, HELOC | 5 +3 HELOCs |
2.6% | 100% | $455,000 | View |
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2 offices in Gatlinburg 110 Cherokee Orchard Rd, Gatlinburg, TN 37738 A+5.0 ★Texas Ratio: 0.31% |
Conventional | 1 | 0.5% | 100% | $395,000 | View |
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414 E Parkway, Gatlinburg, TN 37738 A+5.0 ★Texas Ratio: 0.90% |
Conventional | 3 | 1.6% | 37.5% | $338,333 | View |
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1611 Gunbarrel Rd, Chattanooga, TN 37421 A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo | 3 | 1.6% | 100% | $815,000 | View |
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1113 Hunters Xing, Alcoa, TN 37701 1852 A+5.0 ★Texas Ratio: 2.34% |
Conventional, HELOC | 2 +3 HELOCs |
1% | 100% | $145,000 | View |
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5500 Maryland Way, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 2.83% |
Conventional | 2 | 1% | 100% | $380,000 | View |
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3634 E Andrew Johnson Hwy, Greeneville, TN 37745 A+5.0 ★Texas Ratio: 0.68% |
Conventional | 2 | 1% | 100% | $335,000 | View |
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216 S Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 50% | $235,000 | View |
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1911 Highway 394, Blountville, TN 37617 5349 A+5.0 ★Texas Ratio: 1.56% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $515,000 | View |
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111 Washington Ave, Harrogate, TN 37752 A+5.0 ★Texas Ratio: 2.76% |
Conventional | 1 | 0.5% | 50% | $245,000 | View |
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11849 Crawford Pines Dr, Arlington, TN 38002 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 0.5% | 50% | $1,045,000 | View |
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844 Volunteer Pkwy, Bristol, TN 37620 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.5% | 100% | $615,000 | View |
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5308 Mount View Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 0.5% | 50% | $285,000 | View |
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9059 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 100% | $205,000 | View |
Ornl Federal Credit Union
103 Hamilton Crossing Dr, Alcoa, TN 37701 |
Conventional | 1 | 0.5% | 100% | $385,000 | |
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8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.5% | 100% | $235,000 | View |
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101 Creekside Xing, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 2.91% |
Conventional | 1 | 0.5% | 100% | $315,000 | View |
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★ 1.7 stars, 3 reviews 4216 Century Farms Ter, Antioch, TN 37013 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.5% | 100% | $245,000 | View |
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782 Old Hickory Blvd, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 2.35% |
Conventional | 1 | 0.5% | 50% | $635,000 | View |
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1087 Hunters Xing, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Investors Group
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Conventional | 3 | 1.6% | 100% | $481,666 | |
Legacy Home Loans, LLC
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Conventional | 1 | 0.5% | 100% | $425,000 | |
Movement Mortgage, LLC
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Conventional, FHA, Jumbo | 28 | 14.7% | 94.1% | $532,500 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA | 16 | 8.4% | 77.3% | $374,375 | View |
Alliant Credit Union
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Conventional, Jumbo | 12 | 6.3% | 100% | $531,666 | |
Pennymac Loan Services LLC
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Conventional, FHA, Jumbo | 7 | 3.7% | 100% | $572,142 | |
The Loan Store, Inc
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Conventional, Jumbo | 7 | 3.7% | 100% | $622,142 | |
United Wholesale Mortgage
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Conventional, Jumbo | 4 | 2.1% | 66.7% | $510,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional, Jumbo | 4 | 2.1% | 100% | $672,500 | View |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 4 | 2.1% | 100% | $577,500 | View |
Liberty Federal Credit Union
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Conventional | 3 | 1.6% | 100% | $315,000 | |
Guaranteed Rate, Inc.
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Conventional | 3 | 1.6% | 100% | $421,666 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 3 | 1.6% | 75% | $551,666 | View |
Cmg Mortgage Inc
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Conventional, Jumbo | 3 | 1.6% | 100% | $611,666 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 3 | 1.6% | 100% | $291,666 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 3 | 1.6% | 100% | $508,333 | |
Newrez LLC
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Conventional, FHA | 2 | 1% | 66.7% | $135,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 1% | 100% | $315,000 | |
Bay-Valley Mortgage Group
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Conventional | 2 | 1% | 100% | $485,000 | |
Michigan Mutual, Inc
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Conventional | 2 | 1% | 100% | $425,000 | |
Nationstar Mortgage
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Conventional, FHA | 2 | 1% | 50% | $200,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 1% | 100% | $480,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, Jumbo | 2 | 1% | 100% | $595,000 | View |
Tomo Mortgage LLC
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Conventional | 2 | 1% | 100% | $550,000 | |
United Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $355,000 | |
Cadence Bank
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Conventional | 1 | 0.5% | 100% | $375,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $635,000 | |
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A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.5% | 100% | $385,000 | View |
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B+4.0 ★Texas Ratio: 2.09% |
Conventional | 1 | 0.5% | 100% | $545,000 | View |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.5% | 100% | $295,000 | |
Nbkc Bank
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Conventional | 1 | 0.5% | 33.3% | $305,000 | |
MDE Home Loans LLC
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Conventional | 1 | 0.5% | 100% | $675,000 | |
loanDepot.com LLC
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VA | 1 | 0.5% | 100% | $715,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.5% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.5% | 100% | $545,000 | View |
Nqm Funding, LLC
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Conventional, Jumbo | 1 | 0.5% | 50% | $1,195,000 | |
Success Mortgage Partners, Inc
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Conventional | 1 | 0.5% | 100% | $455,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 0.5% | 100% | $235,000 | |
Network Funding, L.P.
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Conventional | 1 | 0.5% | 100% | $635,000 | |
Union Home Mortgage Corp.
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,315,000 | |
Ivy Mortgage, Inc.
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Conventional | 1 | 0.5% | 100% | $555,000 | |
Nfm, Inc
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Conventional | 1 | 0.5% | 100% | $575,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.5% | 100% | $685,000 | |
New Day Financial, LLC.
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VA | 1 | 0.5% | 100% | $165,000 | |
Atlantic Bay Mortgage Group
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VA | 1 | 0.5% | 100% | $405,000 | |
Loanpeople, LLC
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Conventional, Jumbo | 1 | 0.5% | 100% | $985,000 | |
Wright Patt Credit Union Inc
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Conventional, Jumbo | 1 | 0.5% | 50% | $1,505,000 | |
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A+5.0 ★Texas Ratio: 2.26% |
Conventional | 1 | 0.5% | 100% | $395,000 | View |
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A+5.0 ★Texas Ratio: 2.54% |
Conventional | 1 | 0.5% | 100% | $425,000 | View |
Atlanta Postal Credit Union
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Conventional | 1 | 0.5% | 100% | $705,000 | |
Mortgage Research Center
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VA | 1 | 0.5% | 100% | $395,000 | |
Ardri LLC
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Conventional | 1 | 0.5% | 100% | $455,000 | |
Pentagon Federal Credit Union
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Conventional | 1 | 0.5% | 50% | $415,000 | |
Uif Corporation
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Conventional | 1 | 0.5% | 100% | $345,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.5% | 100% | $505,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.5% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 4.12% |
Conventional | 1 | 0.5% | 100% | $395,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.5% | 100% | $405,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.5% | 100% | $165,000 | |
Midflorida Credit Union
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,265,000 | |
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A+5.0 ★Texas Ratio: 3.74% |
Conventional | 1 | 0.5% | 100% | $485,000 | View |
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A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.5% | 100% | $575,000 | View |
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A5.0 ★Texas Ratio: 8.07% |
Conventional | 1 | 0.5% | 100% | $405,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.5% | 50% | $75,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.5% | 100% | $405,000 | |
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lafayette Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Wings Financial Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Gatlinburg Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Gatlinburg, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Gatlinburg? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Gatlinburg in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Gatlinburg, TN
Use these to narrow the list above. Each category shows how many Gatlinburg, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Gatlinburg, TN
Independent mortgage companies closed 57.1 percent of home loans in Gatlinburg, Tennessee in 2025, banks 25.1 percent and credit unions 17.8 percent. Mortgage Investors Group was the largest mortgage company, Smartbank the largest bank and Knoxville TVA Employees Credit Union the largest credit union. Among lenders headquartered in Tennessee, Smartbank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Gatlinburg, TN
By home loans closed in 2025, Smartbank was the largest mortgage lender in Gatlinburg, Tennessee with 5 loans, about 2.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Gatlinburg, Tennessee in 2025, led by Movement Mortgage, LLC with 1. 5 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 17 credit unions closed home loans in Gatlinburg, Tennessee in 2025, alongside 39 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Gatlinburg, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Gatlinburg, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Gatlinburg. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
